Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

Banking and Thrift [Abstract]

Guidelines specify capital tiers

Those guidelines specify capital tiers, which include the following classifications:

Capital Tiers	Tier 1 Capital to Average Assets (Leverage)	Tier 1 Capital to Risk – Weighted Assets	Total Capital to Risk – Weighted Assets
Well capitalized	5% or above	6% or above	10% or above
Adequately capitalized	4% or above	4% or above	8% or above
Undercapitalized	Less than 4%	Less than 4%	Less than 8%
Significantly undercapitalized	Less than 3%	Less than 3%	Less than 6%
Critically undercapitalized		2% or less

Capital and risk-based capital and leverage ratios for the Company and for Renasant Bank

The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31:

	2013				2012
	Amount		Ratio		Amount		Ratio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)	$	473,817	8.68	%	$	388,362	9.86	%
Tier 1 Capital to Risk-Weighted Assets	473,817		11.41	%	388,362		12.74	%
Total Capital to Risk-Weighted Assets	522,181		12.58	%	426,877		14.00	%
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)	$	457,798	8.40	%	$	379,602	9.67	%
Tier 1 Capital to Risk-Weighted Assets	457,798		11.05	%	379,602		12.47	%
Total Capital to Risk-Weighted Assets	505,463		12.20	%	417,717		13.73	%