Mortgage Servicing Rights (Tables)

9 Months Ended

Sep. 30, 2025

Transfers and Servicing [Abstract]

Schedule of Changes in the Company's MSRs

Changes in the Company’s MSRs were as follows:

	2025		2024
Balance at January 1	$	72,991	$	91,688
Sale of MSRs	(7,886)		(19,539)
Capitalization	7,092		6,860
Amortization	(6,731)		(7,019)
Balance at September 30	$	65,466	$	71,990

Schedule of Data and Key Economic Assumptions Related to the Company's MSRs

Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented:

	September 30, 2025			December 31, 2024
Unpaid principal balance	$	5,632,116		$	5,874,481
Weighted-average prepayment speed (CPR)	10.38		%	8.87		%
Estimated impact of a 10% increase	$	(2,903)		$	(3,066)
Estimated impact of a 20% increase	(5,594)			(5,941)
Discount rate	9.96		%	11.09		%
Estimated impact of a 10% increase	$	(3,292)		$	(3,924)
Estimated impact of a 20% increase	(6,337)			(7,557)
Weighted-average coupon interest rate	4.54		%	4.13		%
Weighted-average servicing fee (basis points)	33.96			36.06
Weighted-average remaining maturity (in years)	7.0			7.5