Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income
Interest and fees on loans	$ 2,984	$ 3,709	$ 5,945	$ 7,479
Interest on Federal funds sold and securities purchased under agreements to resell	8	13	19	21
Interest on deposits with banks	59	7	118	14
Interest and dividends on investment securities:
Taxable	945	1,304	1,928	2,758
Tax-exempt	61	240	123	523
Total interest income	4,057	5,273	8,133	10,795
Interest expense
Interest on deposits	1,074	1,472	2,195	3,041
Interest on long-term debt	201	423	401	852
Total interest expense	1,275	1,895	2,596	3,893
Net interest income	2,782	3,378	5,537	6,902
Provision for loan losses	814	1,010	2,014	2,391
Net interest income after provision for loan losses	1,968	2,368	3,523	4,511
Other operating income
Service charges on deposit accounts	289	340	571	702
Award income	25	1,025	50	1,050
Other income	304	279	634	582
Net gains on securities transactions (Notes 4 and 5)	0	528	0	529
Total other operating income	618	2,172	1,255	2,863
Salaries and other employee benefits	1,483	1,559	2,918	3,143
Occupancy expense	258	470	626	837
Equipment expense	112	146	245	300
Data processing expense	94	86	188	181
Appraisal fees	5	146	120	161
Professional fees	185	317	379	456
Regulatory expense	395	272	690	562
Marketing expense	63	97	122	174
Management consulting fees	554	89	1,039	354
OREO expense	140	15	243	30
Other expenses	395	468	849	990
Total other operating expenses	3,684	3,665	7,419	7,188
Loss before income tax expense	(1,098)	875	(2,641)	186
Income tax expense	19	53	31	68
Net loss	$ (1,117)	$ 822	$ (2,672)	$ 118
Net loss per common share
Basic	$ (9.48)	$ 5.32	$ (22.28)	$ (0.94)
Diluted	(9.48)	5.32	(22.28)	(0.94)
Diluted average common shares outstanding	131,326	131,290	131,313	131,290
Basic average common shares outstanding	131,326	131,290	131,313	131,290