CONSOLIDATED STATEMENTS OF INCOME - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income:
Loans, including fees	$ 31,109,000	$ 26,728,000
Taxable securities	5,749,000	6,193,000
Tax-exempt securities	118,000	139,000
Other interest income	140,000	121,000
Total interest income	37,116,000	33,181,000
Interest expense:
Deposits	11,167,000	8,247,000
Short-term borrowings and repurchase agreements	2,719,000	1,733,000
Long-term debt	268,000	471,000
Other interest bearing liabilities	33,000	38,000
Total interest expense	14,187,000	10,489,000
Net interest income	22,929,000	22,692,000
Provision for credit losses	534,000	500,000
Net interest income after provision for credit losses	22,395,000	22,192,000
Non-interest income:
Earnings on bank-owned life insurance and annuities	236,000	222,000
Change in value of equity securities	115,000	17,000
Gain from life insurance proceeds	56,000	161,000
Other non-interest income	360,000	472,000
Total non-interest income	5,825,000	5,321,000
Non-interest expense:
Employee compensation expense	9,022,000	8,454,000
Employee benefits	2,448,000	2,355,000
Occupancy	1,412,000	1,289,000
Equipment	863,000	659,000
Data processing expense	2,881,000	2,937,000
Professional fees	1,134,000	848,000
Taxes, other than income	191,000	184,000
FDIC Insurance premiums	575,000	504,000
Gain on other real estate owned	0	(16,000)
Amortization of intangible assets	85,000	81,000
Amortization of investment in low-income housing partnerships	322,000	353,000
Merger and acquisition expense		227,000
Other non-interest expense	2,079,000	2,072,000
Total non-interest expense	21,012,000	19,947,000
Income before income taxes	7,208,000	7,566,000
Income tax provision	979,000	970,000
Net income	$ 6,229,000	$ 6,596,000
Earnings per share
Basic (in dollars per share)	$ 1.25	$ 1.32
Diluted (in dollars per share)	$ 1.24	$ 1.31
Customer service fees
Non-interest income:
Non-interest income	$ 1,767,000	$ 1,376,000
Debit card fee income
Non-interest income:
Non-interest income	1,752,000	1,770,000
Trust fees
Non-interest income:
Non-interest income	469,000	466,000
Commissions from sales of non-deposit products
Non-interest income:
Non-interest income	388,000	337,000
Fees derived from loan activity
Non-interest income:
Non-interest income	$ 682,000	$ 500,000