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ACCUMULATED OTHER COMPREHENSIVE INCOME (Accumulated Other Comprehensive Loss) (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss)    
Income before income taxes $ 7,208,000 $ 7,566,000
Tax effect (979,000) (970,000)
Net income 6,229,000 6,596,000
Reclassification out of Accumulated Other Comprehensive Income    
Accumulated Other Comprehensive Income (Loss)    
Net income 3,799,000 3,519,000
Unrealized Gains (Losses) on HTM and AFS Securities | Reclassification out of Accumulated Other Comprehensive Income    
Accumulated Other Comprehensive Income (Loss)    
Income before income taxes   4,767,000
Tax effect   (1,036,000)
Net income   3,731,000
Unrealized Gains (Losses) on HTM Securities | Reclassification out of Accumulated Other Comprehensive Income    
Accumulated Other Comprehensive Income (Loss)    
Amortization of unrealized losses on held to maturity securities 4,847,000 4,767,000
Income before income taxes 4,847,000  
Tax effect $ (1,048,000)  
Gains (Losses) on Cash Flow Hedges | Reclassification out of Accumulated Other Comprehensive Income    
Accumulated Other Comprehensive Income (Loss)    
Realized gains on cash flow hedges   (269,000)
Income before income taxes   (269,000)
Tax effect   57,000
Net income   $ (212,000)