X0303 5 2009-12-31 0 0 0000714756 AMCORE FINANCIAL INC AMFI 0001376616 Watters Todd V 501 SEVENTH STREET P.O. BOX 1537 ROCKFORD IL 61110-0037 1 VP MANAGER INTERNAL AUDIT Common Stock 5711.077 I by 401(k) Plan Todd Watters 2010-02-10