INCOME TAXES (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred Tax Assets:
Allowance for credit losses	$ 1,364	$ 1,280
Deferred directors' compensation	174	200
Employee and director benefits	209	229
Stock-based compensation	61	53
Investment in low income housing project	588	585
Fair value adjustments to acquired assets and liabilities	50	48
Intangible assets	14	0
Lease liability	55	101
Unrealized loss on debt securities available for sale	1,311	1,716
Unrealized loss on debt securities held to maturity	7,453	8,501
Total deferred tax assets	11,279	12,713
Deferred Tax Liabilities:
Depreciation	(104)	(101)
Right of use asset	(53)	(99)
Loan origination fees and costs	(653)	(592)
Prepaid expenses	(12)	(11)
Unrealized gain from securities impairment	(72)	(18)
Annuity earnings	(80)	(77)
Fair value of mortgage servicing rights	(15)	(17)
Goodwill	(448)	(437)
Other	0	(42)
Total deferred tax liabilities	(1,437)	(1,394)
Net deferred tax asset	$ 9,842	$ 11,319