Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of Roll Forward of The Allowance for Loan Losses

The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented:

	Commercial		Real Estate - Construction		Real Estate - 1-4 Family Mortgage		Real Estate  - Commercial Mortgage		Lease Financing		Installment Loans to Individuals		Total
Three Months Ended March 31, 2025
Allowance for credit losses:
Beginning balance	$	38,527	$	15,126	$	47,761	$	90,204	$	3,368	$	6,770	$	201,756
Charge-offs	(94)		—		(309)		(461)		—		(265)		(1,129)
Recoveries	958		—		33		6		9		248		1,254
Net recoveries (charge-offs)	864		—		(276)		(455)		9		(17)		125
(Recovery of) provision for credit losses on loans	(950)		1,435		3,226		(1,669)		267		(259)		2,050
Ending balance	$	38,441	$	16,561	$	50,711	$	88,080	$	3,644	$	6,494	$	203,931
Period-End Amount Allocated to:
Individually evaluated	$	4,522	$	—	$	—	$	8,922	$	2,053	$	270	$	15,767
Collectively evaluated	33,919		16,561		50,711		79,158		1,591		6,224		188,164
Ending balance	$	38,441	$	16,561	$	50,711	$	88,080	$	3,644	$	6,494	$	203,931
Loans:
Individually evaluated	$	11,132	$	2,434	$	8,750	$	46,593	$	3,946	$	270	$	73,125
Collectively evaluated	1,877,448		1,088,428		3,574,330		6,273,527		81,466		87,269		12,982,468
Ending balance	$	1,888,580	$	1,090,862	$	3,583,080	$	6,320,120	$	85,412	$	87,539	$	13,055,593
Nonaccruing loans with no allowance for credit losses	$	122	$	2,434	$	6,418	$	11,998	$	589	$	—	$	21,561

	Commercial		Real Estate - Construction		Real Estate - 1-4 Family Mortgage		Real Estate  - Commercial Mortgage		Lease Financing		Installment Loans to Individuals		Total
Three Months Ended March 31, 2024
Allowance for credit losses:
Beginning balance	$	43,980	$	18,612	$	47,283	$	77,020	$	2,515	$	9,168	$	198,578
Charge-offs	(349)		—		(82)		—		—		(479)		(910)
Recoveries	346		—		48		6		8		338		746
Net (charge-offs) recoveries	(3)		—		(34)		6		8		(141)		(164)
Provision for (recovery of) credit losses on loans	1,944		(1,295)		317		1,699		31		(58)		2,638
Ending balance	$	45,921	$	17,317	$	47,566	$	78,725	$	2,554	$	8,969	$	201,052
Period-End Amount Allocated to:
Individually evaluated	$	9,104	$	—	$	—	$	573	$	—	$	270	$	9,947
Collectively evaluated	36,817		17,317		47,566		78,152		2,554		8,699		191,105
Ending balance	$	45,921	$	17,317	$	47,566	$	78,725	$	2,554	$	8,969	$	201,052
Loans:
Individually evaluated	$	15,861	$	—	$	7,327	$	13,033	$	—	$	270	$	36,491
Collectively evaluated	1,853,547		1,243,535		3,421,959		5,740,197		107,474		97,322		12,464,034
Ending balance	$	1,869,408	$	1,243,535	$	3,429,286	$	5,753,230	$	107,474	$	97,592	$	12,500,525
Nonaccruing loans with no allowance for credit losses	$	157	$	—	$	7,328	$	10,130	$	—	$	—	$	17,615

Schedule of Unfunded Loan Commitments, Allowance for Credit Losses

The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented.

Three Months Ended March 31,	2025		2024
Allowance for credit losses on unfunded loan commitments:
Beginning balance	$	14,943	$	16,918
Provision for (recovery of) credit losses on unfunded loan commitments	2,700		(200)
Ending balance	$	17,643	$	16,718