Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2019

Banking and Thrift [Abstract]

Guidelines governing the classification of capital tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk – Weighted Assets	Total Capital to Risk – Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Capital and risk-based capital and leverage ratios

The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

	September 30, 2019				December 31, 2018
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	1,252,116	10.56	%	$	1,188,412	10.11	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,147,024		11.36	%	1,085,751		11.05	%
Tier 1 Capital to Risk-Weighted Assets	1,252,116		12.40	%	1,188,412		12.10	%
Total Capital to Risk-Weighted Assets	1,421,600		14.07	%	1,386,507		14.12	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	1,326,065	11.20	%	$	1,276,976	10.88	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,326,065		13.15	%	1,276,976		13.02	%
Tier 1 Capital to Risk-Weighted Assets	1,326,065		13.15	%	1,276,976		13.02	%
Total Capital to Risk-Weighted Assets	1,381,973		13.70	%	1,331,619		13.58	%