Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2025

Banking and Thrift, Interest [Abstract]

Schedule of Guidelines Governing the Classification of Capital Tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk - Weighted Assets	Total Capital to Risk - Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Schedule of Capital and Risk-Based Capital and Leverage Ratios

The following table provides the capital, risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

	September 30, 2025				December 31, 2024
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	2,364,465	9.46	%	$	1,935,522	11.34	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	2,364,465		11.04	%	1,825,197		12.73	%
Tier 1 Capital to Risk-Weighted Assets	2,364,465		11.04	%	1,935,522		13.50	%
Total Capital to Risk-Weighted Assets	3,187,027		14.88	%	2,449,129		17.08	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	2,526,336	10.12	%	$	1,843,123	10.80	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	2,526,336		11.80	%	1,843,123		12.85	%
Tier 1 Capital to Risk-Weighted Assets	2,526,336		11.80	%	1,843,123		12.85	%
Total Capital to Risk-Weighted Assets	2,794,398		13.05	%	2,022,737		14.10	%