Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2019

Those guidelines specify capital tiers, which include the following classifications:



Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk – Weighted Assets	Total Capital to Risk – Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of the dates presented:



	March 31, 2019				December 31, 2018
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	1,228,640	10.44	%	$	1,188,412	10.11	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,124,981		11.49	%	1,085,751		11.05	%
Tier 1 Capital to Risk-Weighted Assets	1,228,640		12.55	%	1,188,412		12.10	%
Total Capital to Risk-Weighted Assets	1,426,332		14.57	%	1,386,507		14.12	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	1,316,336	11.20	%	$	1,276,976	10.88	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	1,316,336		13.45	%	1,276,976		13.02	%
Tier 1 Capital to Risk-Weighted Assets	1,316,336		13.45	%	1,276,976		13.02	%
Total Capital to Risk-Weighted Assets	1,370,536		14.01	%	1,331,619		13.58	%