Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2015

Banking and Thrift [Abstract]

Schedule of guidelines governing the classification of capital tiers

The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that banks must maintain. Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Common Equity Tier 1 to Risk - Weighted Assets	Tier 1 Capital to Risk – Weighted Assets	Total Capital to Risk – Weighted Assets
Well capitalized	5% or above	6.5% or above	8% or above	10% or above
Adequately capitalized	4% or above	4.5% or above	6% or above	8% or above
Undercapitalized	Less than 4%	Less than 4.5%	Less than 6%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 4%	Less than 6%
Critically undercapitalized	Tangible Equity / Total Assets less than 2%

Schedule of capital and risk-based capital and leverage ratios

The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of March 31:

	2015				2014
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	539,523	9.74	%	$	483,738	8.56	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	448,027		10.35	%	—		—	%
Tier 1 Capital to Risk-Weighted Assets	539,523		12.47	%	483,738		11.54	%
Total Capital to Risk-Weighted Assets	584,916		13.51	%	532,549		12.70	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	523,505	9.48	%	$	467,944	8.30	%
Common Equity Tier 1 Capital to Risk-Weighted Assets	523,505		12.13	%	—		—	%
Tier 1 Capital to Risk-Weighted Assets	523,505		12.13	%	467,944		11.24	%
Total Capital to Risk-Weighted Assets	568,326		13.16	%	515,993		12.39	%