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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Operating activities:    
Net income $ 2,015 $ 1,633
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 166 1,177
Depreciation and amortization 255 265
Net amortization of securities premiums 222 195
Net amortization of loan origination costs 35 4
Deferred net loan origination fees (costs) (38) (22)
Amortization of investment in low income housing partnership 145  
Amortization of intangibles 22 22
Net realized gains on calls of securities (1) (2)
Net (gains) losses on sales of other real estate owned (34) (1)
Earnings on bank owned life insurance and annuities (205) (211)
Deferred income tax expense 230 (184)
Equity in earnings of unconsolidated subsidiary, net of dividends of $25 and $25 (79) (93)
Stock-based compensation expense 14 11
Mortgage loans originated for sale (5,952) (4,674)
Proceeds from loans sold to others 5,709 4,674
Net gains on sales of loans (181)  
Increase in accrued interest receivable and other assets 147 (116)
Decrease in accrued interest payable and other liabilities (500) (175)
Net cash provided by operating activities 1,970 2,503
Investing activities:    
Purchases of: Securities available for sale (34,280) (48,868)
Purchases of: Premises and equipment (40) (97)
Purchases of: Bank owned life insurance and annuities (43) (40)
Proceeds from: Maturities of and principal repayments on securities available for sale 25,042 34,871
Proceeds from: Redemption of FHLB stock (7) 166
Proceeds from: Bank owned life insurance and annuities 4 4
Proceeds from: Proceeds from life insurance claim   147
Proceeds from: Sale of other real estate owned 423 502
Proceeds from: Sale of other assets 18 2
Investment in low income housing partnership (317) (924)
Net decrease in loans 1,075 8,492
Net cash (used in) provided by investing activities (8,125) (5,745)
Financing activities:    
Net increase in deposits 3,965 15,813
Net change in securities sold under agreements to repurchase and short-term borrowings (1,081) (425)
Cash dividends (1,857) (1,862)
Purchase of treasury stock (108)  
Treasury stock issued for employee stock plans 48 144
Net cash (used in) provided by financing activities 967 13,670
Net (decrease) increase in cash and cash equivalents (5,188) 10,428
Cash and cash equivalents at beginning of year 14,397 14,174
Cash and cash equivalents at end of year 9,209 24,602
Supplemental information:    
Interest paid 1,546 1,894
Income taxes paid 695 825
Supplemental schedule of noncash investing and financing activities:    
Transfer of loans to other real estate owned 78 590
Transfer of loans to other assets $ 18