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LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Loss Activity By Loan Class) (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Financing Receivable, Allowance for Credit Losses    
Beginning balance $ 6,183 $ 5,677
Provision for credit losses 104 120
Loans charged off (11) (9)
Recoveries collected 2 4
Total ending allowance balance 6,278 5,792
Commercial, financial and agricultural | Commercial Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 994 740
Provision for credit losses 126 40
Total ending allowance balance 1,120 780
Commercial Loan | Commercial Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 3,010 2,799
Provision for credit losses 90 144
Total ending allowance balance 3,100 2,943
1-4 family residential construction | Consumer Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 32 104
Provision for credit losses (22) 1
Total ending allowance balance 10 105
Other construction loans | Commercial Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 821 778
Provision for credit losses (109) (30)
Total ending allowance balance 712 748
Mortgage Loan | Consumer Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 1,258 1,157
Provision for credit losses 15 (50)
Loans charged off (4)  
Recoveries collected   1
Total ending allowance balance 1,269 1,108
Obligations of states and political subdivisions | Commercial Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 24 39
Provision for credit losses   18
Total ending allowance balance 24 57
Personal Loan | Consumer Portfolio Segment    
Financing Receivable, Allowance for Credit Losses    
Beginning balance 44 60
Provision for credit losses 4 (3)
Loans charged off (7) (9)
Recoveries collected 2 3
Total ending allowance balance $ 43 $ 51