Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Operating activities:
Net income			$ 3,101,000	$ 3,131,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	$ 119,000	$ 47,000	239,000	290,000
Depreciation			322,000	289,000
Net amortization of securities premiums			61,000	67,000
Net amortization of loan origination costs			(50,000)	(55,000)
Deferred net loan origination costs			(295,000)	(259,000)
Amortization of intangibles	20,000	20,000	42,000	31,000
Amortization of investment in low income housing partnerships	80,000	80,000	161,000	192,000
Net amortization of purchase fair value adjustments			(1,000)	(6,000)
Change in value of equity securities	(9,000)	42,000	4,000	64,000
Earnings on bank owned life insurance and annuities	(58,000)	(55,000)	(114,000)	(110,000)
Deferred income tax (benefit) expense			(3,000)	6,000
Stock-based compensation expense	36,000	39,000	70,000	71,000
Fees from mortgage loans sold to others			25,000	28,000
Mortgage banking income			(21,000)	(23,000)
Gain from life insurance proceeds		(161,000)	0	(161,000)
Decrease (increase) in accrued interest receivable and other assets			90,000	(1,361,000)
Decrease in accrued interest payable and other liabilities			(791,000)	(102,000)
Net cash provided by operating activities			2,840,000	2,092,000
Investing activities:
FHLB stock			(643,000)	0
Premises and equipment			(1,400,000)	(81,000)
Bank owned life insurance and annuities			(9,000)	(14,000)
Maturities of and principal repayments on securities available for sale			2,625,000	2,131,000
Maturities of and principal repayments on securities held to maturity			6,741,000	6,703,000
Redemption of FHLB stock			0	1,183,000
Life insurance claims			0	770,000
Sale of fixed assets			0	21,000
Net increase in loans			(15,678,000)	(20,334,000)
Net cash received in acquisition			0	17,411,000
Net cash (used in) provided by investing activities			(8,364,000)	7,790,000
Financing activities:
Net (decrease) increase in deposits			(3,879,000)	9,725,000
Net increase (decrease) in short-term borrowings and securities sold under agreements to repurchase			8,580,000	(13,883,000)
Repayment of long-term debt			(15,000,000)	0
Cash dividends			(2,197,000)	(2,203,000)
Purchase of treasury stock			(3,000)	(9,000)
Treasury stock issued for employee stock plans			32,000	62,000
Net cash used in financing activities			(12,467,000)	(6,308,000)
Net (decrease) increase in cash and cash equivalents			(17,991,000)	3,574,000
Cash and cash equivalents at beginning of year			28,930,000	10,999,000	$ 10,999,000
Cash and cash equivalents at end of period	$ 10,939,000	$ 14,573,000	10,939,000	14,573,000	$ 28,930,000
Supplemental information:
Interest paid			6,870,000	3,971,000
Income tax paid			$ 540,000	$ 690,000