Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2021

Banking and Thrift, Interest [Abstract]

Guidelines governing the classification of capital tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk - Weighted Assets	Total Capital to Risk - Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Capital and risk-based capital and leverage ratios

The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

	June 30, 2021				December 31, 2020
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	1,385,657	9.30	%	$	1,306,597	9.37	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,278,165		11.14	%	1,199,394		10.93	%
Tier 1 Capital to Risk-Weighted Assets	1,385,657		12.07	%	1,306,597		11.91	%
Total Capital to Risk-Weighted Assets	1,734,376		15.11	%	1,653,694		15.07	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	1,444,582	9.70	%	$	1,369,994	9.83	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,444,582		12.59	%	1,369,994		12.49	%
Tier 1 Capital to Risk-Weighted Assets	1,444,582		12.59	%	1,369,994		12.49	%
Total Capital to Risk-Weighted Assets	1,581,025		13.78	%	1,504,985		13.73	%