Consolidated Statements of Financial Condition (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets:
Cash and due from banks	$ 10,254	$ 12,758
Interest bearing deposits with banks	1,116	218
Federal funds sold	6,500	12,300
Cash and cash equivalents	17,870	25,276
Interest bearing time deposits with banks	1,096	1,345
Securities available for sale	112,355	79,923
Restricted investment in Federal Home Loan Bank (FHLB) stock	1,790	2,088
Investment in unconsolidated subsidiary	3,734	3,550
Total loans, net of unearned interest	292,353	298,102
Less: Allowance for loan losses	(2,907)	(2,824)
Total loans, net of allowance for loan losses	289,446	295,278
Premises and equipment, net	6,788	7,067
Other real estate owned	212	412
Bank owned life insurance and annuities	13,962	13,568
Core deposit intangible	220	254
Goodwill	2,046	2,046
Accrued interest receivable and other assets	5,321	4,946
Total assets	454,840	435,753
Liabilities:
Deposits: Non-interest bearing	64,006	60,696
Deposits: Interest bearing	331,105	316,094
Total deposits	395,111	376,790
Securities sold under agreements to repurchase	3,057	3,314
Other interest bearing liabilities	1,222	1,200
Accrued interest payable and other liabilities	4,551	4,473
Total liabilities	403,941	385,777
Stockholders' Equity:
Preferred stock, no par value: Authorized - 500,000 shares; none issued	0	0
Common stock, par value $1.00 per share: Authorized - 20,000,000 shares, Issued - 4,745,826 shares, Outstanding - 4,236,168 shares at September 30, 2011; 4,257,765 shares at December 31, 2010	4,746	4,746
Surplus	18,363	18,354
Retained earnings	38,696	37,868
Accumulated other comprehensive loss	(1,018)	(1,465)
Cost of common stock in Treasury: 509,658 shares at September 30, 2011; 488,061 shares at December 31, 2010	(9,888)	(9,527)
Total stockholders' equity	50,899	49,976
Total liabilities and stockholders' equity	$ 454,840	$ 435,753