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INCOME TAXES (Components of Income Tax Expense) (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
INCOME TAXES    
Current tax expense $ 944,000 $ 1,001,000
Deferred tax expense (benefit) 35,000 (31,000)
Total tax provision $ 979,000 $ 970,000