Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Banking and Thrift, Interest [Abstract]

Guidelines governing the classification of capital tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk - Weighted Assets	Total Capital to Risk - Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Capital and risk-based capital and leverage ratios

The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

	September 30, 2022				December 31, 2021
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	1,493,705	9.39	%	$	1,422,077	9.15	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,385,489		10.64	%	1,314,295		11.18	%
Tier 1 Capital to Risk-Weighted Assets	1,493,705		11.47	%	1,422,077		12.10	%
Total Capital to Risk-Weighted Assets	1,973,206		15.15	%	1,897,167		16.14	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	1,645,539	10.34	%	$	1,580,904	10.18	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,645,539		12.61	%	1,580,904		13.46	%
Tier 1 Capital to Risk-Weighted Assets	1,645,539		12.61	%	1,580,904		13.46	%
Total Capital to Risk-Weighted Assets	1,789,382		13.71	%	1,697,163		14.44	%