Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Assets:
Cash and due from banks	$ 9,007	$ 14,261
Interest bearing deposits with banks	202	136
Cash and cash equivalents	9,209	14,397
Interest bearing time deposits with banks	847	847
Securities available for sale	129,100	122,338
Restricted investment in Federal Home Loan Bank (FHLB) stock	1,733	1,726
Investment in unconsolidated subsidiary	4,063	4,000
Loans held for sale	384
Loans	275,260	277,500
Less: Allowance for loan losses	(2,375)	(3,281)
Total loans, net of allowance for loan losses	272,885	274,219
Premises and equipment, net	6,257	6,472
Other real estate owned	117	428
Bank owned life insurance and annuities	14,631	14,402
Equity investment in low income housing project	3,968	3,796
Core deposit intangible	142	164
Goodwill	2,046	2,046
Accrued interest receivable and other assets	4,430	4,034
Total assets	449,812	448,869
Liabilities:
Non-interest bearing deposits	70,844	71,318
Interest bearing deposits	319,872	315,433
Total deposits	390,716	386,751
Securities sold under agreements to repurchase	3,355	3,836
Short-term borrowings	1,000	1,600
Other interest bearing liabilites	1,328	1,305
Accrued interest payable and other liabilities	4,440	5,080
Total liabilities	400,839	398,572
Stockholders' Equity:
Preferred stock, no par value: Authorized - 500,000 shares, none issued
Common stock, par value $1.00 per share: Authorized - 20,000,000 shares Issued - 4,745,826 shares Outstanding - 4,215,184 shares at June 30, 2013; 4,218,361 shares at December 31, 2012	4,746	4,746
Surplus	18,354	18,346
Retained earnings	38,982	38,824
Accumulated other comprehensive loss	(2,855)	(1,419)
Cost of common stock in Treasury: 530,642 shares at June 30, 2013; 527,465 shares at December 31, 2012	(10,254)	(10,200)
Total stockholders' equity	48,973	50,297
Total liabilities and stockholders' equity	$ 449,812	$ 448,869