XML 67 R48.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Stockholders' Equity and Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements

The table below provides a comparison of the Bank’s risk-based capital ratios and leverage ratios to the minimum regulatory requirements as of the dates indicated.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Regulatory

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Requirements

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum

 

to be "Well

 

 

 

 

 

 

 

 

 

 

 

 

 

Capital

 

Capitalized"

 

 

 

 

 

 

 

 

Minimum Requirement

 

Adequacy

 

under Prompt

 

 

 

 

 

 

 

 

for Capital

 

with Capital

 

Corrective Action

 

The Juniata Valley Bank

 

Actual

 

Adequacy Purposes

 

Buffer

 

Provisions

 

(Dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

As of December 31, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk Weighted Assets)

 

$

65,861

 

15.85

%  

$

33,244

 

8.00

%  

$

43,633

 

10.50

%  

$

41,555

 

10.00

%

Tier 1 Capital  (to Risk Weighted Assets)

 

 

62,900

 

15.14

%  

 

24,933

 

6.00

%  

 

35,322

 

8.50

%  

 

33,244

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

62,900

 

15.14

%  

 

18,700

 

4.50

%  

 

29,089

 

7.00

%  

 

27,011

 

6.50

%

Tier 1 Capital (to Average Assets) Leverage

 

 

62,900

 

9.60

%  

 

26,198

 

4.00

%  

 

26,198

 

4.00

%  

 

32,747

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2018:

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Total Capital (to Risk Weighted Assets)

 

$

62,422

 

15.50

%  

$

32,222

 

8.00

%  

$

39,774

 

9.875

%  

$

40,278

 

10.00

%

Tier 1 Capital (to Risk Weighted Assets)

 

 

59,388

 

14.74

%  

 

24,167

 

6.00

%  

 

31,719

 

7.875

%  

 

32,222

 

8.00

%

Common Equity Tier 1 Capital (to Risk Weighted Assets)

 

 

59,388

 

14.74

%  

 

18,125

 

4.50

%  

 

25,677

 

6.375

%  

 

26,181

 

6.50

%

Tier 1 Capital (to Average Assets) Leverage

 

 

59,388

 

9.77

%  

 

24,317

 

4.00

%  

 

24,317

 

4.000

%  

 

30,397

 

5.00

%