Consolidated Statements of Income (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income:
Loans, including fees	$ 4,401	$ 4,824	$ 13,477	$ 14,756
Taxable securities	328	257	894	753
Tax-exempt securities	222	245	689	784
Federal funds sold	1	3	5	7
Other interest income	8	10	23	29
Total interest income	4,960	5,339	15,088	16,329
Interest expense:
Deposits	1,162	1,288	3,528	4,154
Securities sold under agreements to repurchase	1	1	2	2
Short-term borrowings				1
Long-term debt		29		99
Other interest bearing liabilities	6	2	20	9
Total interest expense	1,169	1,320	3,550	4,265
Net interest income	3,791	4,019	11,538	12,064
Provision for loan losses	60	70	264	637
Net interest income after provision for loan losses	3,731	3,949	11,274	11,427
Noninterest income:
Trust fees	109	90	316	300
Customer service fees	354	335	1,015	1,104
Earnings on bank-owned life insurance and annuities	123	133	366	393
Commissions from sales of non-deposit products	53	80	221	301
Income from unconsolidated subsidiary	66	60	197	179
Securities impairment charge		(40)		(40)
Gain on sales or calls of securities		4	6	31
Gain on sales of other real estate owned	14	30	28	36
Other noninterest income	300	244	895	679
Total noninterest income	1,019	936	3,044	2,983
Noninterest expense:
Employee compensation expense	1,318	1,232	3,910	3,826
Employee benefits	334	363	1,158	1,182
Occupancy	236	243	731	692
Equipment	138	148	439	403
Data processing expense	336	366	995	1,077
Director compensation	74	88	221	261
Professional fees	111	128	341	357
Taxes, other than income	123	124	374	379
FDIC Insurance premiums	73	138	291	435
Amortization of intangibles	12	11	34	34
Other noninterest expense	368	317	1,106	956
Total noninterest expense	3,123	3,158	9,600	9,602
Income before income taxes	1,627	1,727	4,718	4,808
Provision for income taxes	413	442	1,174	1,197
Net income	$ 1,214	$ 1,285	$ 3,544	$ 3,611
Earnings per share
Basic	$ 0.29	$ 0.30	$ 0.84	$ 0.84
Diluted	$ 0.29	$ 0.30	$ 0.83	$ 0.84
Cash dividends declared per share	$ 0.22	$ 0.21	$ 0.64	$ 0.61
Weighted average basic shares outstanding	4,236,168	4,283,024	4,243,273	4,307,417
Weighted average diluted shares outstanding	4,239,872	4,286,350	4,246,533	4,310,989