XML 56 R45.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Loss Activity By Loan Class) (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 5,677  
Initial allowance on loans purchased with credit deterioration   $ 354
Credit loss expense 120 243
Loans charged off (9) (26)
Recoveries collected 4 19
Total ending allowance balance 5,792 5,374
Prior adaption    
Beginning Balance   4,027
Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   757
Commercial, Financial and Agricultural | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 740  
Credit loss expense 40 (2)
Total ending allowance balance 780 632
Prior adaption    
Beginning Balance   297
Commercial, Financial and Agricultural | Commercial Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   337
Commercial Loan | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 2,799  
Initial allowance on loans purchased with credit deterioration   106
Credit loss expense 144 176
Total ending allowance balance 2,943 2,596
Prior adaption    
Beginning Balance   1,110
Commercial Loan | Commercial Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   1,204
1-4 family residential construction | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 104  
Credit loss expense 1 (26)
Total ending allowance balance 105 157
Prior adaption    
Beginning Balance   69
1-4 family residential construction | Commercial Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   114
Other construction loans | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 778  
Credit loss expense (30) 101
Total ending allowance balance 748 771
Prior adaption    
Beginning Balance   1,077
Other construction loans | Commercial Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (407)
Mortgage Loan | Consumer Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,157  
Initial allowance on loans purchased with credit deterioration   248
Credit loss expense (50) (23)
Loans charged off   (19)
Recoveries collected 1 18
Total ending allowance balance 1,108 1,112
Prior adaption    
Beginning Balance   1,385
Mortgage Loan | Consumer Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (497)
Obligations of State and Political Subdivisions | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 39  
Credit loss expense 18  
Total ending allowance balance 57  
Obligations of State and Political Subdivisions | Consumer Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Total ending allowance balance   45
Prior adaption    
Beginning Balance   54
Obligations of State and Political Subdivisions | Consumer Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   (9)
Personal Loan | Commercial Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Credit loss expense   17
Loans charged off   (7)
Recoveries collected   1
Total ending allowance balance   61
Prior adaption    
Beginning Balance   35
Personal Loan | Commercial Portfolio Segment | Impact of adopting ASC 326    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance   $ 15
Personal Loan | Consumer Portfolio Segment    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Beginning balance 60  
Credit loss expense (3)  
Loans charged off (9)  
Recoveries collected 3  
Total ending allowance balance $ 51