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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest income    
Loans $ 199,574 $ 194,698
Securities    
Taxable 10,971 9,505
Tax-exempt 1,146 1,195
Other 8,639 7,781
Total interest income 220,330 213,179
Interest expense    
Deposits 79,386 82,613
Borrowings 6,747 7,276
Total interest expense 86,133 89,889
Net interest income 134,197 123,290
Provision for credit losses on loans 2,050 2,638
Provision for (recovery of) credit losses on unfunded commitments 2,700 (200)
Provision for credit losses 4,750 2,438
Net interest income after provision for credit losses 129,447 120,852
Noninterest income    
Service charges on deposit accounts 10,364 10,506
Fees and commissions 3,860 3,949
Insurance commissions 0 2,716
Wealth management revenue 7,067 5,669
Mortgage banking income 8,147 11,370
Gain on debt extinguishment 0 56
BOLI income 2,929 2,691
Other 4,101 4,424
Total noninterest income 36,468 41,381
Noninterest expense    
Salaries and employee benefits 71,957 71,470
Data processing 4,089 3,807
Net occupancy and equipment 11,754 11,389
Other real estate owned 685 107
Professional fees 2,884 3,348
Advertising and public relations 4,297 4,886
Intangible amortization 1,080 1,212
Communications 2,033 2,024
Merger and conversion related expenses 791 0
Other 14,379 14,669
Total noninterest expense 113,949 112,912
Income (loss) before income taxes 51,966 49,321
Income taxes 10,448 9,912
Net income (loss) $ 41,518 $ 39,409
Basic earnings per share (in usd per share) $ 0.65 $ 0.70
Diluted earnings per share (in usd per share) 0.65 0.70
Cash dividends per common share (in usd per share) $ 0.22 $ 0.22