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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Guidelines specify capital tiers
Those guidelines specify capital tiers, which include the following classifications:
 
Capital Tiers
 
Tier 1 Capital to
Average Assets
(Leverage)
 
Tier 1 Capital to
Risk – Weighted
Assets
 
Total Capital to
Risk – Weighted
Assets
Well capitalized
 
5% or above
 
6% or above
 
10% or above
Adequately capitalized
 
4% or above
 
4% or above
 
8% or above
Undercapitalized
 
Less than 4%
 
Less than 4%
 
Less than 8%
Significantly undercapitalized
 
Less than 3%
 
Less than 3%
 
Less than 6%
Critically undercapitalized
 
 
 
2% or less
 
 
Capital and risk-based capital and leverage ratios for the Company and for Renasant Bank
The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31:
 
 
2014
 
2013
 
Amount
 
Ratio
 
Amount
 
Ratio
Renasant Corporation
 
 
 
 
 
 
 
Tier 1 Capital to Average Assets (Leverage)
$
521,124

 
9.53
%
 
$
473,817

 
8.68
%
Tier 1 Capital to Risk-Weighted Assets
521,124

 
12.45
%
 
473,817

 
11.41
%
Total Capital to Risk-Weighted Assets
566,514

 
13.54
%
 
522,181

 
12.58
%
Renasant Bank
 
 
 
 
 
 
 
Tier 1 Capital to Average Assets (Leverage)
$
503,316

 
9.23
%
 
$
457,798

 
8.40
%
Tier 1 Capital to Risk-Weighted Assets
503,316

 
12.06
%
 
457,798

 
11.05
%
Total Capital to Risk-Weighted Assets
548,124

 
13.14
%
 
505,463

 
12.20
%