The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   145,250 5,019 SH   SOLE   5,019 0 0
AT&T Inc Com 00206R102   65,839 2,275 SH   DFND   2,275 0 0
Abbot Laboratories Com 002824100   1,974,729 14,519 SH   SOLE   14,143 376 0
Abbot Laboratories Com 002824100   240,330 1,767 SH   DFND   1,767 0 0
Abbvie Inc Com 00287Y109   1,647,192 8,874 SH   SOLE   8,374 500 0
Abbvie Inc Com 00287Y109   116,569 628 SH   DFND   628 0 0
Adobe Systems Inc Com 00724F101   62,288 161 SH   SOLE   161 0 0
Advanced Micro Devices Com 007903107   20,150 142 SH   SOLE   142 0 0
Air Products & Chemicals Inc Com 009158106   3,949 14 SH   SOLE   14 0 0
The Allstate Corp. Com 020002101   205,940 1,023 SH   SOLE   1,023 0 0
The Allstate Corp. Com 020002101   10,066 50 SH   DFND   50 0 0
Ally Financial Inc Com 02005N100   21,111 542 SH   SOLE   542 0 0
Alphabet Inc - C Com 02079K107   225,817 1,273 SH   SOLE   1,273 0 0
Alphabet Inc - A Com 02079K305   1,038,523 5,893 SH   SOLE   5,893 0 0
Alphabet Inc - A Com 02079K305   352,460 2,000 SH   DFND   2,000 0 0
Altria Group Inc Com 02209S103   246,950 4,212 SH   SOLE   4,212 0 0
Altria Group Inc Com 02209S103   3,928 67 SH   DFND   67 0 0
Amazon.Com Inc Com 023135106   2,172,400 9,902 SH   SOLE   9,902 0 0
Amazon.Com Inc Com 023135106   206,446 941 SH   DFND   941 0 0
Amentum Holdings Inc. Com 023939101   1,865 79 SH   SOLE   79 0 0
Avantis US Small Cap Com 025072877   1,052,569 11,554 SH   SOLE   10,755 799 0
Avantis US Small Cap Com 025072877   21,044 231 SH   DFND   231 0 0
American Express Co Com 025816109   236,364 741 SH   SOLE   741 0 0
American Tower Corp Com 03027X100   650,904 2,945 SH   SOLE   2,923 22 0
American Tower Corp Com 03027X100   25,196 114 SH   DFND   114 0 0
Cencora, Inc. Com 03073E105   29,085 97 SH   SOLE   97 0 0
Ameriprise Financial Inc Com 03076C106   58,710 110 SH   SOLE   110 0 0
Amgen Inc Com 031162100   69,523 249 SH   SOLE   249 0 0
Analog Devices Inc Com 032654105   27,372 115 SH   SOLE   115 0 0
Elevance Health Inc Com 036752103   377,680 971 SH   SOLE   971 0 0
Apple Inc Com 037833100   3,716,449 18,114 SH   SOLE   18,061 53 0
Apple Inc Com 037833100   619,408 3,019 SH   DFND   3,019 0 0
Applied Materials Inc Com 038222105   24,898 136 SH   SOLE   136 0 0
Atmos Energy Corp Com 049560105   30,822 200 SH   SOLE   200 0 0
Automatic Data Processing Inc Com 053015103   170,854 554 SH   SOLE   554 0 0
Autozone Inc Com 053332102   22,273 6 SH   SOLE   6 0 0
AvalonBay Communities Inc Com 053484101   50,875 250 SH   SOLE   250 0 0
BP P.L.C. Com 055622104   423,240 14,141 SH   SOLE   14,141 0 0
BP P.L.C. Com 055622104   39,567 1,322 SH   DFND   1,322 0 0
Bank of America Corp Com 060505104   505,520 10,683 SH   SOLE   10,683 0 0
Baxter International Corp Com 071813109   30,280 1,000 SH   DFND   1,000 0 0
Berkshire Hathaway Inc Class B Com 084670702   64,122 132 SH   SOLE   132 0 0
Berkshire Hathaway Inc Class B Com 084670702   72,866 150 SH   DFND   150 0 0
BHP Billiton Ltd ADR Com 088606108   432,521 8,994 SH   SOLE   8,935 59 0
BHP Billiton Ltd ADR Com 088606108   7,646 159 SH   DFND   159 0 0
Blackstone Inc. Com 09260D107   67,461 451 SH   SOLE   451 0 0
Blackrock Inc. Com 09290D101   93,383 89 SH   SOLE   89 0 0
Blackrock Inc. Com 09290D101   62,955 60 SH   DFND   60 0 0
Boeing Company Com 097023105   8,800 42 SH   SOLE   42 0 0
Booking Holdings Inc Com 09857L108   34,735 6 SH   SOLE   6 0 0
Bristol-Myers Squibb Com 110122108   404,667 8,742 SH   SOLE   8,242 500 0
Bristol-Myers Squibb Com 110122108   46,290 1,000 SH   DFND   1,000 0 0
Broadcom Inc Com 11135F101   2,560,789 9,290 SH   SOLE   9,290 0 0
Broadcom Inc Com 11135F101   275,650 1,000 SH   DFND   1,000 0 0
CBRE Group Inc Com 12504L109   13,872 99 SH   SOLE   99 0 0
C.H. Robinson Worldwide, Inc. Com 12541W209   28,785 300 SH   DFND   300 0 0
Cigna Corp Com 125523100   42,645 129 SH   SOLE   129 0 0
CMS Energy Corp Com 125896100   102,534 1,480 SH   SOLE   1,480 0 0
CNX Resources Corp Com 12653C108   5,389 160 SH   SOLE   160 0 0
CVS Health Corp Com 126650100   41,388 600 SH   SOLE   600 0 0
Coterra Energy Inc Com 127097103   5,761 227 SH   SOLE   227 0 0
Capital One Financial Corporat Com 14040H105   65,105 306 SH   SOLE   306 0 0
Cardinal Health Inc Com 14149Y108   42,000 250 SH   SOLE   0 250 0
Carnival Corp Com 143658300   2,812 100 SH   SOLE   100 0 0
Carrier Global Corp Com 14448C104   253,384 3,462 SH   SOLE   3,462 0 0
Carrier Global Corp Com 14448C104   21,957 300 SH   DFND   300 0 0
Caterpillar Inc Com 149123101   313,674 808 SH   SOLE   808 0 0
Caterpillar Inc Com 149123101   194,105 500 SH   DFND   500 0 0
Centerpoint Energy Com 15189T107   7,348 200 SH   SOLE   200 0 0
Chevron Corp Com 166764100   544,265 3,801 SH   SOLE   3,801 0 0
Chevron Corp Com 166764100   222,804 1,556 SH   DFND   1,556 0 0
Chipotle Mexican Grill Inc Com 169656105   965,443 17,194 SH   SOLE   17,194 0 0
Chipotle Mexican Grill Inc Com 169656105   31,107 554 SH   DFND   554 0 0
Cisco Systems Inc Com 17275R102   313,945 4,525 SH   SOLE   4,525 0 0
Cisco Systems Inc Com 17275R102   346,900 5,000 SH   DFND   5,000 0 0
Citigroup Inc Com 172967424   43,667 513 SH   SOLE   513 0 0
Citizens Financial Group Inc Com 174610105   80,550 1,800 SH   SOLE   1,800 0 0
Coca-Cola Consolidated Inc Com 191098102   3,350 30 SH   SOLE   30 0 0
Coca-Cola Co Com 191216100   904,751 12,788 SH   SOLE   11,988 800 0
Coca-Cola Co Com 191216100   21,225 300 SH   DFND   300 0 0
Cognizant Technology Solutions Com 192446102   10,846 139 SH   SOLE   139 0 0
Colgate-Palmolive Co Com 194162103   179,709 1,977 SH   SOLE   1,977 0 0
Colgate-Palmolive Co Com 194162103   10,272 113 SH   DFND   113 0 0
Comcast Corp Com 20030N101   973,195 27,268 SH   SOLE   27,054 214 0
Comcast Corp Com 20030N101   80,303 2,250 SH   DFND   2,250 0 0
Conagra Brands Com 205887102   14,042 686 SH   SOLE   686 0 0
Conagra Brands Com 205887102   73,610 3,596 SH   DFND   3,596 0 0
ConocoPhillips Com 20825C104   62,280 694 SH   SOLE   694 0 0
ConocoPhillips Com 20825C104   89,740 1,000 SH   DFND   1,000 0 0
Constellation Energy Com 21037T109   53,578 166 SH   DFND   166 0 0
Corteva Inc Com 22052L104   2,981 40 SH   SOLE   40 0 0
Costco Wholesale Corp Com 22160K105   924,604 934 SH   SOLE   934 0 0
Cummins Inc Com 231021106   112,660 344 SH   SOLE   344 0 0
DNP Select Income Fund Inc Com 23325P104   1,410 144 SH   SOLE   144 0 0
D.R. Horton, Inc. Com 23331A109   7,348 57 SH   SOLE   57 0 0
DTE Energy Co Com 233331107   31,128 235 SH   DFND   235 0 0
Danaher Corp Com 235851102   178,576 904 SH   SOLE   904 0 0
Danaher Corp Com 235851102   10,470 53 SH   DFND   53 0 0
Darden Restaurants Inc Com 237194105   141,681 650 SH   SOLE   350 300 0
Deere & Company Com 244199105   34,577 68 SH   SOLE   68 0 0
Dell Technologies - C Com 24703L202   22,926 187 SH   SOLE   187 0 0
Diamondback Energy Com 25278X109   41,220 300 SH   DFND   300 0 0
Direxion Daily S&P Biotech Bul Com 25460G120   854 15 SH   SOLE   15 0 0
Walt Disney Co Com 254687106   473,346 3,817 SH   SOLE   3,817 0 0
Dollar General Corp Com 256677105   30,425 266 SH   SOLE   266 0 0
Dominion Energy Inc Com 25746U109   113,040 2,000 SH   SOLE   2,000 0 0
Dover Corp Com 260003108   15,208 83 SH   SOLE   83 0 0
Dow Inc Com 260557103   9,453 357 SH   SOLE   357 0 0
Duke Energy Corp Com 26441C204   188,800 1,600 SH   SOLE   1,600 0 0
Duke Energy Corp Com 26441C204   61,006 517 SH   DFND   517 0 0
DuPont de Nemours Inc Com 26614N102   101,170 1,475 SH   SOLE   1,475 0 0
EOG Resources Inc Com 26875P101   22,247 186 SH   SOLE   186 0 0
Eastman Chemical Company Com 277432100   14,932 200 SH   SOLE   200 0 0
Ecolab Inc Com 278865100   113,704 422 SH   SOLE   422 0 0
Emerson Electric Co Com 291011104   159,996 1,200 SH   SOLE   0 1,200 0
Enbridge Inc Com 29250N105   4,532 100 SH   SOLE   100 0 0
Enterprise Products Partners L Com 293792107   144,165 4,649 SH   SOLE   4,649 0 0
Enterprise Products Partners L Com 293792107   52,717 1,700 SH   DFND   1,700 0 0
Equifax Inc Com 294429105   9,078 35 SH   SOLE   35 0 0
Evergy Inc Com 30034W106   68,930 1,000 SH   DFND   1,000 0 0
Eversource Energy Com 30040W108   38,172 600 SH   DFND   600 0 0
Exelon Corporation Com 30161N101   21,710 500 SH   DFND   500 0 0
Exxon Mobil Corporation Com 30231G102   1,647,076 15,279 SH   SOLE   13,922 1,357 0
Exxon Mobil Corporation Com 30231G102   269,931 2,504 SH   DFND   2,504 0 0
Meta Platforms Inc Com 30303M102   2,107,985 2,856 SH   SOLE   2,738 118 0
Meta Platforms Inc Com 30303M102   240,617 326 SH   DFND   326 0 0
First Busey Corp Com 319383204   104,562 4,569 SH   SOLE   4,569 0 0
First Financial Corp Com 320218100   31,195,232 575,664 SH   SOLE   185 0 575,479
First Financial Corp Com 320218100   590,563 10,898 SH   DFND   0 0 10,898
First Internet Bank Com 320557101   80,700 3,000 SH   SOLE   3,000 0 0
First Internet Bank Com 320557101   80,700 3,000 SH   DFND   3,000 0 0
First Trust Morningstar Div Le Com 336917109   78,506 1,875 SH   DFND   1,875 0 0
First Trust Inter Duration Pfd Com 33718W103   153,929 8,179 SH   SOLE   8,179 0 0
First Trust Inter Duration Pfd Com 33718W103   7,566 402 SH   DFND   402 0 0
First Trust Financial AlphaDEX Com 33734X135   170,759 3,046 SH   SOLE   3,046 0 0
First Trust Global Commodity S Com 33739H101   4,811 195 SH   SOLE   195 0 0
FirstEnergy Corp Com 337932107   10,025 249 SH   SOLE   249 0 0
FlexShares Global Natural Reso Com 33939L407   59,563 1,485 SH   DFND   1,485 0 0
FlexShares Quality Dividend In Com 33939L860   161,069 2,201 SH   DFND   2,201 0 0
Fortive Corporation Com 34959J108   7,767 149 SH   SOLE   149 0 0
Freeport-McMoRan Inc. Com 35671D857   9,407 217 SH   SOLE   217 0 0
GE Vernova Inc Com 36828A101   49,211 93 SH   DFND   93 0 0
General Dynamics Com 369550108   193,371 663 SH   SOLE   663 0 0
General Dynamics Com 369550108   43,749 150 SH   DFND   150 0 0
GE Aerospace Com 369604301   122,260 475 SH   DFND   475 0 0
General Mills Inc Com 370334104   66,990 1,293 SH   SOLE   1,293 0 0
General Mills Inc Com 370334104   38,339 740 SH   DFND   740 0 0
General Motors Co Com 37045V100   34,447 700 SH   DFND   700 0 0
German American Bancorp Inc Com 373865104   110,254 2,863 SH   DFND   2,863 0 0
Gilead Sciences Inc Com 375558103   8,537 77 SH   SOLE   77 0 0
GSK PLC - Spon ADR Com 37733W204   9,677 252 SH   SOLE   252 0 0
Goldman Sachs Group Inc Com 38141G104   38,219 54 SH   SOLE   54 0 0
HCA Healthcare Inc Com 40412C101   191,550 500 SH   DFND   500 0 0
Halliburton Co Com 406216101   14,266 700 SH   DFND   700 0 0
Home Depot Inc Com 437076102   1,489,658 4,063 SH   SOLE   4,039 24 0
Home Depot Inc Com 437076102   114,025 311 SH   DFND   311 0 0
Honeywell International Inc Com 438516106   276,894 1,189 SH   SOLE   1,189 0 0
Howmet Aerospace Inc Com 443201108   45,230 243 SH   SOLE   243 0 0
Illinois Tool Works Com 452308109   2,473 10 SH   SOLE   10 0 0
Intel Corp Com 458140100   70,560 3,150 SH   SOLE   3,150 0 0
Intel Corp Com 458140100   98,560 4,400 SH   DFND   4,400 0 0
Intercontinental Exchange Inc Com 45866F104   1,029,634 5,612 SH   SOLE   5,412 200 0
Intercontinental Exchange Inc Com 45866F104   39,630 216 SH   DFND   216 0 0
IBM Com 459200101   196,323 666 SH   SOLE   566 100 0
IBM Com 459200101   58,956 200 SH   DFND   200 0 0
Invesco QQQ Trust Series 1 Com 46090E103   1,379,652 2,501 SH   SOLE   2,501 0 0
Intuitive Surgical Inc Com 46120E602   11,955 22 SH   SOLE   22 0 0
Invesco NASDAQ 100 ETF Com 46138G649   1,655,105 7,288 SH   SOLE   7,288 0 0
Invesco NASDAQ 100 ETF Com 46138G649   55,185 243 SH   DFND   243 0 0
Invesco S&P MidCap 400 Revenue Com 46138G672   219,870 1,881 SH   SOLE   1,881 0 0
Iron Mountain Inc Com 46284V101   153,855 1,500 SH   DFND   1,500 0 0
iShares Gold Trust Com 464285204   44,587 715 SH   SOLE   715 0 0
iShares S&P 100 ETF Com 464287101   148,523 488 SH   SOLE   488 0 0
iShares Core S&P Total US Stoc Com 464287150   18,906 140 SH   SOLE   140 0 0
iShares Select Dividend ETF Com 464287168   1,461 11 SH   SOLE   11 0 0
iShares Select Dividend ETF Com 464287168   159,372 1,200 SH   DFND   1,200 0 0
iShares S&P Core S&P Com 464287200   149,637 241 SH   SOLE   241 0 0
iShares Core US Aggregate Bond Com 464287226   142,451 1,436 SH   SOLE   1,436 0 0
iShares MSCI EAFE ETF Com 464287465   161,528 1,807 SH   SOLE   1,807 0 0
iShares MSCI EAFE ETF Com 464287465   87,155 975 SH   DFND   975 0 0
iShares Russell Mid-Cap Value Com 464287473   354,664 2,684 SH   SOLE   2,684 0 0
iShares Russell Mid-Cap Growth Com 464287481   349,751 2,522 SH   SOLE   2,522 0 0
iShares Russell Mid-Cap ETF Com 464287499   445,135 4,840 SH   SOLE   4,840 0 0
iShares Core S&P Mid-Cap ETF Com 464287507   129,188 2,083 SH   SOLE   2,083 0 0
iShares Global 100 ETF Com 464287572   4,528 42 SH   SOLE   42 0 0
iShares Russell 1000 Value ETF Com 464287598   769,928 3,964 SH   SOLE   2,601 1,363 0
iShares Russell 1000 Value ETF Com 464287598   240,845 1,240 SH   DFND   1,240 0 0
iShares Russell 1000 Income ET Com 464287614   986,724 2,324 SH   SOLE   2,324 0 0
iShares Russell 1000 ETF Com 464287622   1,561,003 4,597 SH   SOLE   4,597 0 0
iShares Russell 2000 ETF Com 464287655   18,126 84 SH   SOLE   84 0 0
iShares Core S&P U.S. Value ET Com 464287663   166,454 1,759 SH   SOLE   1,759 0 0
iShares U.S. Real Estate ETF Com 464287739   1,605,499 16,941 SH   SOLE   16,941 0 0
iShares U.S. Real Estate ETF Com 464287739   42,362 447 SH   DFND   447 0 0
iShares Core S&P Small-Cap ETF Com 464287804   198,689 1,818 SH   SOLE   1,818 0 0
iShares S&P Small-Cap 600 Grow Com 464287887   79,824 600 SH   SOLE   600 0 0
iShares JP Morgan Emerging Mar Com 464288281   23,340 252 SH   SOLE   252 0 0
iShares National Muni Bond ETF Com 464288414   47,016 450 SH   SOLE   450 0 0
iShares MSCI EAFE Growth ETF Com 464288885   182,896 1,633 SH   SOLE   1,633 0 0
iShares Core MSCI EAFE ETF Com 46432F842   362,721 4,345 SH   SOLE   4,345 0 0
iShares Core MSCI Emerging Mar Com 46434G103   77,859 1,297 SH   SOLE   1,297 0 0
iShares MSCI Emerging Markets Com 46434G764   3,283 52 SH   SOLE   52 0 0
iShares Core Toal USD Bond Mar Com 46434V613   35,458 767 SH   SOLE   767 0 0
iShares Broad USD High Yield C Com 46435U853   26,332 702 SH   SOLE   702 0 0
JPMorgan Chase & Co Com 46625H100   3,107,835 10,720 SH   SOLE   10,572 148 0
JPMorgan Chase & Co Com 46625H100   131,329 453 SH   DFND   453 0 0
Johnson & Johnson Com 478160104   364,462 2,386 SH   SOLE   1,986 400 0
KLA Corp Com 482480100   243,641 272 SH   SOLE   272 0 0
Kimberly-Clark Corp Com 494368103   16,760 130 SH   SOLE   130 0 0
Kimberly-Clark Corp Com 494368103   25,784 200 SH   DFND   200 0 0
Kraft Heinz Co Com 500754106   1,188 46 SH   SOLE   46 0 0
Lamb Weston Holdings Inc Com 513272104   11,511 222 SH   SOLE   222 0 0
Lamb Weston Holdings Inc Com 513272104   60,924 1,175 SH   DFND   1,175 0 0
Lennar Corp Com 526057104   245,333 2,218 SH   SOLE   2,218 0 0
Eli Lilly & Co Com 532457108   2,601,292 3,337 SH   SOLE   3,325 12 0
Eli Lilly & Co Com 532457108   1,117,066 1,433 SH   DFND   1,433 0 0
Lockheed Martin Corp Com 539830109   1,362,095 2,941 SH   SOLE   2,920 21 0
Lockheed Martin Corp Com 539830109   75,955 164 SH   DFND   164 0 0
Lowe's Companies, Inc Com 548661107   257,369 1,160 SH   SOLE   1,160 0 0
Lowe's Companies, Inc Com 548661107   11,759 53 SH   DFND   53 0 0
Marathon Petroleum Corporation Com 56585A102   181,890 1,095 SH   SOLE   1,095 0 0
Marathon Petroleum Corporation Com 56585A102   199,332 1,200 SH   DFND   1,200 0 0
Marriott International Inc - C Com 571903202   335,502 1,228 SH   SOLE   1,228 0 0
Masco Corp Com 574599106   17,442 271 SH   SOLE   271 0 0
Mastercard Inc Com 57636Q104   455,733 811 SH   SOLE   811 0 0
McDonald's Corp Com 580135101   549,280 1,880 SH   SOLE   1,580 300 0
McDonald's Corp Com 580135101   204,519 700 SH   DFND   700 0 0
McKesson Corp Com 58155Q103   27,846 38 SH   SOLE   38 0 0
Melco Resorts & Entertainment Com 585464100   14,460 2,000 SH   DFND   0 2,000 0
Merck & Co. Inc Com 58933Y105   525,781 6,642 SH   SOLE   6,642 0 0
Merck & Co. Inc Com 58933Y105   435,380 5,500 SH   DFND   5,500 0 0
MetLife Inc Com 59156R108   60,315 750 SH   SOLE   750 0 0
Microsoft Corp Com 594918104   6,555,366 13,179 SH   SOLE   11,957 1,222 0
Microsoft Corp Com 594918104   2,247,796 4,519 SH   DFND   4,519 0 0
Microchip Technology Inc. Com 595017104   33,848 481 SH   SOLE   481 0 0
Micron Technology Inc Com 595112103   23,171 188 SH   SOLE   188 0 0
Millrose Properties Inc. Com 601137102   31,618 1,109 SH   SOLE   1,109 0 0
Molson Coors Beverage Company Com 60871R209   28,854 600 SH   DFND   600 0 0
Mondelez International Inc Com 609207105   885,083 13,124 SH   SOLE   12,529 595 0
Mondelez International Inc Com 609207105   123,483 1,831 SH   DFND   1,831 0 0
Morgan Stanley Com 617446448   130,296 925 SH   SOLE   925 0 0
National Fuel Gas Co Com 636180101   8,471 100 SH   SOLE   100 0 0
Netflix Inc Com 64110L106   36,157 27 SH   SOLE   27 0 0
Newsmax Inc. Com 65250K105   3,117 206 SH   SOLE   206 0 0
NextEra Energy, Inc Com 65339F101   1,031,789 14,863 SH   SOLE   14,782 81 0
NextEra Energy, Inc Com 65339F101   99,548 1,434 SH   DFND   1,434 0 0
NIKE Inc Com 654106103   135,260 1,904 SH   SOLE   1,812 92 0
NIKE Inc Com 654106103   7,104 100 SH   DFND   100 0 0
Norfolk Southern Corp Com 655844108   25,597 100 SH   SOLE   100 0 0
Norfolk Southern Corp Com 655844108   76,791 300 SH   DFND   300 0 0
Northern Trust Corp Com 665859104   164,827 1,300 SH   DFND   0 1,300 0
Northrop Grumman Corp Com 666807102   4,000 8 SH   SOLE   8 0 0
Novartis AG - ADR Com 66987V109   11,980 99 SH   SOLE   99 0 0
Novartis AG - ADR Com 66987V109   60,505 500 SH   DFND   500 0 0
Novo-Nordisk ADR Com 670100205   446,559 6,470 SH   SOLE   6,470 0 0
Nucor Corporation Com 670346105   88,346 682 SH   SOLE   82 600 0
NVIDIA Corporation Com 67066G104   2,660,710 16,841 SH   SOLE   15,641 1,200 0
NVIDIA Corporation Com 67066G104   530,530 3,358 SH   DFND   3,358 0 0
O'Reilly Automotive Inc Com 67103H107   22,983 255 SH   SOLE   255 0 0
Occidental Petroleum Corp Com 674599105   8,402 200 SH   DFND   200 0 0
Occiden Pete Warrant Com 674599162   518 25 SH   DFND   25 0 0
Old National Bancorp Com 680033107   32,010 1,500 SH   SOLE   1,500 0 0
ONEOK Inc Com 682680103   54,447 667 SH   DFND   667 0 0
Oracle Corporation Com 68389X105   529,085 2,420 SH   SOLE   2,420 0 0
Organon & Co. Com 68622V106   4,356 450 SH   DFND   450 0 0
Otis Worldwide Corporation Com 68902V107   150,708 1,522 SH   SOLE   1,522 0 0
Otis Worldwide Corporation Com 68902V107   14,853 150 SH   DFND   150 0 0
Packaging Corp of America Com 695156109   94,225 500 SH   DFND   500 0 0
Palo Alto Networks Inc Com 697435105   1,315,835 6,430 SH   SOLE   6,368 62 0
Palo Alto Networks Inc Com 697435105   37,654 184 SH   DFND   184 0 0
PayPal Holdings Inc Com 70450Y103   997,077 13,416 SH   SOLE   13,011 405 0
PayPal Holdings Inc Com 70450Y103   31,437 423 SH   DFND   423 0 0
PepsiCo Inc Com 713448108   255,101 1,932 SH   SOLE   1,532 400 0
PepsiCo Inc Com 713448108   155,147 1,175 SH   DFND   1,175 0 0
Pfizer Inc Com 717081103   226,135 9,329 SH   SOLE   9,329 0 0
Pfizer Inc Com 717081103   44,844 1,850 SH   DFND   1,850 0 0
Philip Morris International In Com 718172109   140,786 773 SH   SOLE   773 0 0
Philip Morris International In Com 718172109   45,715 251 SH   DFND   251 0 0
Phillips 66 Com 718546104   8,232 69 SH   SOLE   69 0 0
Pinnacle West Capital Corp Com 723484101   44,735 500 SH   DFND   500 0 0
T. Rowe Price Group Inc. Com 74144T108   24,125 250 SH   DFND   250 0 0
Proctor & Gamble Co Com 742718109   1,763,035 11,066 SH   SOLE   10,649 417 0
Proctor & Gamble Co Com 742718109   55,125 346 SH   DFND   346 0 0
Progressive Corp Com 743315103   11,475 43 SH   SOLE   43 0 0
Prudential Financial Inc Com 744320102   36,315 338 SH   SOLE   338 0 0
Prudential Financial Inc Com 744320102   32,232 300 SH   DFND   300 0 0
QUALCOMM Inc Com 747525103   205,445 1,290 SH   SOLE   1,290 0 0
Rayonier Inc Com 754907103   76,987 3,471 SH   SOLE   3,471 0 0
RTX Corp Com 75513E101   647,599 4,435 SH   SOLE   4,435 0 0
RTX Corp Com 75513E101   43,806 300 SH   DFND   300 0 0
Ready Capital Corp Com 75574U101   2,272 520 SH   SOLE   520 0 0
Republic Services Inc Com 760759100   15,783 64 SH   SOLE   64 0 0
Republic Services Inc Com 760759100   616,525 2,500 SH   DFND   2,500 0 0
Shell PLC - ADR Com 780259305   288,259 4,094 SH   SOLE   4,094 0 0
Shell PLC - ADR Com 780259305   24,644 350 SH   DFND   350 0 0
SPDR S&P 500 ETF Trust Com 78462F103   863,136 1,397 SH   SOLE   1,397 0 0
SPDR Gold Trust Com 78463V107   300,562 986 SH   SOLE   986 0 0
SPDR Portfolio S&P Growth ETF Com 78464A409   1,432,850 15,032 SH   SOLE   15,032 0 0
SPDR Portfolio S&P 500 Value E Com 78464A508   60,557 1,157 SH   SOLE   1,157 0 0
SPDR Dow Jones Industrial Aver Com 78467X109   666,263 1,512 SH   SOLE   1,512 0 0
Salesforce Inc Com 79466L302   379,312 1,391 SH   SOLE   1,391 0 0
Schlumberger Ltd Com 806857108   54,519 1,613 SH   SOLE   1,613 0 0
Schlumberger Ltd Com 806857108   20,280 600 SH   DFND   600 0 0
Charles Schwab Corp Com 808513105   82,663 906 SH   SOLE   774 132 0
Schwab US Small-Cap ETF Com 808524607   15,079 596 SH   SOLE   596 0 0
Schwab US Dividend Equity ETF Com 808524797   342,407 12,921 SH   SOLE   12,921 0 0
Schwab US Dividend Equity ETF Com 808524797   267,915 10,110 SH   DFND   10,110 0 0
ServiceNow Inc Com 81762P102   10,281 10 SH   SOLE   10 0 0
Simon Property Group Inc Com 828806109   16,076 100 SH   SOLE   100 0 0
Simon Property Group Inc Com 828806109   48,228 300 SH   DFND   300 0 0
Skyworks Solutions Inc Com 83088M102   1,490 20 SH   SOLE   20 0 0
J M Smucker Co Com 832696405   19,640 200 SH   SOLE   200 0 0
J M Smucker Co Com 832696405   19,640 200 SH   DFND   200 0 0
Snap-On Inc Com 833034101   7,157 23 SH   SOLE   23 0 0
Solventum Corp Com 83444M101   152 2 SH   SOLE   2 0 0
Starbucks Corp Com 855244109   109,223 1,192 SH   SOLE   1,093 99 0
Suncor Energy Inc Com 867224107   512,878 13,695 SH   SOLE   13,565 130 0
Suncor Energy Inc Com 867224107   14,418 385 SH   DFND   385 0 0
Sysco Corp Com 871829107   684,008 9,031 SH   SOLE   8,946 85 0
Sysco Corp Com 871829107   23,934 316 SH   DFND   316 0 0
TJX Companies Inc Com 872540109   145,595 1,179 SH   SOLE   1,179 0 0
T-Mobile US Inc Com 872590104   25,017 105 SH   SOLE   105 0 0
Taiwan Semiconductor Manufactu Com 874039100   53,905 238 SH   SOLE   238 0 0
Target Corporation Com 87612E106   2,368 24 SH   SOLE   24 0 0
Tesla Inc. Com 88160R101   35,260 111 SH   SOLE   111 0 0
Texas Instruments Inc Com 882508104   342,365 1,649 SH   SOLE   1,649 0 0
Thermo Fisher Scientific Inc Com 883556102   959,724 2,367 SH   SOLE   2,352 15 0
Thermo Fisher Scientific Inc Com 883556102   30,410 75 SH   DFND   75 0 0
3M Co Com 88579Y101   10,961 72 SH   SOLE   72 0 0
Toronto-Dominion Corp Com 891160509   36,725 500 SH   DFND   500 0 0
Travelers Cos Inc Com 89417E109   13,645 51 SH   SOLE   51 0 0
Travelers Cos Inc Com 89417E109   80,262 300 SH   DFND   300 0 0
Truist Financial Corp Com 89832Q109   5,159 120 SH   SOLE   120 0 0
Union Pacific Corp Com 907818108   478,566 2,080 SH   SOLE   1,480 600 0
United Airlines Holdings Inc Com 910047109   19,111 240 SH   SOLE   240 0 0
Ready Capital Corp Contingent Com 910CVR018   0 520 SH   SOLE   520 0 0
United Parcel Service Inc Com 911312106   2,927 29 SH   SOLE   29 0 0
UnitedHealth Group Inc Com 91324P102   431,455 1,383 SH   SOLE   1,383 0 0
UnitedHealth Group Inc Com 91324P102   14,039 45 SH   DFND   45 0 0
VF Corp Com 918204108   9,400 800 SH   DFND   800 0 0
VanEck Agribusiness ETF Com 92189F700   294,480 4,000 SH   DFND   4,000 0 0
Vanguard Dividend Appreciation Com 921908844   204,670 1,000 SH   DFND   1,000 0 0
Vanguard Mega Cap ETF Com 921910873   674,760 3,000 SH   SOLE   3,000 0 0
Vanguard Short-Term Bond Index Com 921937827   1,968 25 SH   SOLE   25 0 0
Vanguard Total Bond Market ETF Com 921937835   8,099 110 SH   SOLE   110 0 0
Vanguard FTSE Developed Market Com 921943858   7,810,883 137,009 SH   SOLE   132,497 4,512 0
Vanguard FTSE Developed Market Com 921943858   141,499 2,482 SH   DFND   2,482 0 0
Vanguard FTSE Emerging Markets Com 922042858   1,039,946 21,026 SH   SOLE   21,026 0 0
Vanguard Consumer Discretionar Com 92204A108   3,072,836 8,481 SH   SOLE   8,410 71 0
Vanguard Consumer Discretionar Com 92204A108   153,261 423 SH   DFND   423 0 0
Vanguard Consumer Staple ETF Com 92204A207   856,947 3,913 SH   SOLE   3,875 38 0
Vanguard Consumer Staple ETF Com 92204A207   54,969 251 SH   DFND   251 0 0
Vanguard Energy ETF Com 92204A306   823,477 6,913 SH   SOLE   6,842 71 0
Vanguard Energy ETF Com 92204A306   50,269 422 SH   DFND   422 0 0
Vanguard Financial ETF Com 92204A405   3,650,582 28,677 SH   SOLE   28,425 252 0
Vanguard Financial ETF Com 92204A405   159,380 1,252 SH   DFND   1,252 0 0
Vanguard Health Care ETF Com 92204A504   2,428,020 9,777 SH   SOLE   9,657 120 0
Vanguard Health Care ETF Com 92204A504   104,799 422 SH   DFND   422 0 0
Vanguard Industrials ETF Com 92204A603   2,645,541 9,446 SH   SOLE   9,360 86 0
Vanguard Industrials ETF Com 92204A603   134,434 480 SH   DFND   480 0 0
Vanguard Information Technolog Com 92204A702   14,201,488 21,411 SH   SOLE   21,137 274 0
Vanguard Information Technolog Com 92204A702   1,195,894 1,803 SH   DFND   1,803 0 0
Vanguard Materials ETF Com 92204A801   538,510 2,764 SH   SOLE   2,743 21 0
Vanguard Materials ETF Com 92204A801   58,254 299 SH   DFND   299 0 0
Vanguard Utilities ETF Com 92204A876   755,463 4,280 SH   SOLE   4,237 43 0
Vanguard Utilities ETF Com 92204A876   61,779 350 SH   DFND   350 0 0
Vanguard Communication Service Com 92204A884   3,528,862 20,633 SH   SOLE   20,472 161 0
Vanguard Communication Service Com 92204A884   135,798 794 SH   DFND   794 0 0
Vanguard Short-Term Corporate Com 92206C409   35,775 450 SH   SOLE   450 0 0
Vanguard Russell 2000 ETF Com 92206C664   419,354 4,808 SH   SOLE   4,808 0 0
Vanguard Tax-Exempt Bond Index Com 922907746   37,998 775 SH   SOLE   775 0 0
Vanguard S&P 500 ETF Com 922908363   28,938,856 50,946 SH   SOLE   50,573 373 0
Vanguard S&P 500 ETF Com 922908363   458,968 808 SH   DFND   808 0 0
Vanguard Mid-Cap Value ETF Com 922908512   3,454 21 SH   SOLE   21 0 0
Vanguard Mid-Cap Growth ETF Com 922908538   3,697 13 SH   SOLE   13 0 0
Vanguard Real Estate ETF Com 922908553   731,984 8,219 SH   SOLE   7,966 253 0
Vanguard Real Estate ETF Com 922908553   16,209 182 SH   DFND   182 0 0
Vanguard Small-Cap Growth ETF Com 922908595   424,549 1,533 SH   SOLE   1,533 0 0
Vanguard Small-Cap Growth ETF Com 922908595   21,601 78 SH   DFND   78 0 0
Vanguard Small-Cap Value ETF Com 922908611   6,825 35 SH   SOLE   35 0 0
Vanguard Mid-Cap ETF Com 922908629   4,982,933 17,807 SH   SOLE   17,807 0 0
Vanguard Mid-Cap ETF Com 922908629   146,351 523 SH   DFND   523 0 0
Vanguard Growth ETF Com 922908736   14,467 33 SH   SOLE   33 0 0
Vanguard Growth ETF Com 922908736   138,096 315 SH   DFND   315 0 0
Vanguard Value ETF Com 922908744   6,363 36 SH   SOLE   36 0 0
Vanguard Small-Cap ETF Com 922908751   4,245,260 17,914 SH   SOLE   17,914 0 0
Vanguard Small-Cap ETF Com 922908751   95,740 404 SH   DFND   404 0 0
Vanguard Total Stock Market ET Com 922908769   165,034 543 SH   SOLE   543 0 0
Veralto Corp Com 92338C103   3,533 35 SH   SOLE   35 0 0
Verizon Communications Inc Com 92343V104   85,502 1,976 SH   SOLE   1,850 126 0
Verizon Communications Inc Com 92343V104   107,050 2,474 SH   DFND   2,474 0 0
Viatris Inc Com 92556V106   1,625 182 SH   SOLE   182 0 0
Visa Inc - A Com 92826C839   1,478,783 4,165 SH   SOLE   4,033 132 0
Visa Inc - A Com 92826C839   115,746 326 SH   DFND   326 0 0
Walmart Inc Com 931142103   1,036,370 10,599 SH   SOLE   10,599 0 0
Walmart Inc Com 931142103   146,670 1,500 SH   DFND   1,500 0 0
Walgreens Boots Alliance Inc Com 931427108   20,664 1,800 SH   DFND   1,800 0 0
Warner Bros Discovery Inc Com 934423104   275 24 SH   SOLE   24 0 0
Warner Bros Discovery Inc Com 934423104   4,126 360 SH   DFND   360 0 0
Waste Connections Inc Com 94106B101   1,820,520 9,750 SH   DFND   9,750 0 0
Waste Management Inc Com 94106L109   281,677 1,231 SH   SOLE   1,231 0 0
Wells Fargo & Co Com 949746101   260,791 3,255 SH   SOLE   3,255 0 0
Wells Fargo & Co Com 949746101   160,240 2,000 SH   DFND   2,000 0 0
Williams Co Inc Com 969457100   62,810 1,000 SH   DFND   1,000 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578   857,828 24,879 SH   SOLE   24,879 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578   47,962 1,391 SH   DFND   1,391 0 0
WisdomTree Intl Hedged Qual Di Com 97717X594   146,413 3,250 SH   SOLE   3,250 0 0
SPDR Gold MiniShares Trust Com 98149E303   4,980 76 SH   SOLE   76 0 0
YUM! Brands, Inc. Com 988498101   22,968 155 SH   SOLE   155 0 0
Zimmer Biomet Holdings, Inc Com 98956P102   3,375 37 SH   SOLE   37 0 0
Accenture PLC - A Com G1151C101   376,601 1,260 SH   SOLE   1,260 0 0
Eaton Corp PLC Com G29183103   51,764 145 SH   SOLE   145 0 0
Everest Group Ltd Com G3223R108   67,970 200 SH   DFND   200 0 0
Johnson Controls International Com G51502105   1,187,803 11,246 SH   SOLE   11,097 149 0
Johnson Controls International Com G51502105   41,720 395 SH   DFND   395 0 0
Linde PLC Com G54950103   983,870 2,097 SH   SOLE   2,090 7 0
Linde PLC Com G54950103   26,743 57 SH   DFND   57 0 0
Medtronic PLC Com G5960L103   34,083 391 SH   SOLE   391 0 0
Norwegian Cruse Line Holdings Com G66721104   2,028 100 SH   SOLE   100 0 0
Seagate Technology Holdings Com G7997R103   71,588 496 SH   SOLE   496 0 0
Seagate Technology Holdings Com G7997R103   41,856 290 SH   DFND   290 0 0
Chubb Ltd Com H1467J104   38,822 134 SH   SOLE   134 0 0
Chubb Ltd Com H1467J104   72,430 250 SH   DFND   250 0 0
ASML Holding N.V. - NY Com N07059210   10,418 13 SH   SOLE   13 0 0