Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2023

Banking and Thrift, Interest [Abstract]

Guidelines governing the classification of capital tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk - Weighted Assets	Total Capital to Risk - Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Capital and risk-based capital and leverage ratios

The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

	March 31, 2023				December 31, 2022
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	1,503,086	9.18	%	$	1,481,197	9.36	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,394,401		10.19	%	1,372,747		10.21	%
Tier 1 Capital to Risk-Weighted Assets	1,503,086		10.98	%	1,481,197		11.01	%
Total Capital to Risk-Weighted Assets	2,009,552		14.68	%	1,968,001		14.63	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	1,651,005	10.08	%	$	1,630,389	10.30	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,651,005		12.03	%	1,630,389		12.10	%
Tier 1 Capital to Risk-Weighted Assets	1,651,005		12.03	%	1,630,389		12.10	%
Total Capital to Risk-Weighted Assets	1,821,367		13.28	%	1,781,312		13.22	%