UNITED STATES

0001558370-22-005780.txt : 20220422 0001558370-22-005780.hdr.sgml : 20220422 20220422092152 ACCESSION NUMBER: 0001558370-22-005780 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20220422 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20220422 DATE AS OF CHANGE: 20220422 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JUNIATA VALLEY FINANCIAL CORP CENTRAL INDEX KEY: 0000714712 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232235254 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-13232 FILM NUMBER: 22843718 BUSINESS ADDRESS: STREET 1: 2 SOUTH MAIN ST STREET 2: P O BOX 66 CITY: MIFFLINTOWN STATE: PA ZIP: 17059-0066 BUSINESS PHONE: 7174368211 MAIL ADDRESS: STREET 1: BRIDGE AND MAIN STREETS STREET 2: P O BOX 66 CITY: MIFFLINTOWN STATE: PA ZIP: 17059-0066 8-K 1 tmb-20220422x8k.htm 8-K UNITED STATES

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 22, 2022

JUNIATA VALLEY FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

-
Pennsylvania	0-13232	23-2235254
(State or other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)


Bridge and Main Streets, Mifflintown, Pennsylvania		17059
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (855) 582-5101

Not Applicable

(Former name or former address if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	N/A	N/A

Juniata Valley Financial Corp.

Current Report on Form 8-K

Item 2.02Results of Operations and Financial Condition

On April 22, 2022, Juniata Valley Financial Corp. issued a press release reporting financial results for the quarter ended March 31, 2022. The aforementioned press release is attached as Exhibit 99.1 to this current report on Form 8-K.

Item 9.01 Financial Statements and Exhibits.

Exhibits. The exhibits listed in the Exhibit Index accompanying this Form 8-K are furnished herewith.

Exhibit Index


Exhibit No.		Description
99.1		Press Release reporting financial results for the quarter ended March 31, 2022.


104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.



	Juniata Valley Financial Corp.

Date: April 22, 2022	By:	/s/ JoAnn McMinn

	Name:	JoAnn McMinn
	Title:	EVP, Chief Financial Officer

EX-99.1 2 tmb-20220422xex99d1.htm EX-99.1

Exhibit 99.1

Juniata Valley Financial Corp. Announces Results for the Quarter Ended March 31, 2022

Mifflintown, PA, April 22, 2022 (GLOBE NEWSWIRE) --

Juniata Valley Financial Corp. (OTC Pink: JUVF) (“Juniata”), announced net income for the quarter ended March 31, 2022 of $2.1 million, an increase of 29.4%, compared to net income of $1.6 million for the quarter ended March 31, 2021. Earnings per share, basic and diluted, for the three months ended March 31, 2022 was $0.42, 27.3% greater than the $0.33 reported for the three months ended March 31, 2021.

President’s Message

President and Chief Executive Officer, Marcie A. Barber stated, “We are very pleased to deliver strong financial performance as we begin a new fiscal year. These results are indicative of our resolve to responsibly navigate changes in this challenging economic environment as evidenced by our strong credit quality. We are focused on expanding quality loan relationships and deploying excess cash in a strategic manner, while exploring and implementing technologies to reduce operating expenses.”

Financial Results for the Quarter

Annualized return on average assets for the three months ended March 31, 2022 was 1.04 %, compared to 0.82% for the three months ended March 31, 2021. Annualized return on average equity for the three months ended March 31, 2022 was 12.55%, compared to 8.68% for the three months ended March 31, 2021.

Net interest income was $5.9 million for the first quarter of 2022 compared to $4.9 million for the first quarter of 2021. Average earning assets increased 3.7%, to $768.5 million, during the three months ended March 31, 2022 compared to the same period in 2021, due to an increase of $47.8 million in average investment securities. The increase in average investment securities was partially offset by a decline of $12.5 million in average loans, primarily due to the forgiveness of PPP loans. While the average loan volume declined between the first quarter of 2021 versus 2022, total loan yield increased by 46 basis points, primarily due to interest collected on previously charged off nonaccrual loans. The yield on earning assets increased 26 basis points, to 3.45%, in the first quarter of 2022 compared to same period last year, while the cost to fund interest earning assets with interest bearing liabilities decreased 23 basis points, to 0.43%, over the same comparable period. During the three months ended March 31, 2022, average interest bearing liabilities increased by $9.1 million compared to the three months ended March 31, 2021, due to growth in average interest-bearing deposits of $63.3 million driven by deposits of government stimulus payments and increased consumer saving during the pandemic, as well as Juniata’s use of brokered deposits. The growth in interest-bearing deposits was partially offset by a decline of $54.2 million in short- and long-term borrowings due to reductions in FRB advances and FHLB borrowings. The net interest margin, on a fully tax equivalent basis, increased from 2.75% during the three months ended March 31, 2021 to 3.17% during the three months ended March 31, 2022.

A loan provision expense of $28,000 was recorded in the first quarter of 2022, compared to a provision credit of $79,000 in the first quarter of 2021. While Juniata continued to experience favorable asset quality trends and net recoveries during the first quarter of 2022, elevated qualitative risk factors were considered in its allowance for loan loss analysis for certain loan segments due to the uncertainty in the economy caused by inflation, labor shortages and supply chain disruptions.

Non-interest income was $1.3 million in both the first quarter of 2022 and 2021. Most significantly impacting non-interest income in the comparative three month periods was a decrease in the value of equity securities of $116,000 in the first quarter of 2022 compared to the first quarter of 2021. Offsetting this decline over the comparative three month periods were increases in customer service and trust fees, as well as commissions from the sales of non-deposit products and fees derived from loan activity.

Non-interest expense was $4.9 million in the three months ended March 31, 2022 compared to $4.6 million in the three months ended March 31, 2021, an increase of 6.0%. Most significantly impacting non-interest expense in the comparative three month periods was a $209,000 increase in employee compensation and benefits expense due to temporary duplication of compensation and benefits expense from employee transitions and increased medical claims expenses, in addition to a $42,000 decline in the gain on other real estate owned. Partially offsetting these increases in the first quarter of 2022 compared to the first quarter of 2021 were declines in equipment expense and professional fees.

Income tax expense of $209,000 was recorded in the first quarter of 2022 compared to an income tax expense of $71,000 recorded in the first quarter of 2021, primarily due to higher taxable income recorded in the 2022 period.

Financial Condition

Total assets as of March 31, 2022 were $807.9 million, a decrease of $2.6 million, compared to total assets of $810.5 million on December 31, 2021. Comparing asset balances on March 31, 2022 and December 31, 2021, cash and cash equivalents increased by $2.5 million, while debt securities available for sale and total loans decreased by $4.4 million and $5.7 million, respectively. Over the same period, deposits increased by $12.4 million, with growth in both non-interest and interest bearing demand deposits. Shareholders’ equity decreased by $14.6 million when comparing March 31, 2022 to December 31, 2021, due to a decline in the fair value of debt securities between the two periods.

Subsequent Event

On April 19, 2022, the Board of Directors declared a cash dividend of $0.22 per share to shareholders of record on May 16, 2022, payable on June 1, 2022.

Management considers subsequent events occurring after the statement of condition date for matters which may require adjustment to, or disclosure in, the consolidated financial statements. The review period for subsequent events extends up to and including the filing date of a public company’s consolidated financial statements when filed with the Securities and Exchange Commission. Accordingly, the financial information in this release is subject to change.

The Juniata Valley Bank, the principal subsidiary of Juniata Valley Financial Corp., is headquartered in Mifflintown, Pennsylvania, with nineteen community offices located in Juniata, Mifflin, Perry, Huntingdon, McKean and Potter Counties. More information regarding Juniata Valley Financial Corp. and The Juniata Valley Bank can be found online at www.JVBonline.com. Juniata Valley Financial Corp. trades through the Pink Open Market under the symbol JUVF.

Forward-Looking Information

*This press release may contain “forward looking” information as defined by the Private Securities Litigation Reform Act of 1995. When words such as “believes”, “expects”, “anticipates” or similar expressions are used in this release, Juniata is making forward-looking statements. Such information is based on Juniata’s current expectations, estimates and projections about future events and financial trends affecting the financial condition of its business. These statements are not historical facts or guarantees of future performance, events or results. Such statements involve potential risks and uncertainties and, accordingly, actual results may differ materially from this forward-looking information. Many factors could affect future financial results. Juniata undertakes no obligation to publicly update or revise forward looking information, whether because of new or updated information, future events, or otherwise. For a more complete discussion of certain risks and uncertainties affecting Juniata, please see the sections entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations – Forward-Looking Statements” set forth in the Juniata’s filings with the Securities and Exchange Commission.

Financial Statements

Juniata Valley Financial Corp. and Subsidiary

Consolidated Statements of Financial Condition


(Dollars in thousands, except share data)	(Unaudited)
	March 31, 2022		December 31, 2021
ASSETS
Cash and due from banks	$	14,998	$	12,928
Interest bearing deposits with banks		1,051		598
Federal funds sold		—		—
Cash and cash equivalents		16,049		13,526

Interest bearing time deposits with banks		490		735
Equity securities		1,101		1,124
Debt securities available for sale		331,043		335,424
Restricted investment in bank stock		1,826		2,116
Total loans		412,575		418,303
Less: Allowance for loan losses		(3,576)		(3,508)
Total loans, net of allowance for loan losses		408,999		414,795
Premises and equipment, net		8,356		8,371
Other real estate owned		—		87
Bank owned life insurance and annuities		16,911		16,852
Investment in low income housing partnerships		2,106		2,306
Core deposit and other intangible assets		162		175
Goodwill		9,047		9,047
Mortgage servicing rights		111		120
Accrued interest receivable and other assets		11,673		5,840
Total assets	$	807,874	$	810,518
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:
Deposits:
Non-interest bearing	$	188,710	$	182,022
Interest bearing		532,159		526,425
Total deposits		720,869		708,447

Short-term borrowings and repurchase agreements		4,753		4,227
Long-term debt		20,000		20,000
Other interest bearing liabilities		1,540		1,568
Accrued interest payable and other liabilities		3,987		4,986
Total liabilities		751,149		739,228
Commitments and contingent liabilities
Stockholders' Equity:
Preferred stock, no par value: Authorized - 500,000 shares, none issued		—		—
Common stock, par value $1.00 per share: Authorized 20,000,000 shares; Issued - 5,151,279 shares at March 31, 2022 and December 31, 2021; Outstanding - 4,998,858 shares at March 31, 2022 and 4,988,542 shares at December 31, 2021		5,151		5,151
Surplus		24,864		25,008
Retained earnings		48,313		47,298
Accumulated other comprehensive loss		(18,979)		(3,365)
Cost of common stock in Treasury: 152,421 shares at March 31, 2022; 162,737 shares at December 31, 2021		(2,624)		(2,802)
Total stockholders' equity		56,725		71,290
Total liabilities and stockholders' equity	$	807,874	$	810,518

Juniata Valley Financial Corp. and Subsidiary

Consolidated Statements of Income (Unaudited)


	Three Months Ended
(Dollars in thousands, except share and per share data)	March 31,
	2022		2021
Interest income:
Loans, including fees	$	5,108	$	4,777
Taxable securities		1,377		1,006
Tax-exempt securities		40		38
Other interest income		7		5
Total interest income		6,532		5,826
Interest expense:
Deposits		462		619
Short-term borrowings and repurchase agreements		13		32
FRB advances		—		18
Long-term debt		116		212
Other interest bearing liabilities		1		2
Total interest expense		592		883
Net interest income		5,940		4,943
Provision for loan losses		28		(79)
Net interest income after provision for loan losses		5,912		5,022
Non-interest income:
Customer service fees		357		325
Debit card fee income		410		413
Earnings on bank-owned life insurance and annuities		52		54
Trust fees		155		112
Commissions from sales of non-deposit products		104		80
Fees derived from loan activity		130		104
Mortgage banking income		7		8
Gain on sales and calls of securities		—		4
Change in value of equity securities		(23)		93
Other non-interest income		84		79
Total non-interest income		1,276		1,272
Non-interest expense:
Employee compensation expense		2,022		1,969
Employee benefits		701		545
Occupancy		331		330
Equipment		175		189
Data processing expense		579		583
Professional fees		176		188
Taxes, other than income		131		124
FDIC Insurance premiums		92		81
Gain on other real estate owned		(7)		(49)
Amortization of intangible assets		13		16
Amortization of investment in low-income housing partnerships		200		200
Other non-interest expense		451		412
Total non-interest expense		4,864		4,588
Income before income taxes		2,324		1,706
Income tax provision		209		71
Net income	$	2,115	$	1,635
Earnings per share
Basic	$	0.42	$	0.33
Diluted	$	0.42	$	0.33

JoAnn McMinn

Email: joann.mcminn@jvbonline.com

Phone: (717) 436-3206

GRAPHIC 3 tmb-20220422xex99d1001.jpg GRAPHIC begin 644 tmb-20220422xex99d1001.jpg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end EX-101.SCH 4 tmb-20220422.xsd EX-101.SCH 00090 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink EX-101.LAB 5 tmb-20220422_lab.xml EX-101.LAB Document and Entity Information [Abstract] Document Type Document Period End Date Entity File Number Entity Registrant Name Entity Incorporation, State or Country Code Entity Tax Identification Number Entity Address, Address Line One Entity Address, City or Town Entity Address, State or Province Entity Address, Postal Zip Code City Area Code Local Phone Number Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security Trading Symbol Security Exchange Name Entity Emerging Growth Company Entity Central Index Key Amendment Flag EX-101.PRE 6 tmb-20220422_pre.xml EX-101.PRE XML 7 R1.htm IDEA: XBRL DOCUMENT

Document and Entity Information	Apr. 22, 2022
Document and Entity Information [Abstract]
Document Type	8-K
Document Period End Date	Apr. 22, 2022
Entity File Number	0-13232
Entity Registrant Name	JUNIATA VALLEY FINANCIAL CORP.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2235254
Entity Address, Address Line One	Bridge and Main Streets
Entity Address, City or Town	Mifflintown
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17059
City Area Code	855
Local Phone Number	582-5101
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Title of 12(b) Security	None
Trading Symbol	None
Security Exchange Name	NONE
Entity Emerging Growth Company	false
Entity Central Index Key	0000714712
Amendment Flag	false

XML 8 tmb-20220422x8k_htm.xml IDEA: XBRL DOCUMENT 0000714712 2022-04-22 2022-04-22 0000714712 false None NONE 8-K 2022-04-22 JUNIATA VALLEY FINANCIAL CORP. PA 0-13232 23-2235254 Bridge and Main Streets Mifflintown PA 17059 855 582-5101 false false false false false None EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.22.1 html 1 22 1 false 0 0 false 0 false false R1.htm 00090 - Document - Document and Entity Information Sheet http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports tmb-20220422x8k.htm tmb-20220422.xsd tmb-20220422_lab.xml tmb-20220422_pre.xml tmb-20220422xex99d1.htm http://xbrl.sec.gov/dei/2021 true false JSON 15 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "tmb-20220422x8k.htm": { "axisCustom": 0, "axisStandard": 0, "contextCount": 1, "dts": { "inline": { "local": [ "tmb-20220422x8k.htm" ] }, "labelLink": { "local": [ "tmb-20220422_lab.xml" ] }, "presentationLink": { "local": [ "tmb-20220422_pre.xml" ] }, "schema": { "local": [ "tmb-20220422.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.sec.gov/dei/2021/dei-2021.xsd" ] } }, "elementCount": 23, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2021": 4, "total": 4 }, "keyCustom": 0, "keyStandard": 22, "memberCustom": 0, "memberStandard": 0, "nsprefix": "juvf", "nsuri": "http://www.jvbonline.com/20220422", "report": { "R1": { "firstAnchor": { "ancestors": [ "p", "div", "div", "body", "html" ], "baseRef": "tmb-20220422x8k.htm", "contextRef": "Duration_4_22_2022_To_4_22_2022_K1kwXUHL6kOGskc8RneBYw", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "00090 - Document - Document and Entity Information", "role": "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation", "shortName": "Document and Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "p", "div", "div", "body", "html" ], "baseRef": "tmb-20220422x8k.htm", "contextRef": "Duration_4_22_2022_To_4_22_2022_K1kwXUHL6kOGskc8RneBYw", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.jvbonline.com/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "juvf_DocumentAndEntityInformationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Document and Entity Information [Abstract]" } } }, "localname": "DocumentAndEntityInformationAbstract", "nsuri": "http://www.jvbonline.com/20220422", "xbrltype": "stringItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r5": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" } }, "version": "2.1" } ZIP 16 0001558370-22-005780-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001558370-22-005780-xbrl.zip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end