Consolidated Statement of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating activities
Net loss	$ (4,014,000)	$ (3,226,000)
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	304,000	309,000
Provision for loan losses	2,514,000	5,216,000
Premium amortization of investment securities	93,000	124,000
Amortization of intangible assets	0	566,000
Net gains on securities transactions	0	(666,000)
Net gains on sales of loans held for sale	0	(6,000)
Net gains on other real estate owned	0	(17,000)
Writedowns of OREO properties	613,000	60,000
Proceeds from sales and principal payments from loans held for sale	0	196,000
(Increase) decrease in accrued interest receivable	161,000	477,000
Deferred taxes	0	845,000
Increase in bank-owned life insurance	(142,000)	(145,000)
Decrease (increase) in other assets	4,251,000	496,000
(Decrease) increase in accrued expenses and other liabilities	(2,078,000)	479,000
Net cash provided by operating activities	1,702,000	4,708,000
Investing activities
Decrease in loans, net	23,774,000	18,926,000
Decrease in interest-bearing deposits with banks	1,154,000	60,000
Proceeds from maturities of investment securities available for sale, including principal repayments and early redemptions	14,614,000	35,126,000
Proceeds from maturities of investment securities held to maturity, including principal repayments and early redemptions	0	1,247,000
Proceeds from sales of investment securities available for sale	0	18,498,000
Purchases of investment securities available for sale	(3,527,000)	(23,385,000)
Proceeds from sales other real estate owned	0	556,000
Purchases of premises and equipment	(48,000)	(427,000)
Net cash provided by investing activities	35,967,000	50,601,000
Financing activities
Decrease in deposits	(34,068,000)	(15,439,000)
Increase in short-term borrowings	0	770,000
Decrease in long-term debt	0	(2,000,000)
Issuance of treasury stock	2,000	0
Net cash provided by financing activities	(34,066,000)	(16,669,000)
Net increase in cash and cash equivalents	3,603,000	38,640,000
Cash and cash equivalents at beginning of period	20,778,000	12,308,000
Cash and cash equivalents at end of period CLONE	24,381,000	50,948,000
Cash paid during the year
Interest	3,675,000	5,416,000
Income taxes	99,000	60,000
Non-cash transactions
Transfer of held to maturity investment portfolio to available for sale portfolio	0.000	39,144,000.000
Transfer of loans to other real estate owned	$ 140,000	$ 0