Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income
Interest and fees on loans	$ 2,516	$ 2,961
Interest on Federal funds sold and securities purchased under agreements to resell	4	11
Interest on deposits with banks	60	59
Interest and dividends on investment securities:
Taxable	753	983
Tax-exempt	0	62
Total interest income	3,333	4,076
Interest expense
Interest on deposits	858	1,121
Interest on long-term debt	216	200
Total interest expense	1,074	1,321
Net interest income	2,259	2,755
Provision for loan losses	125	1,200
Net interest income after provision for loan losses	2,134	1,555
Other operating income
Service charges on deposit accounts	253	282
ATM fees	68	76
Undistributed income from unconsolidated subsidiary	204	98
Earnings from cash surrender of life insurance	63	63
Other income	184	118
Total other operating income	772	637
Salaries and other employee benefits	1,567	1,435
Occupancy expense	358	368
Equipment expense	131	133
Data processing expense	128	94
Professional fees	178	194
Marketing expense	119	59
Management consulting fees	374	485
Regulatory expense	251	295
Insurance claim recovery	(150)	0
OREO expense	93	103
Other expenses	479	569
Total other operating expenses	3,528	3,735
Loss before income tax expense	(622)	(1,543)
Income tax expense	22	12
Net loss	$ (644)	$ (1,555)
Net loss per common share
Basic	$ (5.91)	$ (12.80)
Diluted	$ (5.91)	$ (12.80)
Basic average common shares outstanding	131,326	131,300
Diluted average common shares outstanding	131,326	131,300