XML 57 R47.htm IDEA: XBRL DOCUMENT v3.23.1
Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($)
$ in Thousands
Mar. 31, 2023
Dec. 31, 2022
Mar. 31, 2022
Loan portfolio by risk-rating grades      
Loans, net of unearned income $ 11,766,425 $ 11,578,304 $ 10,313,459
Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 345,464 2,974,780  
Prior year 2,848,507 1,846,162  
Two years prior 1,876,080 1,032,769  
Three years prior 1,015,679 638,429  
Four years prior 589,615 333,503  
Prior 1,162,246 890,597  
Revolving Loans 889,612 879,404  
Revolving Loans Converted to Term 34,726 30,357  
Loans, net of unearned income 8,761,929 8,626,001  
Pass      
Loan portfolio by risk-rating grades      
Current year 344,666 2,945,114  
Prior year 2,818,040 1,831,620  
Two years prior 1,869,189 1,025,563  
Three years prior 999,312 608,367  
Four years prior 559,702 305,463  
Prior 1,028,696 777,311  
Revolving Loans 868,349 859,244  
Revolving Loans Converted to Term 23,753 19,242  
Loans, net of unearned income 8,511,707 8,371,924  
Special Mention      
Loan portfolio by risk-rating grades      
Current year 484 12,328  
Prior year 5,272 3,087  
Two years prior 5,515 1,825  
Three years prior 9,143 24,014  
Four years prior 7,447 18,187  
Prior 27,801 10,226  
Revolving Loans 9,094 16,424  
Revolving Loans Converted to Term 76 80  
Loans, net of unearned income 64,832 86,171  
Substandard      
Loan portfolio by risk-rating grades      
Current year 314 17,338  
Prior year 25,195 11,455  
Two years prior 1,376 5,381  
Three years prior 7,224 6,048  
Four years prior 22,466 9,853  
Prior 105,749 103,060  
Revolving Loans 12,169 3,736  
Revolving Loans Converted to Term 10,897 11,035  
Loans, net of unearned income 185,390 167,906  
Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 108,780 810,857  
Prior year 829,281 626,995  
Two years prior 614,235 360,713  
Three years prior 350,583 171,082  
Four years prior 164,345 134,737  
Prior 442,669 346,791  
Revolving Loans 489,328 497,316  
Revolving Loans Converted to Term 5,276 3,812  
Loans, net of unearned income 3,004,497 2,952,303  
Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 108,693 810,016  
Prior year 826,887 624,015  
Two years prior 610,855 356,387  
Three years prior 344,373 166,883  
Four years prior 159,845 127,998  
Prior 424,145 335,381  
Revolving Loans 488,067 496,156  
Revolving Loans Converted to Term 4,321 3,124  
Loans, net of unearned income 2,967,186 2,919,960  
Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 87 841  
Prior year 2,394 2,980  
Two years prior 3,380 4,326  
Three years prior 6,210 4,199  
Four years prior 4,500 6,739  
Prior 18,524 11,410  
Revolving Loans 1,261 1,160  
Revolving Loans Converted to Term 955 688  
Loans, net of unearned income 37,311 32,343  
Commercial | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0    
Prior year 0    
Two years prior 0    
Three years prior 0    
Four years prior 0    
Prior 0    
Revolving Loans 0    
Revolving Loans Converted to Term 0    
Loans, net of unearned income 0    
Commercial | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0    
Prior year 0    
Two years prior 0    
Three years prior 0    
Four years prior 0    
Prior 0    
Revolving Loans 0    
Revolving Loans Converted to Term 0    
Loans, net of unearned income 0    
Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0    
Prior year 0    
Two years prior 0    
Three years prior 0    
Four years prior 0    
Prior 0    
Revolving Loans 0    
Revolving Loans Converted to Term 0    
Loans, net of unearned income 0    
Commercial, financial, agricultural      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 1,740,778   1,445,607
Commercial, financial, agricultural | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 116,077 460,604  
Prior year 368,138 209,964  
Two years prior 210,939 142,790  
Three years prior 131,648 63,164  
Four years prior 72,135 25,099  
Prior 92,677 35,142  
Revolving Loans 734,968 717,422  
Revolving Loans Converted to Term 7,549 3,522  
Loans, net of unearned income 1,734,131 1,657,707  
Commercial, financial, agricultural | Pass      
Loan portfolio by risk-rating grades      
Current year 116,027 450,559  
Prior year 361,587 209,580  
Two years prior 210,444 141,712  
Three years prior 130,659 62,370  
Four years prior 71,369 21,963  
Prior 80,240 28,014  
Revolving Loans 723,341 704,491  
Revolving Loans Converted to Term 6,525 2,384  
Loans, net of unearned income 1,700,192 1,621,073  
Commercial, financial, agricultural | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 719  
Prior year 138 0  
Two years prior 118 1,010  
Three years prior 937 383  
Four years prior 128 678  
Prior 636 0  
Revolving Loans 9,062 11,616  
Revolving Loans Converted to Term 76 80  
Loans, net of unearned income 11,095 14,486  
Commercial, financial, agricultural | Substandard      
Loan portfolio by risk-rating grades      
Current year 50 9,326  
Prior year 6,413 384  
Two years prior 377 68  
Three years prior 52 411  
Four years prior 638 2,458  
Prior 11,801 7,128  
Revolving Loans 2,565 1,315  
Revolving Loans Converted to Term 948 1,058  
Loans, net of unearned income 22,844 22,148  
Commercial, financial, agricultural | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 13  
Prior year 13 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 6,635 16,163  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 6,648 16,176  
Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 13  
Prior year 13 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 6,635 16,163  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 6,648 16,176  
Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Lease Financing Receivables      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 121,146   89,842
Lease Financing Receivables | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 12,933 61,424  
Prior year 59,874 18,379  
Two years prior 16,481 18,318  
Three years prior 17,419 10,628  
Four years prior 9,122 4,557  
Prior 5,317 1,707  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 121,146 115,013  
Lease Financing Receivables | Pass      
Loan portfolio by risk-rating grades      
Current year 12,933 58,204  
Prior year 56,812 18,379  
Two years prior 16,481 15,846  
Three years prior 15,108 9,060  
Four years prior 8,069 3,269  
Prior 3,943 1,353  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 113,346 106,111  
Lease Financing Receivables | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0    
Prior year 0    
Two years prior 0    
Three years prior 0    
Four years prior 0    
Prior 324    
Revolving Loans 0    
Revolving Loans Converted to Term 0    
Loans, net of unearned income 324    
Lease Financing Receivables | Watch      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   354  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   354  
Lease Financing Receivables | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 3,220  
Prior year 3,062 0  
Two years prior 0 2,472  
Three years prior 2,311 1,568  
Four years prior 1,053 1,288  
Prior 1,050 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 7,476 8,548  
Lease Financing Receivables | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Real estate – construction:      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 1,424,352   1,222,052
Real estate – construction: | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 71,159 595,185  
Prior year 599,389 476,190  
Two years prior 505,187 109,705  
Three years prior 100,439 8,525  
Four years prior 0 381  
Prior 1,885 6,858  
Revolving Loans 18,675 13,757  
Revolving Loans Converted to Term 0 424  
Loans, net of unearned income 1,296,734 1,211,025  
Real estate – construction: | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 5,640 57,570  
Prior year 74,105 61,245  
Two years prior 47,582 497  
Three years prior 291 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 127,618 119,312  
Real estate – construction: | Residential | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 54,092 214,386  
Prior year 140,184 16,483  
Two years prior 7,138 589  
Three years prior 584 0  
Four years prior 0 381  
Prior 379 0  
Revolving Loans 3,444 3,925  
Revolving Loans Converted to Term 0 424  
Loans, net of unearned income 205,821 236,188  
Real estate – construction: | Residential | Pass      
Loan portfolio by risk-rating grades      
Current year 53,845 214,371  
Prior year 135,551 16,483  
Two years prior 7,138 589  
Three years prior 584 0  
Four years prior 0 381  
Prior 379 0  
Revolving Loans 3,444 3,925  
Revolving Loans Converted to Term 0 424  
Loans, net of unearned income 200,941 236,173  
Real estate – construction: | Residential | Special Mention      
Loan portfolio by risk-rating grades      
Current year 247 6  
Prior year 4,091 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 4,338 6  
Real estate – construction: | Residential | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 9  
Prior year 542 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 542 9  
Real estate – construction: | Residential | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 5,640 57,570  
Prior year 74,105 61,245  
Two years prior 47,582 497  
Three years prior 291 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 127,618 119,312  
Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 5,640 57,493  
Prior year 73,953 61,245  
Two years prior 47,582 497  
Three years prior 291 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 127,466 119,235  
Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 77  
Prior year 152 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 152 77  
Real estate – construction: | Commercial | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 17,067 380,799  
Prior year 459,205 459,707  
Two years prior 498,049 109,116  
Three years prior 99,855 8,525  
Four years prior 0 0  
Prior 1,506 6,858  
Revolving Loans 15,231 9,832  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 1,090,913 974,837  
Real estate – construction: | Commercial | Pass      
Loan portfolio by risk-rating grades      
Current year 17,067 380,799  
Prior year 459,205 459,707  
Two years prior 498,049 109,116  
Three years prior 99,855 8,525  
Four years prior 0 0  
Prior 1,506 6,858  
Revolving Loans 15,231 9,832  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 1,090,913 974,837  
Real estate – construction: | Commercial | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Real estate – construction: | Commercial | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year   0  
Prior year   0  
Two years prior   0  
Three years prior   0  
Four years prior   0  
Prior   0  
Revolving Loans   0  
Revolving Loans Converted to Term   0  
Loans, net of unearned income   0  
Real estate – 1-4 family mortgage:      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 3,278,980   2,840,979
Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 38,818 233,370  
Prior year 211,413 141,066  
Two years prior 134,661 48,653  
Three years prior 47,942 24,664  
Four years prior 22,490 25,604  
Prior 54,820 35,971  
Revolving Loans 25,233 26,920  
Revolving Loans Converted to Term 2,200 1,238  
Loans, net of unearned income 537,577 537,486  
Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 91,446 704,214  
Prior year 715,261 546,256  
Two years prior 550,406 351,213  
Three years prior 342,567 155,549  
Four years prior 150,212 116,951  
Prior 410,823 319,567  
Revolving Loans 475,448 481,254  
Revolving Loans Converted to Term 5,240 3,773  
Loans, net of unearned income 2,741,403 2,678,777  
Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 1,043 12,877  
Prior year 11,486 7,965  
Two years prior 7,147 5,068  
Three years prior 4,860 2,435  
Four years prior 2,340 4,522  
Prior 11,971 8,723  
Revolving Loans 4,003 4,931  
Revolving Loans Converted to Term 1,000 106  
Loans, net of unearned income 43,850 46,627  
Real estate – 1-4 family mortgage: | Primary | Pass      
Loan portfolio by risk-rating grades      
Current year 857 12,616  
Prior year 11,229 7,965  
Two years prior 6,839 5,068  
Three years prior 4,860 2,421  
Four years prior 2,327 4,522  
Prior 11,473 8,419  
Revolving Loans 4,003 4,931  
Revolving Loans Converted to Term 1,000 106  
Loans, net of unearned income 42,588 46,048  
Real estate – 1-4 family mortgage: | Primary | Special Mention      
Loan portfolio by risk-rating grades      
Current year 186 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 47 51  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 233 51  
Real estate – 1-4 family mortgage: | Primary | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 261  
Prior year 257 0  
Two years prior 308 0  
Three years prior 0 14  
Four years prior 13 0  
Prior 451 253  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 1,029 528  
Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 90,554 694,941  
Prior year 706,700 541,801  
Two years prior 547,270 350,205  
Three years prior 341,603 154,979  
Four years prior 149,663 115,876  
Prior 408,894 318,364  
Revolving Loans 0 0  
Revolving Loans Converted to Term 58 63  
Loans, net of unearned income 2,244,742 2,176,229  
Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 90,495 694,221  
Prior year 704,525 538,870  
Two years prior 543,912 345,912  
Three years prior 335,424 150,821  
Four years prior 145,203 109,156  
Prior 390,530 307,178  
Revolving Loans 0 0  
Revolving Loans Converted to Term 58 63  
Loans, net of unearned income 2,210,147 2,146,221  
Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 59 720  
Prior year 2,175 2,931  
Two years prior 3,358 4,293  
Three years prior 6,179 4,158  
Four years prior 4,460 6,720  
Prior 18,364 11,186  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 34,595 30,008  
Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 745 272  
Prior year 189 1,187  
Two years prior 1,079 0  
Three years prior 0 38  
Four years prior 37 5  
Prior 31 27  
Revolving Loans 14,323 14,485  
Revolving Loans Converted to Term 118 141  
Loans, net of unearned income 16,522 16,155  
Real estate – 1-4 family mortgage: | Home equity | Pass      
Loan portfolio by risk-rating grades      
Current year 745 272  
Prior year 189 1,187  
Two years prior 1,079 0  
Three years prior 0 38  
Four years prior 37 5  
Prior 31 27  
Revolving Loans 14,291 14,485  
Revolving Loans Converted to Term 0 7  
Loans, net of unearned income 16,372 16,021  
Real estate – 1-4 family mortgage: | Home equity | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 32 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 32 0  
Real estate – 1-4 family mortgage: | Home equity | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 118 134  
Loans, net of unearned income 118 134  
Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 111  
Two years prior 111 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 662 676  
Revolving Loans 475,448 481,254  
Revolving Loans Converted to Term 5,182 3,710  
Loans, net of unearned income 481,403 485,751  
Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 111  
Two years prior 111 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 596 609  
Revolving Loans 474,188 480,094  
Revolving Loans Converted to Term 4,230 3,026  
Loans, net of unearned income 479,125 483,840  
Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 66 67  
Revolving Loans 1,260 1,160  
Revolving Loans Converted to Term 952 684  
Loans, net of unearned income 2,278 1,911  
Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 19,615 138,481  
Prior year 135,062 85,711  
Two years prior 86,466 42,056  
Three years prior 42,566 21,997  
Four years prior 19,930 14,785  
Prior 34,078 24,448  
Revolving Loans 5,773 5,972  
Revolving Loans Converted to Term 1,082 787  
Loans, net of unearned income 344,572 334,237  
Real estate – 1-4 family mortgage: | Rental/investment | Pass      
Loan portfolio by risk-rating grades      
Current year 19,377 138,137  
Prior year 134,639 85,522  
Two years prior 86,253 41,604  
Three years prior 40,136 21,097  
Four years prior 18,525 14,671  
Prior 32,240 22,899  
Revolving Loans 5,773 5,972  
Revolving Loans Converted to Term 721 482  
Loans, net of unearned income 337,664 330,384  
Real estate – 1-4 family mortgage: | Rental/investment | Special Mention      
Loan portfolio by risk-rating grades      
Current year 51 231  
Prior year 229 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 173 174  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 453 405  
Real estate – 1-4 family mortgage: | Rental/investment | Substandard      
Loan portfolio by risk-rating grades      
Current year 187 113  
Prior year 194 189  
Two years prior 213 452  
Three years prior 2,430 900  
Four years prior 1,405 114  
Prior 1,665 1,375  
Revolving Loans 0 0  
Revolving Loans Converted to Term 361 305  
Loans, net of unearned income 6,455 3,448  
Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 133 145  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 133 145  
Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 133 145  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 133 145  
Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 17,415 81,740  
Prior year 64,676 46,203  
Two years prior 39,969 1,529  
Three years prior 516 194  
Four years prior 183 6,292  
Prior 8,740 2,773  
Revolving Loans 1,134 1,532  
Revolving Loans Converted to Term 0 204  
Loans, net of unearned income 132,633 140,467  
Real estate – 1-4 family mortgage: | Land development | Pass      
Loan portfolio by risk-rating grades      
Current year 17,374 80,514  
Prior year 64,676 46,203  
Two years prior 39,969 1,525  
Three years prior 512 194  
Four years prior 183 6,292  
Prior 8,643 2,723  
Revolving Loans 1,134 1,532  
Revolving Loans Converted to Term 0 204  
Loans, net of unearned income 132,491 139,187  
Real estate – 1-4 family mortgage: | Land development | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 1,226  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 1,226  
Real estate – 1-4 family mortgage: | Land development | Substandard      
Loan portfolio by risk-rating grades      
Current year 41 0  
Prior year 0 0  
Two years prior 0 4  
Three years prior 4 0  
Four years prior 0 0  
Prior 97 50  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 142 54  
Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 892 9,273  
Prior year 8,561 4,344  
Two years prior 3,025 1,008  
Three years prior 964 570  
Four years prior 549 1,075  
Prior 1,134 382  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 15,125 16,652  
Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 892 9,257  
Prior year 8,561 4,344  
Two years prior 3,025 1,008  
Three years prior 964 570  
Four years prior 549 1,075  
Prior 1,134 319  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 15,125 16,573  
Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 16  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 63  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 79  
Real Estate - Commercial Mortgage      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 5,085,813   4,577,864
Real Estate - Commercial Mortgage | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 106,196 1,624,197  
Prior year 1,609,693 1,000,563  
Two years prior 1,008,812 713,303  
Three years prior 718,231 531,424  
Four years prior 485,850 277,862  
Prior 1,007,547 810,919  
Revolving Loans 110,736 121,305  
Revolving Loans Converted to Term 24,977 25,173  
Loans, net of unearned income 5,072,042 5,104,746  
Real Estate - Commercial Mortgage | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 1,678 4,805  
Prior year 4,299 3,518  
Two years prior 3,353 2,587  
Three years prior 2,378 1,281  
Four years prior 1,192 691  
Prior 871 435  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 13,771 13,317  
Real Estate - Commercial Mortgage | Land development | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 6,676 58,307  
Prior year 52,146 24,268  
Two years prior 17,597 6,654  
Three years prior 5,808 6,379  
Four years prior 6,135 4,538  
Prior 9,720 6,561  
Revolving Loans 5,382 5,799  
Revolving Loans Converted to Term 191 193  
Loans, net of unearned income 103,655 112,699  
Real Estate - Commercial Mortgage | Land development | Pass      
Loan portfolio by risk-rating grades      
Current year 6,640 58,307  
Prior year 52,146 24,228  
Two years prior 17,558 6,342  
Three years prior 5,504 6,379  
Four years prior 6,135 4,465  
Prior 9,197 6,067  
Revolving Loans 5,382 5,799  
Revolving Loans Converted to Term 191 193  
Loans, net of unearned income 102,753 111,780  
Real Estate - Commercial Mortgage | Land development | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 40  
Two years prior 39 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 39 40  
Real Estate - Commercial Mortgage | Land development | Substandard      
Loan portfolio by risk-rating grades      
Current year 36 0  
Prior year 0 0  
Two years prior 0 312  
Three years prior 304 0  
Four years prior 0 73  
Prior 523 494  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 863 879  
Real Estate - Commercial Mortgage | Land development | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 1,678 4,805  
Prior year 4,299 3,518  
Two years prior 3,353 2,428  
Three years prior 2,221 1,281  
Four years prior 1,192 691  
Prior 871 435  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 13,614 13,158  
Real Estate - Commercial Mortgage | Land development | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 1,678 4,805  
Prior year 4,254 3,518  
Two years prior 3,353 2,422  
Three years prior 2,217 1,281  
Four years prior 1,192 691  
Prior 871 435  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 13,565 13,152  
Real Estate - Commercial Mortgage | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 45 0  
Two years prior 0 6  
Three years prior 4 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 49 6  
Real Estate - Commercial Mortgage | Owner-occupied | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 33,207 309,792  
Prior year 314,821 319,174  
Two years prior 317,958 239,946  
Three years prior 233,070 178,137  
Four years prior 173,009 128,452  
Prior 395,505 302,495  
Revolving Loans 50,089 57,869  
Revolving Loans Converted to Term 3,538 3,300  
Loans, net of unearned income 1,521,197 1,539,165  
Real Estate - Commercial Mortgage | Owner-occupied | Pass      
Loan portfolio by risk-rating grades      
Current year 33,207 298,851  
Prior year 302,753 314,429  
Two years prior 314,593 237,058  
Three years prior 230,140 175,262  
Four years prior 170,149 122,537  
Prior 373,294 282,657  
Revolving Loans 40,485 50,640  
Revolving Loans Converted to Term 3,253 3,300  
Loans, net of unearned income 1,467,874 1,484,734  
Real Estate - Commercial Mortgage | Owner-occupied | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 9,640  
Prior year 313 3,047  
Two years prior 3,035 815  
Three years prior 807 1,670  
Four years prior 305 0  
Prior 837 672  
Revolving Loans 0 4,808  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 5,297 20,652  
Real Estate - Commercial Mortgage | Owner-occupied | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 1,301  
Prior year 11,755 1,698  
Two years prior 330 2,073  
Three years prior 2,123 1,205  
Four years prior 2,555 5,915  
Prior 21,374 19,166  
Revolving Loans 9,604 2,421  
Revolving Loans Converted to Term 285 0  
Loans, net of unearned income 48,026 33,779  
Real Estate - Commercial Mortgage | Owner-occupied | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 131  
Three years prior 130 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 130 131  
Real Estate - Commercial Mortgage | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 131  
Three years prior 130 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 130 131  
Real Estate - Commercial Mortgage | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Real Estate - Commercial Mortgage | Non-owner occupied | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 66,313 1,256,098  
Prior year 1,242,726 657,121  
Two years prior 673,257 466,703  
Three years prior 479,353 346,908  
Four years prior 306,706 144,872  
Prior 602,322 501,863  
Revolving Loans 55,265 57,637  
Revolving Loans Converted to Term 21,248 21,680  
Loans, net of unearned income 3,447,190 3,452,882  
Real Estate - Commercial Mortgage | Non-owner occupied | Pass      
Loan portfolio by risk-rating grades      
Current year 66,313 1,252,484  
Prior year 1,239,253 647,937  
Two years prior 670,786 466,703  
Three years prior 471,954 322,997  
Four years prior 282,890 127,358  
Prior 507,750 418,294  
Revolving Loans 55,265 57,637  
Revolving Loans Converted to Term 12,063 12,142  
Loans, net of unearned income 3,306,274 3,305,552  
Real Estate - Commercial Mortgage | Non-owner occupied | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 506  
Prior year 501 0  
Two years prior 2,323 0  
Three years prior 7,399 21,961  
Four years prior 7,014 17,509  
Prior 25,784 8,975  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 43,021 48,951  
Real Estate - Commercial Mortgage | Non-owner occupied | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 3,108  
Prior year 2,972 9,184  
Two years prior 148 0  
Three years prior 0 1,950  
Four years prior 16,802 5  
Prior 68,788 74,594  
Revolving Loans 0 0  
Revolving Loans Converted to Term 9,185 9,538  
Loans, net of unearned income 97,895 98,379  
Real Estate - Commercial Mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 28  
Three years prior 27 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 27 28  
Real Estate - Commercial Mortgage | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 28  
Three years prior 27 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 27 28  
Real Estate - Commercial Mortgage | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Installment loans to individuals      
Loan portfolio by risk-rating grades      
Loans, net of unearned income 115,356   $ 137,115
Installment loans to individuals | Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 281 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 24  
Four years prior 18 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 299 24  
Installment loans to individuals | Pass      
Loan portfolio by risk-rating grades      
Current year 281 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 24  
Four years prior 18 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 299 24  
Installment loans to individuals | Special Mention      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Installment loans to individuals | Substandard      
Loan portfolio by risk-rating grades      
Current year 0 0  
Prior year 0 0  
Two years prior 0 0  
Three years prior 0 0  
Four years prior 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Loans, net of unearned income 0 0  
Installment loans to individuals | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 10,016 44,255  
Prior year 35,603 15,976  
Two years prior 12,894 6,416  
Three years prior 5,347 14,252  
Four years prior 12,941 17,095  
Prior 24,340 10,626  
Revolving Loans 13,880 16,062  
Revolving Loans Converted to Term 36 39  
Loans, net of unearned income 115,057 124,721  
Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 9,988 44,227  
Prior year 35,581 15,927  
Two years prior 12,872 6,389  
Three years prior 5,320 14,211  
Four years prior 12,901 17,076  
Prior 24,246 10,532  
Revolving Loans 13,879 16,062  
Revolving Loans Converted to Term 33 35  
Loans, net of unearned income 114,820 124,459  
Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment      
Loan portfolio by risk-rating grades      
Current year 28 28  
Prior year 22 49  
Two years prior 22 27  
Three years prior 27 41  
Four years prior 40 19  
Prior 94 94  
Revolving Loans 1 0  
Revolving Loans Converted to Term 3 4  
Loans, net of unearned income $ 237 $ 262