XML 53 R75.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans and the Allowance for Loan Losses (Details 8) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Sep. 01, 2013
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality $ 344,425us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality $ 448,930us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality $ 899,236us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
Impaired Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 8,004us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
24,519us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
 
Other Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 135,037us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
157,155us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
 
Not Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 201,384us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
267,256us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
 
Contractually-required principal and interest      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 477,438us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
623,425us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
1,112,979us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
Contractually-required principal and interest | Impaired Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 32,451us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
67,976us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
 
Contractually-required principal and interest | Other Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 163,271us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
201,215us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
 
Contractually-required principal and interest | Not Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 281,716us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
354,234us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_ContractuallyRequiredPrincipalAndInterestMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
 
Nonaccretable difference      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (100,580)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
[1] (134,545)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
[1] 70,334us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
[1]
Nonaccretable difference | Impaired Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (24,446)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
[1] (43,456)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
[1]  
Nonaccretable difference | Other Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (25,611)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
[1] (40,301)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
[1]  
Nonaccretable difference | Not Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (50,523)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
[1] (50,788)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_NonaccretableDifferenceMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
[1]  
Cash flows expected to be collected      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 376,858us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
488,880us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
1,042,645us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
Cash flows expected to be collected | Impaired Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 8,005us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
24,520us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
 
Cash flows expected to be collected | Other Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 137,660us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
160,914us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
 
Cash flows expected to be collected | Not Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality 231,193us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
303,446us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_CashFlowsExpectedToBeCollectedMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
 
Accretable yield      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (32,433)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
[2] (39,950)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
[2] 143,409us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
[2]
Accretable yield | Impaired Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (1)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
[2] (1)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_ImpairedCoveredLoansMember
[2]  
Accretable yield | Other Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality (2,623)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
[2] (3,759)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_OtherCoveredLoansMember
[2]  
Accretable yield | Not Covered Loans      
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition      
Loans acquired with deteriorated credit quality $ (29,809)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
[2] $ (36,190)us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality
/ us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis
= rnst_AccretableYieldMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= rnst_NotCoveredLoansMember
[2]  
[1] Represents contractual principal cash flows of $95,081 and $125,086, respectively, and interest cash flows of $5,499 and $9,459, respectively, not expected to be collected.
[2] Represents contractual interest payments expected to be collected of $2,798 and $3,936, respectively, and purchase discount of $29,635 and $36,014, respectively.