Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Interest and fees on loans	$ 2,725	$ 3,426	$ 8,670	$ 10,905
Interest on Federal funds sold	3	11	22	32
Interest on deposits with banks	59	8	177	22
Interest and dividends on investment securities:
Taxable	880	1,286	2,808	4,044
Tax-exempt	62	133	185	656
Total interest income	3,729	4,864	11,862	15,659
Interest expense
Interest on deposits	1,025	1,406	3,220	4,447
Interest on long-term debt	203	433	604	1,285
Total interest expense	1,228	1,839	3,824	5,732
Net interest income	2,501	3,025	8,038	9,927
Provision for loan losses	500	2,825	2,514	5,216
Net interest income after provision for loan losses	2,001	200	5,524	4,711
Other operating income
Service charges on deposit accounts	324	303	895	1,005
ATM fees	71	89	222	279
Award income	25	25	75	1,075
Other income	225	160	708	552
Net gains on securities transactions (Notes 4 and 5)	0	137	0	666
Total other operating income	645	714	1,900	3,577
Salaries and other employee benefits	1,527	1,503	4,445	4,646
Occupancy expense	285	503	911	1,340
Equipment expense	119	131	364	431
Data processing expense	96	83	284	260
Professional fees	211	129	590	585
Marketing expense	104	60	226	225
Management consulting fees	437	378	1,476	732
Regulatory expense	259	219	949	827
Amortization of core deposit intangible	0	491	0	566
OREO expense	482	43	725	79
Other expenses	443	644	1,412	1,681
Total other operating expenses	3,963	4,184	11,382	11,372
Loss before income tax expense	(1,317)	(3,270)	(3,958)	(3,084)
Income tax expense	25	74	56	142
Net loss	$ (1,342)	$ (3,344)	$ (4,014)	$ (3,226)
Net loss per common share
Basic	$ (11.20)	$ (26.43)	$ (33.48)	$ (27.37)
Diluted	(11.20)	(26.43)	(33.48)	(27.37)
Basic average common shares outstanding	131,326	131,290	131,318	131,290
Diluted average common shares outstanding	131,326	131,290	131,318	131,290