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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2022
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS  
Schedule of Compliance with Regulatory Capital Requirements

Actual and required capital amounts and ratios as of December 31, 2022 and December 31, 2021, are presented below.

Minimum

 

Regulatory

 

Requirements

 

to be Well

 

Capitalized

 

Minimum Requirement

under Prompt

 

(Dollars in thousands)

for Capital

Corrective Action

 

Actual

Adequacy Purposes

Provisions

 

The Juniata Valley Bank

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

As of December 31, 2022:

Total Capital (to Risk Weighted Assets)

$

73,143

 

13.01

%  

$

59,040

 

10.50

%  

$

56,229

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

69,116

 

12.29

%  

 

47,794

 

8.50

%  

 

44,983

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

69,116

 

12.29

%  

 

39,360

 

7.00

%  

 

36,549

 

6.50

%

Tier 1 Capital (to Average Assets) Leverage

 

69,116

 

8.48

%  

 

32,605

 

4.00

%  

 

40,756

 

5.00

%

As of December 31, 2021:

 

  

 

  

 

  

 

  

 

  

 

  

Total Capital (to Risk Weighted Assets)

$

56,153

 

11.06

%  

$

54,580

 

10.50

%  

$

51,981

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

56,153

 

11.06

%  

 

44,184

 

8.50

%  

 

41,585

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

56,153

 

11.06

%  

 

36,387

 

7.00

%  

 

33,788

 

6.50

%

Tier 1 Capital (to Average Assets) Leverage

 

56,153

 

6.99

%  

 

32,502

 

4.00

%  

 

40,627

 

5.00

%