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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
INTEREST INCOME:        
Loans, including related fees $ 22,576 $ 25,226 $ 46,030 $ 50,424
Securities:        
Taxable 3,479 3,508 6,694 7,031
Tax-exempt 1,761 1,810 3,531 3,615
Other 489 590 992 1,213
TOTAL INTEREST INCOME 28,305 31,134 57,247 62,283
INTEREST EXPENSE:        
Deposits 1,534 2,169 3,276 4,833
Short-term borrowings 19 37 39 83
Other borrowings 1,014 1,266 2,021 2,540
TOTAL INTEREST EXPENSE 2,567 3,472 5,336 7,456
NET INTEREST INCOME 25,738 27,662 51,911 54,827
Provision for loan losses 2,960 1,789 5,981 4,745
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 22,778 25,873 45,930 50,082
NON-INTEREST INCOME:        
Trust and financial services 1,403 1,439 2,929 2,919
Service charges and fees on deposit accounts 2,394 2,402 4,648 4,606
Other service charges and fees 2,726 2,276 5,226 4,731
Securities gains/(losses), net 3 664 7 660
Total impairment losses 0 (11) 0 (11)
Loss recognized in other comprehensive loss 0 0 0 0
Net impairment loss recognized in earnings 0 (11) 0 (11)
Insurance commissions 1,941 1,799 3,904 3,690
Gain on sales of mortgage loans 943 792 1,906 1,717
Other 253 396 920 956
TOTAL NON-INTEREST INCOME 9,663 9,757 19,540 19,268
NON-INTEREST EXPENSE:        
Salaries and employee benefits 13,713 13,891 27,309 28,310
Occupancy expense 1,576 1,488 3,098 2,905
Equipment expense 1,537 1,399 3,038 2,681
FDIC Expense 502 527 1,059 955
Other 6,055 5,797 11,078 11,671
TOTAL NON-INTEREST EXPENSE 23,383 23,102 45,582 46,522
INCOME BEFORE INCOME TAXES 9,058 12,528 19,888 22,828
Provision for income taxes 2,612 3,823 5,749 6,680
NET INCOME 6,446 8,705 14,139 16,148
OTHER COMPREHENSIVE INCOME (LOSS)        
Change in unrealized gains/losses on securities, net of reclassifications (18,094) 570 (20,872) 640
Tax effect 7,535 (228) 8,646 (256)
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax (10,559) 342 (12,226) 384
Change in funded status of post retirement benefits 563 670 920 1,287
Tax effect (225) (268) (368) (515)
Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Adjustment, Net of Tax 338 402 552 772
TOTAL OTHER COMPREHENSIVE INCOME (LOSS) (10,221) 744 (11,674) 1,156
COMPREHENSIVE INCOME (LOSS) $ (3,775) $ 9,449 $ 2,465 $ 17,304
PER SHARE DATA        
Basic and Diluted Earnings per Share $ 0.48 $ 0.66 $ 1.06 $ 1.22
Dividends per Share $ 0.48 $ 0.47 $ 0.48 $ 0.47
Weighted average number of shares outstanding (in thousands) 13,307 13,238 13,304 13,230