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Stockholders' Equity and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2021
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS  
Schedule of Compliance with Regulatory Capital Requirements

Actual and required capital amounts and ratios as of December 31, 2021, are presented below.

Minimum

 

Regulatory

 

Requirements

 

to be Well

 

Capitalized

 

Minimum Requirement

under Prompt

 

for Capital

Corrective Action

 

The Juniata Valley Bank

Actual

Adequacy Purposes

Provisions

 

(Dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

As of December 31, 2021:

Total Capital (to Risk Weighted Assets)

$

68,382

 

13.16

%  

$

54,580

 

10.50

%  

$

51,981

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

64,874

 

12.48

%  

 

44,184

 

8.50

%  

 

41,585

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

64,874

 

12.48

%  

 

36,387

 

7.00

%  

 

33,788

 

6.50

%

Tier 1 Capital (to Average Assets) Leverage

 

64,874

 

7.98

%  

 

32,502

 

4.00

%  

 

40,627

 

5.00

%

 

  

 

  

 

  

 

  

 

  

 

  

Actual and required capital amounts and ratios under the CBLR Framework as of December 31, 2020, are presented below.

To Be Well

Capitalized Under

Prompt Corrective

Action Regulations

(Dollars in thousands)

Actual

(CBLR Framework)

The Juniata Valley Bank

    

Amount

    

Ratio

    

Amount

    

Ratio

    

As of December 31, 2020:

Tier 1 Capital to Average Total Assets

$

63,074

 

8.51

%  

$

59,284

 

8.00

%