Exhibit 99.2

 Commerce Bancorp, Inc. and Subsidiaries

Consolidated Balance Sheets

(unaudited)

		June 30,			March 31,			Linked Quarter			June 30,
	(dollars in thousands)	2006			2006			% Change			2005		% Change
Assets	Cash and due from banks	$	1,409,537		$	1,185,293			19	%	$	1,400,346		1	%
	Federal funds sold		56,600			6,600			758			13,700		313
	Cash and cash equivalents		1,466,137			1,191,893			23			1,414,046		4
	Loans held for sale		43,825			37,349			17			314,437		(86	)
	Trading securities		91,148			123,468			(26	)		183,894		(50	)
	Securities available for sale		11,074,128			10,245,046			8			7,676,837		44
	Securities held to maturity		14,415,921			13,705,727			5			11,708,266		23
	Loans:
	Commercial real estate:
	Investor developer		2,329,475			2,156,040			8			1,626,886		43
	Residential construction		320,749			289,236			11			245,369		31
			2,650,224			2,445,276			8			1,872,255		42
	Commercial loans:
	Term		2,028,761			1,951,600			4			1,505,965		35
	Line of credit		1,702,539			1,632,310			4			1,343,279		27
	Demand		0			0			0			24,000		(100	)
			3,731,300			3,583,910			4			2,873,244		30
	Owner-occupied		2,613,555			2,526,458			3			2,229,453		17
			6,344,855			6,110,368			4			5,102,697		24
	Consumer:
	Mortgages (1-4 family residential)		2,198,114			2,119,424			4			1,443,602		52
	Installment		265,639			230,927			15			167,663		58
	Home equity		2,714,150			2,484,333			9			2,024,130		34
	Credit lines		100,544			90,282			11			78,370		28
			5,278,447			4,924,966			7			3,713,765		42
	Total loans		14,273,526			13,480,610			6			10,688,717		34
	Less allowance for loan losses		140,746	*		135,745	*		4			141,325		(0	)
			14,132,780			13,344,865			6			10,547,392		34
	Bank premises and equipment, net		1,494,333			1,406,608			6			1,135,035		32
	Goodwill and other intangible assets		148,846			150,466			(1	)		8,972		1,559
	Other assets		569,181			486,960			17			374,057		52
	Total assets	$	43,436,299		$	40,692,382			7	%	$	33,362,936		30	%
Liabilities	Deposits:
	Demand:
	Noninterest-bearing	$	8,653,739		$	8,391,102			3	%	$	7,540,381		15	%
	Interest-bearing		14,269,002			14,146,346			1			11,966,515		19
	Savings		10,765,985			10,328,280			4			7,504,035		43
	Time		4,361,036			4,246,379			3			3,508,132		24
	Total deposits		38,049,762			37,112,107			3			30,519,063		25
	Other borrowed money		2,568,445			869,753			195			567,346		353
	Other liabilities		291,732			292,225			(0	)		227,036		28
	Long-term debt		0			0			0			200,000		(100	)
			40,909,939			38,274,085			7			31,513,445		30
Stockholders'	Common stock		186,662			184,046			1			164,178		14
Equity	Capital in excess of par value		1,646,984			1,566,673			5			1,024,851		61
	Retained earnings		863,229			805,967			7			664,803		30
	Accumulated other comprehensive (loss) income		(154,043	)		(121,918	)		26			8,390		(1,936	)
			2,542,832			2,434,768			4			1,862,222		37
	Less treasury stock, at cost		16,472			16,471			0			12,731		29
	Total stockholders' equity		2,526,360			2,418,297			4			1,849,491		37
	Total liabilities and stockholders' equity	$	43,436,299		$	40,692,382			7	%	$	33,362,936		30	%

* Net of $7.6 million, June 2006, and $7.2 million, March 2006, Allowance for Unfunded Credit Commitments included in Other Liabilities

 Commerce Bancorp, Inc. and Subsidiaries

Consolidated Balance Sheets

(unaudited)

	(dollars in thousands)	June 30,			March 31, 2006									June 30, 2005
		2006			Actual			$ Change			% Change			Actual			$ Change			% Change
Assets	Cash and due from banks	$	1,409,537		$	1,185,293		$	224,244			19	%	$	1,400,346		$	9,191			1	%
	Federal funds sold		56,600			6,600			50,000			758			13,700			42,900			313
	Cash and cash equivalents		1,466,137			1,191,893			274,244			23			1,414,046			52,091			4
	Loans held for sale		43,825			37,349			6,476			17			314,437			(270,612	)		(86	)
	Trading securities		91,148			123,468			(32,320	)		(26	)		183,894			(92,746	)		(50	)
	Securities available for sale		11,074,128			10,245,046			829,082			8			7,676,837			3,397,291			44
	Securities held to maturity		14,415,921			13,705,727			710,194			5			11,708,266			2,707,655			23
	Loans		14,273,526			13,480,610			792,916			6			10,688,717			3,584,809			34
	Less allowance for loan losses		140,746	*		135,745	*		5,001			4			141,325			(579	)		(0	)
			14,132,780			13,344,865			787,915			6			10,547,392			3,585,388			34
	Reserve %		1.04	%		1.06	%								1.32	%
	Bank premises and equipment, net		1,494,333			1,406,608			87,725			6			1,135,035			359,298			32
	Other assets		718,027			637,426			80,601			13			383,029			334,998			87
	Total assets	$	43,436,299		$	40,692,382		$	2,743,917			7	%	$	33,362,936		$	10,073,363			30	%
Liabilities	Deposits:
	Demand:
	Noninterest-bearing	$	8,653,739		$	8,391,102		$	262,637			3	%	$	7,540,381		$	1,113,358			15	%
	Interest-bearing		14,269,002			14,146,346			122,656			1			11,966,515			2,302,487			19
	Savings		10,765,985			10,328,280			437,705			4			7,504,035			3,261,950			43
	Time		4,361,036			4,246,379			114,657			3			3,508,132			852,904			24
	Total deposits		38,049,762			37,112,107			937,655			3			30,519,063			7,530,699			25
	Core deposits		36,783,874			35,912,440			871,434			2			29,624,831			7,159,043			24
	Total other liabilities		2,860,177			1,161,978			1,698,199			146			994,382			1,865,795			188
			40,909,939			38,274,085			2,635,854			7			31,513,445			9,396,494			30
Stockholders' Equity			2,526,360			2,418,297			108,063			4			1,849,491			676,869			37
	Total liabilities and stockholders' equity	$	43,436,299		$	40,692,382		$	2,743,917			7	%	$	33,362,936		$	10,073,363			30	%

* Net of $7.6 million, June 2006, and $7.2 million, March 2006, Allowance for Unfunded Credit Commitments included in Other Liabilities

 Commerce Bancorp, Inc. and Subsidiaries

Consolidated Balance Sheets

(unaudited)

		June 30,			December 31,
	(dollars in thousands)	2006			2005
Assets	Cash and due from banks	$	1,409,537		$	1,284,064
	Federal funds sold		56,600			12,700
	Cash and cash equivalents		1,466,137			1,296,764
	Loans held for sale		43,825			30,091
	Trading securities		91,148			143,016
	Securities available for sale		11,074,128			9,518,821
	Securities held to maturity		14,415,921			13,005,364
	(market value 6/06-$13,904,538; 2005-$12,758,552)
	Loans		14,273,526			12,658,652
	Less allowance for loan losses		140,746			133,664
			14,132,780			12,524,988
	Bank premises and equipment, net		1,494,333			1,378,786
	Goodwill and other intangible assets		148,846			106,926
	Other assets		569,181			461,281
	Total assets	$	43,436,299		$	38,466,037
Liabilities	Deposits:
	Demand:
	Noninterest-bearing	$	8,653,739		$	8,019,878
	Interest-bearing		14,269,002			13,286,678
	Savings		10,765,985			9,486,712
	Time		4,361,036			3,933,445
	Total deposits		38,049,762			34,726,713
	Other borrowed money		2,568,445			1,106,443
	Other liabilities		291,732			323,708
	Long-term debt		0			0
			40,909,939			36,156,864
Stockholders'	Common stock, 186,661,589 shares issued (179,498,717 shares in 2005)		186,662			179,499
Equity	Capital in excess of par value		1,646,984			1,450,843
	Retained earnings		863,229			750,710
	Accumulated other comprehensive (loss) income		(154,043	)		(59,169	)
			2,542,832			2,321,883
	Less treasury stock, at cost, 946,626 shares (837,338 shares in 2005)		16,472			12,710
	Total stockholders' equity		2,526,360			2,309,173
	Total liabilities and stockholders' equity	$	43,436,299		$	38,466,037

Commerce Bancorp, Inc. and Subsidiaries

Consolidated Statements of Income

(unaudited)

		Three Months Ended							Six Months Ended
		June 30,							June 30,
	(dollars in thousands, except per share amounts)	2006		2005		% Change			2006		2005		% Change
Interest	Interest and fees on loans	$	236,890	$	161,839		46	%	$	451,864	$	307,057		47	%
income	Interest on investments		325,022		234,970		38			620,098		459,916		35
	Other interest		250		889		(72	)		663		1,205		(45	)
	Total interest income		562,162		397,698		41			1,072,625		768,178		40
Interest	Interest on deposits:
expense	Demand		118,085		53,755		120			216,025		100,426		115
	Savings		64,157		23,258		176			118,161		42,338		179
	Time		41,174		22,281		85			77,435		40,679		90
	Total interest on deposits		223,416		99,294		125			411,621		183,443		124
	Interest on other borrowed money		19,809		6,917		186			34,137		11,327		201
	Interest on long-term debt		0		3,020		(100	)		0		6,040		(100	)
	Total interest expense		243,225		109,231		123			445,758		200,810		122
	Net interest income		318,937		288,467		11			626,867		567,368		10
	Provision for credit losses		7,500		4,500		67			14,001		10,750		30
	Net interest income after provision    for credit losses		311,437		283,967		10			612,866		556,618		10
Noninterest	Deposit charges and service fees		91,653		68,802		33			173,934		128,766		35
income	Other operating income		51,303		42,152		22			100,024		84,769		18
	Net investment securities      (losses) gains		0		4,689		(100	)		0		5,797		(100	)
	Total noninterest income		142,956		115,643		24			273,958		219,332		25
	Total Revenues		461,893		404,110		14			900,825		786,700		15
Noninterest	Salaries and benefits		150,630		127,552		18			295,455		246,853		20
expense	Occupancy		45,487		39,110		16			91,727		77,103		19
	Furniture and equipment		39,656		28,895		37			75,616		57,821		31
	Office		14,398		12,577		14			29,871		25,254		18
	Marketing		11,699		8,456		38			19,510		14,257		37
	Other		71,914		61,909		16			136,939		115,617		18
	Total noninterest expenses		333,784		278,499		20			649,118		536,905		21
	Income before income taxes		120,609		121,111		(0	)		237,706		239,045		(1	)
	Provision for federal and state income taxes		41,089		41,702		(1	)		80,889		82,499		(2	)
	Net income	$	79,520	$	79,409		0	%	$	156,817	$	156,546		0	%
	Net income per common and    common equivalent share:
	Basic	$	0.43	$	0.49		(12	)%	$	0.86	$	0.97		(11	)%
	Diluted	$	0.41	$	0.46		(11	)	$	0.82	$	0.91		(10	)
	Average common and common    equivalent shares outstanding:
	Basic		184,437		162,287		14			182,686		161,547		13
	Diluted		193,842		177,202		9			191,914		176,724		9
	Cash dividends, common stock	$	0.12	$	0.11		9	%	$	0.24	$	0.22		9	%

Commerce Bancorp, Inc. and Subsidiaries

Consolidated Statements of Income

(unaudited)

		Three Months Ended
		June 30,			March 31,						June 30,
	(dollars in thousands, except per share amounts)	2006			2006			% Change			2005			% Change
Interest	Interest and fees on loans	$	236,890		$	214,974			10	%	$	161,839			46	%
income	Interest on investments		325,022			295,076			10			234,970			38
	Other interest		250			413			(39	)		889			(72	)
	Total interest income		562,162			510,463			10			397,698			41
Interest	Interest on deposits:
expense	Demand		118,085			97,940			21			53,755			120
	Savings		64,157			54,004			19			23,258			176
	Time		41,174			36,261			14			22,281			85
	Total interest on deposits		223,416			188,205			19			99,294			125
	Interest on other borrowed money		19,809			14,328			38			6,917			186
	Interest on long-term debt		0			0			0			3,020			(100	)
	Total interest expense		243,225			202,533			20			109,231			123
	Net interest income		318,937			307,930			4			288,467			11
	Provision for credit losses		7,500			6,501			15			4,500			67
	Net interest income after provision for credit losses		311,437			301,429			3			283,967			10
Noninterest	Deposit charges and service fees		91,653			82,281			11			68,802			33
income	Other operating income		51,303			48,721			5			42,152			22
	Net investment securities (losses) gains		0			0			0			4,689			(100	)
	Total noninterest income		142,956			131,002			9			115,643			24
	Total Revenues		461,893			438,932			5			404,110			14
Noninterest	Salaries and benefits		150,630			144,825			4			127,552			18
expense	Occupancy		45,487			46,240			(2	)		39,110			16
	Furniture and equipment		39,656			35,960			10			28,895			37
	Office		14,398			15,473			(7	)		12,577			14
	Marketing		11,699			7,811			50			8,456			38
	Other		71,914			65,025			11			61,909			16
	Total noninterest expenses		333,784			315,334			6			278,499			20
	Income before income taxes		120,609			117,097			3			121,111			(0	)
	Provision for federal and state income taxes		41,089			39,800			3			41,702			(1	)
	Net income	$	79,520		$	77,297			3	%	$	79,409			0	%
	Net income per common and    common equivalent share:
	Basic	$	0.43		$	0.43			0	%	$	0.49			(12	)%
	Diluted	$	0.41		$	0.41			0		$	0.46			(11	)
	Average common and common    equivalent shares outstanding:
	Basic		184,437			180,917			2			162,287			14
	Diluted		193,842			189,867			2			177,202			9
	Cash dividends, common stock	$	0.12		$	0.12			0	%	$	0.11			9	%
	Return on average assets		0.76	%		0.79	%					0.97	%
	Return on average equity		12.83			13.00						17.68

Commerce Bancorp, Inc.

Selected Consolidated Financial Data

(Unaudited)

	Three Months Ended June 30,									Six Months Ended June 30,
	2006			2005			% Change			2006			2005			% Change
	(dollars and shares in thousands)									(dollars and shares in thousands)
Income Statement Data:
Net interest income	$	318,937		$	288,467			11	%	$	626,867		$	567,368			10	%
Provision for credit losses		7,500			4,500			67			14,001			10,750			30
Noninterest income		142,956			115,643			24			273,958			219,332			25
Total revenues		461,893			404,110			14			900,825			786,700			15
Noninterest expense		333,784			278,499			20			649,118			536,905			21
Net income		79,520			79,409			0			156,817			156,546			0
Per Share Data:
Net income - Basic	$	0.43		$	0.49			(12	)%	$	0.86		$	0.97			(11	)%
Net income - Diluted		0.41			0.46			(11	)		0.82			0.91			(10	)
Book value - Basic										$	13.60		$	11.32			20	%
Book value - Diluted											12.96			11.48			13
Revenue per share - Diluted	$	9.53		$	9.12			4	%	$	9.39		$	8.90			5	%
Weighted Average Shares Outstanding:
Basic		184,437			162,287						182,686			161,547
Diluted		193,842			177,202						191,914			176,724
Balance Sheet Data:
Total assets										$	43,436,299		$	33,362,936			30	%
Loans (net)											14,132,780			10,547,392			34
Allowance for credit losses											148,383			141,325			5
Securities available for sale											11,074,128			7,676,837			44
Securities held to maturity											14,415,921			11,708,266			23
Total deposits											38,049,762			30,519,063			25
Core deposits											36,783,874			29,624,831			24
Convertible Trust Capital Securities -     Commerce Capital Trust II											0			200,000			-
Stockholders' equity											2,526,360			1,849,491			37
Capital:
Stockholders' equity to total assets											5.82	%		5.54	%
Risk-based capital ratios:
Tier I											11.84			12.39
Total capital											12.56			13.29
Leverage ratio											6.03			6.20
Performance Ratios:
Cost of funds		2.54	%		1.46	%					2.41	%		1.39	%
Net interest margin		3.39			3.93						3.46			3.98
Return on average assets		0.76			0.97						0.77			0.98
Return on average total stockholders' equity		12.83			17.68						12.92			17.82

The following summary presents information regarding non-performing loans and assets as of June 30, 2006 and the preceding four quarters (dollar amounts in thousands).
	June 30,			March 31,			December 31,			September 30,			June 30,
	2006			2006			2005			2005			2005
Non-accrual loans:
Commercial	$	34,904		$	16,975		$	16,712		$	16,926		$	20,467
Consumer		8,927			9,285			8,834			8,559			8,641
Commercial real estate:
Construction		1,708			1,726			1,763			1,882			178
Mortgage		2,523			2,096			4,329			3,353			3,086
Total non-accrual loans		48,062			30,082			31,638			30,720			32,372
Restructured loans:
Commercial		2,941			3,037			3,133			3,230			3,326
Consumer		-			-			-			-			-
Commercial real estate:
Construction		-			-			-			-			-
Mortgage		-			-			-			-			-
Total restructured loans		2,941			3,037			3,133			3,230			3,326
Total non-performing loans		51,003			33,119			34,771			33,950			35,698
Other real estate		1,369			435			279			310			349
Total non-performing assets		52,372			33,554			35,050			34,260			36,047
Loans past due 90 days or more
and still accruing		583			332			248			177			165
Total non-performing assets and
loans past due 90 days or more	$	52,955		$	33,886		$	35,298		$	34,437		$	36,212
Total non-performing loans as a
percentage of total period-end
loans		0.36	%		0.25	%		0.27	%		0.30	%		0.33	%
Total non-performing assets as a
percentage of total period-end assets		0.12	%		0.08	%		0.09	%		0.09	%		0.11	%
Total non-performing assets and loans
past due 90 days or more as a
percentage of total period-end assets		0.12	%		0.08	%		0.09	%		0.09	%		0.11	%
Allowance for credit losses as a
percentage of total non-performing
loans		291	%		432	%		407	%		409	%		396	%
Allowance for credit losses as a percentage
of total period-end loans		1.04	%		1.06	%		1.12	%		1.23	%		1.32	%
Total non-performing assets and loans
past due 90 days or more as a
percentage of stockholders' equity and
allowance for credit losses		2	%		1	%		1	%		2	%		2	%

The following table presents, for the periods indicated, an analysis of the allowance for credit losses and other related data: (dollar amounts in thousands)
	Three Months Ended						Six Months Ended						Year Ended
	06/30/06			06/30/05			06/30/06			06/30/05			12/31/05
Balance at beginning of period	$	142,913		$	139,289		$	141,464		$	135,620		$	135,620
Provisions charged to operating expenses		7,500			4,500			14,001			10,750			19,150
		150,413			143,789			155,465			146,370			154,770
Recoveries on loans charged-off:
Commercial		2,095			339			2,628			990			2,546
Consumer		624			254			1,135			1,087			2,566
Commercial real estate		317			-			318			50			80
Total recoveries		3,036			593			4,081			2,127			5,192
Loans charged-off:
Commercial		(3,028	)		(1,213	)		(7,214	)		(3,815	)		(13,944	)
Consumer		(1,972	)		(915	)		(3,684	)		(2,402	)		(5,912	)
Commercial real estate		(66	)		(929	)		(265	)		(955	)		(1,136	)
Total charge-offs		(5,066	)		(3,057	)		(11,163	)		(7,172	)		(20,992	)
Net charge-offs		(2,030	)		(2,464	)		(7,082	)		(5,045	)		(15,800	)
Allowance for credit loss acquired bank														2,494
Balance at end of period	$	148,383		$	141,325		$	148,383		$	141,325		$	141,464
Net charge-offs as a percentage of
average loans outstanding		0.06	%		0.09	%		0.11	%		0.10	%		0.15	%
Net Allowance Additions	$	5,470		$	2,036		$	6,919		$	5,705		$	5,844

Commerce Bancorp, Inc. and Subsidiaries Average Balances and Net Interest Income

(unaudited)

	June 2006							March 2006							June 2005
	Average				Average			Average				Average			Average				Average
	Balance		Interest		Rate			Balance		Interest		Rate			Balance		Interest		Rate
(dollars in thousands)
Earning Assets
Investment securities
Taxable	$	23,851,645	$	319,271		5.37	%	$	22,325,450	$	289,739		5.26	%	$	18,821,647	$	231,275		4.93	%
Tax-exempt		559,733		7,322		5.25			549,794		6,956		5.13			374,448		3,257		3.49
Trading		113,049		1,525		5.41			108,670		1,255		4.69			178,037		2,427		5.47
Total investment securities		24,524,427		328,118		5.37			22,983,914		297,950		5.26			19,374,132		236,959		4.91
Federal funds sold		19,898		250		5.04			36,594		413		4.58			117,491		889		3.03
Loans
Commercial mortgages		4,784,584		83,903		7.03			4,491,557		76,193		6.88			3,707,963		59,684		6.46
Commercial		3,492,946		66,879		7.68			3,221,996		59,125		7.44			2,569,001		41,417		6.47
Consumer		5,115,609		80,560		6.32			4,817,562		74,127		6.24			3,720,529		55,819		6.02
Tax-exempt		498,492		8,535		6.87			492,283		8,506		7.01			426,032		7,568		7.12
Total loans		13,891,631		239,877		6.93			13,023,398		217,951		6.79			10,423,525		164,488		6.33
Total earning assets	$	38,435,956	$	568,245		5.93	%	$	36,043,906	$	516,314		5.81	%	$	29,915,148	$	402,336		5.39	%
Sources of Funds
Interest-bearing liabilities
Savings	$	10,344,463	$	64,157		2.49	%	$	9,712,691	$	54,004		2.25	%	$	7,082,969	$	23,258		1.32	%
Interest bearing demand		14,597,277		118,085		3.24			13,584,371		97,940		2.92			12,094,680		53,755		1.78
Time deposits		3,088,653		25,949		3.37			3,131,039		25,850		3.35			2,668,791		16,085		2.42
Public funds		1,224,298		15,225		4.99			952,132		10,411		4.43			828,305		6,196		3.00
Total deposits		29,254,691		223,416		3.06			27,380,233		188,205		2.79			22,674,745		99,294		1.76
Other borrowed money		1,624,229		19,809		4.89			1,316,437		14,328		4.41			845,462		6,917		3.28
Long-term debt		0		0		0.00			0		0		0.00			200,000		3,020		6.06
Total deposits and interest-bearing liabilities		30,878,920		243,225		3.16			28,696,670		202,533		2.86			23,720,207		109,231		1.85
Noninterest-bearing funds (net)		7,557,036							7,347,236							6,194,941
Total sources to fund earning assets	$	38,435,956		243,225		2.54		$	36,043,906		202,533		2.28		$	29,915,148		109,231		1.46
Net interest income and
margin tax-equivalent basis			$	325,020		3.39	%			$	313,781		3.53	%			$	293,105		3.93	%
Other Balances
Cash and due from banks	$	1,278,137						$	1,286,259						$	1,241,372
Other assets		2,314,307							2,094,400							1,749,133
Total assets		41,888,789							39,288,182							32,763,128
Total deposits		37,486,585							35,295,835							29,661,511
Demand deposits (noninterest-bearing)		8,231,894							7,915,602							6,986,766
Other liabilities		299,622							298,278							259,873
Stockholders' equity		2,478,353							2,377,632							1,796,282
Allowance for loan losses		139,611							136,383							142,525
Notes -Weighted average yields on tax-exempt obligations have been computed on a tax-equivalent basis assuming a federal tax rate of 35%.
-Non-accrual loans have been included in the average loan balance.
-Consumer loans include loans held for sale.

Commerce Bancorp, Inc. and Subsidiaries

Computation of Net Income Per Share

(dollars in thousands, except per share amounts)

	Three Months Ended June 30,				Six Months Ended June 30,
	2006		2005		2006		2005
Basic:
Net income applicable to common stock	$	79,520	$	79,409	$	156,817	$	156,546
Average common shares outstanding		184,437		162,287		182,686		161,547
Net income per common share	$	0.43	$	0.49	$	0.86	$	0.97
Diluted:
Net income applicable to common stock	$	79,520	$	79,409	$	156,817	$	156,546
on a diluted basis
Interest expense on trust preferred securities				1,963				3,926
	$	79,520	$	81,372	$	156,817	$	160,472
Average common shares outstanding		184,437		162,287		182,686		161,547
Additional shares considered in diluted
computation assuming:
Exercise of stock options		9,405		7,333		9,228		7,595
Conversion of trust preferred securities				7,582				7,582
Average common and common equivalent
shares outstanding		193,842		177,202		191,914		176,724
Net income per common and common
equivalent share	$	0.41	$	0.46	$	0.82	$	0.91