Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2022

Receivables [Abstract]

Roll forward of the allowance for loan losses

The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented:

	Commercial		Real Estate  - Construction		Real Estate - 1-4 Family Mortgage		Real Estate  - Commercial Mortgage		Lease Financing		Installment Loans to Individuals		Total
Year Ended December 31, 2022
Allowance for credit losses on loans:
Beginning balance	$	33,922	$	16,419	$	32,356	$	68,940	$	1,486	$	11,048	$	164,171
Impact of PCD loans acquired during the period	11,460		—		—		—		—		—		11,460
Charge-offs	(5,120)		—		(757)		(5,134)		(7)		(3,167)		(14,185)
Recoveries	2,471		—		821		418		146		3,000		6,856
Net charge-offs	(2,649)		—		64		(4,716)		139		(167)		(7,329)
Provision (recoveries) of credit losses on loans	1,522		2,695		12,307		7,574		838		(1,148)		23,788
Ending balance	$	44,255	$	19,114	$	44,727	$	71,798	$	2,463	$	9,733	$	192,090
Period-End Amount Allocated to:
Individually evaluated	$	4,397	$	—	$	46	$	1,729	$	—	$	270	$	6,442
Collectively evaluated	39,858		19,114		44,681		70,069		2,463		9,463		185,648
Ending balance	$	44,255	$	19,114	$	44,727	$	71,798	$	2,463	$	9,733	$	192,090
Loans:
Individually evaluated	$	8,536	$	489	$	9,202	$	10,953	$	—	$	270	$	29,450
Collectively evaluated	1,665,347		1,329,848		3,207,061		5,107,110		115,013		124,475		11,548,854
Ending balance	$	1,673,883	$	1,330,337	$	3,216,263	$	5,118,063	$	115,013	$	124,745	$	11,578,304
Nonaccruing loans with no allowance for credit losses	$	464	$	—	$	7,278	$	3,157	$	—	$	—	$	10,899

	Commercial		Real Estate  - Construction		Real Estate - 1-4 Family Mortgage		Real Estate  - Commercial Mortgage		Lease Financing		Installment Loans to Individuals		Total
Year Ended December 31, 2021
Allowance for credit losses on loans:
Beginning balance	$	39,031	$	16,047	$	32,165	$	76,127	$	1,624	$	11,150	$	176,144
Charge-offs	(7,087)		(52)		(1,164)		(5,184)		(13)		(5,374)		(18,874)
Recoveries	1,470		13		1,498		541		49		5,030		8,601
Net charge-offs	(5,617)		(39)		334		(4,643)		36		(344)		(10,273)
Provision for credit losses on loans	508		411		(143)		(2,544)		(174)		242		(1,700)
Ending balance	$	33,922	$	16,419	$	32,356	$	68,940	$	1,486	$	11,048	$	164,171
Period-End Amount Allocated to:
Individually evaluated	$	9,239	$	—	$	216	$	2,401	$	—	$	607	$	12,463
Collectively evaluated	24,683		16,419		32,140		66,539		1,486		10,441		151,708
Ending balance	$	33,922	$	16,419	$	32,356	$	68,940	$	1,486	$	11,048	$	164,171
Loans:
Individually evaluated	$	12,776	$	—	$	5,360	$	14,623	$	—	$	690	$	33,449
Collectively evaluated	1,410,494		1,104,896		2,718,886		4,534,414		76,125		142,650		9,987,465
Ending balance	$	1,423,270	$	1,104,896	$	2,724,246	$	4,549,037	$	76,125	$	143,340	$	10,020,914
Nonaccruing loans with no allowance for credit losses	$	397	$	—	$	2,329	$	5,270	$	—	$	22	$	8,018

Unfunded loan commitments, allowance for credit losses

The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented.

	Year Ended
	2022		2021
Allowance for credit losses on unfunded loan commitments:
Beginning balance	$	20,035	$	20,535
Provision for (recovery of) credit losses on unfunded loan commitments (included in other noninterest expense)	83		(500)
Ending balance	$	20,118	$	20,035