CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Operating activities:
Net income	$ 6,229,000	$ 6,596,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	534,000	500,000
Depreciation	733,000	563,000
Net amortization of securities premiums	123,000	133,000
Net amortization of loan origination costs (fees)	80,000	(112,000)
Deferred net loan origination costs	(572,000)	(575,000)
Amortization of intangibles	85,000	81,000
Amortization of investment in low-income housing partnerships	322,000	353,000
Net amortization of purchase fair value adjustments	(4,000)	(4,000)
Change in value of equity securities	(115,000)	(17,000)
Net gain on other real estate owned	0	(16,000)
Earnings on bank owned life insurance and annuities	(236,000)	(222,000)
Deferred income tax expense (benefit)	35,000	(31,000)
Stock-based compensation expense	142,000	143,000
Mortgage servicing right adjustment	14,000	9,000
Gain from life insurance proceeds	(56,000)	(161,000)
Decrease (increase) in accrued interest receivable and other assets	366,000	(1,228,000)
(Decrease) increase in accrued interest payable and other liabilities	(2,345,000)	1,853,000
Net cash provided by operating activities	5,335,000	7,865,000
Investing activities:
Restricted stock	(823,000)	0
Premises and equipment	(1,935,000)	(356,000)
Bank owned life insurance	(717,000)	0
Bank owned life insurance premium and annuity payments	(27,000)	(31,000)
Maturities of and principal repayments on securities available for sale	4,742,000	5,470,000
Maturities of and principal repayments on securities held to maturity	13,864,000	13,687,000
Redemption of FHLB stock	0	1,959,000
Life insurance claims	663,000	770,000
Sale of other real estate owned	0	55,000
Sale of fixed assets	0	52,000
Sale of other assets	10,000	0
Net increase in loans	(7,994,000)	(40,176,000)
Net cash received in acquisition	0	17,384,000
Net cash provided by (used in) investing activities	7,783,000	(1,186,000)
Financing activities:
Net (decrease) increase in deposits	(1,111,000)	18,820,000
Net decrease in short-term borrowings and securities sold under agreements to repurchase	(10,568,000)	(2,900,000)
Repayment of long-term debt	(15,000,000)	0
Cash dividends	(4,400,000)	(4,406,000)
Purchase of treasury stock	(3,000)	(324,000)
Treasury stock issued for employee stock plans	32,000	62,000
Net cash (used in) provided by financing activities	(31,050,000)	11,252,000
Net (decrease) increase in cash and cash equivalents	(17,932,000)	17,931,000
Cash and cash equivalents at beginning of year	28,930,000	10,999,000
Cash and cash equivalents at end of period	10,998,000	28,930,000
Supplemental information:
Interest paid	14,708,000	9,425,000
Income tax paid	915,000	1,035,000
Supplemental schedule of noncash investing and financing activities:
Transfer of loans to other real estate owned	0	39,000
Transfer of loans to repossessed vehicles	$ 10,000	$ 0