The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109   6,852 58 SH   SOLE   58 0 0
AMDOCS LIMITED COMMON STOCK G02602103   2,683 34 SH   SOLE   34 0 0
AON PLC-CLASS A FOREIGN EQUITIES G0403H108   9,394 32 SH   SOLE   32 0 0
ACCENTURE PLC FOREIGN EQUITIES G1151C101   429,310 1,415 SH   SOLE   1,415 0 0
CRH PLC FOREIGN EQUITIES G25508105   23,015 307 SH   SOLE   307 0 0
COCA COLA EUROPEAN PARTNERS PLC FOREIGN EQUITIES G25839104   10,347 142 SH   SOLE   142 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103   70,859 226 SH   SOLE   226 0 0
EVEREST RE GROUP LTD COMMON STOCK G3223R108   76,202 200 SH   DFND   200 0 0
ICON PLC FOREIGN EQUITIES G4705A100   20,061 64 SH   SOLE   64 0 0
JAZZ PHARMACEUTICALS COMMON STOCK G50871105   2,348 22 SH   SOLE   22 0 0
JOHNSON CONTROLS INTL PLC FOREIGN EQUITIES G51502105   294,112 4,425 SH   SOLE   4,276 149 0
JOHNSON CONTROLS INTL PLC FOREIGN EQUITIES G51502105   24,926 375 SH   DFND   375 0 0
LINDE PLC FOREIGN EQUITIES G54950103   938,128 2,138 SH   SOLE   2,131 7 0
LINDE PLC FOREIGN EQUITIES G54950103   25,888 59 SH   DFND   59 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   30,775 391 SH   SOLE   391 0 0
APTIV PLAC COMMON STOCK G6095L109   19,363 275 SH   SOLE   275 0 0
NORWEGIAN CRUISE LINE HOLDIN COMMON STOCK G66721104   1,878 100 SH   SOLE   100 0 0
RENAISSANCERE HOLDINGS LTD FOREIGN EQUITIES G7496G103   6,705 30 SH   SOLE   30 0 0
SEAGATE TECHNOLOGY PLC COMMON STOCK G7997R103   60,721 588 SH   SOLE   588 0 0
SEAGATE TECHNOLOGY PLC COMMON STOCK G7997R103   22,305 216 SH   DFND   216 0 0
TECHNIPFMC PLC FOREIGN EQUITIES G87110105   1,280 49 SH   SOLE   49 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104   55,606 218 SH   SOLE   218 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104   63,770 250 SH   DFND   250 0 0
UBS GROUP AG-REG FOREIGN EQUITIES H42097107   2,865 97 SH   SOLE   97 0 0
ASML HOLDING NV-NY REG SHS COMMON STOCK N07059210   51,134 50 SH   SOLE   50 0 0
FERRARI NV FOREIGN EQUITIES N3167Y103   8,167 20 SH   SOLE   20 0 0
LYONDELLBASELL INDU-CL A FOREIGN EQUITIES N53745100   3,060 32 SH   SOLE   32 0 0
NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109   9,148 34 SH   SOLE   34 0 0
AES CORPORATION COMMON STOCK 00130H105   403 23 SH   SOLE   23 0 0
AT&T CORP NEW COMMON STOCK 00206R102   118,802 6,217 SH   SOLE   6,217 0 0
AT&T CORP NEW COMMON STOCK 00206R102   45,499 2,381 SH   DFND   2,233 148 0
ABBOTT LABS COMMON STOCK 002824100   1,499,283 14,429 SH   SOLE   14,353 76 0
ABBOTT LABS COMMON STOCK 002824100   205,324 1,976 SH   DFND   1,676 300 0
ABBVIE INC COMMON STOCK 00287Y109   1,607,818 9,374 SH   SOLE   9,374 0 0
ABBVIE INC COMMON STOCK 00287Y109   158,484 924 SH   DFND   424 500 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   146,658 264 SH   SOLE   264 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   23,033 142 SH   SOLE   142 0 0
ADVANCED ENERGY INDS COMMON STOCK 007973100   3,371 31 SH   SOLE   31 0 0
AGILENT TECHNOLOGIES COMMON STOCK 00846U101   6,351 49 SH   SOLE   49 0 0
AGREE REALTY CORP COMMON STOCK 008492100   2,167 35 SH   SOLE   35 0 0
AIR LEASE CORPORATION COMMON STOCK 00912X302   6,937 146 SH   SOLE   146 0 0
AIR PRODUCTS & CHEMICAL INC. COMMON STOCK 009158106   8,772 34 SH   SOLE   34 0 0
ALBEMARLE CORP COMMON STOCK 012653101   20,822 218 SH   SOLE   218 0 0
ALIBABA GROUP HOLDING-SP ADR COMMON STOCK 01609W102   1,368 19 SH   SOLE   19 0 0
THE ALLSTATE CORPORATION COMMON STOCK 020002101   197,337 1,236 SH   SOLE   1,236 0 0
THE ALLSTATE CORPORATION COMMON STOCK 020002101   7,983 50 SH   DFND   50 0 0
ALLY FINANCIAL INC COMMON STOCK 02005N100   79,080 1,994 SH   SOLE   1,994 0 0
ALPHABET INC - CL C COMMON STOCK 02079K107   244,313 1,332 SH   SOLE   1,332 0 0
ALPHABET INC - CL A COMMON STOCK 02079K305   1,116,576 6,130 SH   SOLE   6,130 0 0
ALPHABET INC - CL A COMMON STOCK 02079K305   364,300 2,000 SH   DFND   2,000 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   211,167 4,637 SH   SOLE   4,637 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   3,051 67 SH   DFND   67 0 0
AMAZON.COM INC COMMON STOCK 023135106   944,409 4,887 SH   SOLE   4,887 0 0
AMAZON.COM INC COMMON STOCK 023135106   154,600 800 SH   DFND   800 0 0
AVANTIS US SMALL CAP VALUE ETF EQUITY 025072877   1,189,668 13,260 SH   SOLE   12,461 799 0
AVANTIS US SMALL CAP VALUE ETF EQUITY 025072877   16,598 185 SH   DFND   185 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101   33,340 380 SH   SOLE   380 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   191,489 827 SH   SOLE   827 0 0
AMERICAN INTERNATIONAL GROUPINC NEW COMMON STOCK 026874784   1,930 26 SH   SOLE   26 0 0
AMERICAN LITHIUM CORP COMMON STOCK 027259209   275 500 SH   SOLE   500 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100   482,028 2,480 SH   SOLE   2,458 22 0
AMERICAN TOWER CORP COMMON STOCK 03027X100   17,882 92 SH   DFND   92 0 0
AMERICAN WOODMARK CORP COMMON STOCK 030506109   1,965 25 SH   SOLE   25 0 0
AMERICOLD REALTY TRUST INC COMMON STOCK 03064D108   4,750 186 SH   SOLE   186 0 0
AMERISOURCEBERGEN COMMON STOCK 03073E105   21,854 97 SH   SOLE   97 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   58,952 138 SH   SOLE   138 0 0
AMGEN INC COMMON STOCK 031162100   115,286 369 SH   SOLE   369 0 0
ANALOG DEVICES COMMON STOCK 032654105   47,933 210 SH   SOLE   210 0 0
ANSYS INC COMMON STOCK 03662Q105   7,394 23 SH   SOLE   23 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103   367,916 679 SH   SOLE   679 0 0
APPLE INC COMMON STOCK 037833100   3,873,263 18,390 SH   SOLE   18,337 53 0
APPLE INC COMMON STOCK 037833100   641,548 3,046 SH   DFND   3,046 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   74,571 316 SH   SOLE   316 0 0
ARES MANAGEMENT CORP A COMMON STOCK 03990B101   5,597 42 SH   SOLE   42 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100   5,313 44 SH   SOLE   44 0 0
ASTRAZENECA PLC SPONS ADR FOREIGN EQUITIES 046353108   5,848 75 SH   SOLE   75 0 0
ATMOS ENERGY CORP COMMON STOCK 049560105   23,330 200 SH   SOLE   200 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103   130,799 548 SH   SOLE   548 0 0
AUTOZONE INC COMMON STOCK 053332102   17,784 6 SH   SOLE   6 0 0
AVALONBAY COMMUNITIES INC COMMON STOCK 053484101   63,929 309 SH   SOLE   309 0 0
AVANTOR INC COMMON STOCK 05352A100   9,222 435 SH   SOLE   435 0 0
BP P.L.C. FOREIGN EQUITIES 055622104   969,916 26,875 SH   SOLE   26,875 0 0
BP P.L.C. FOREIGN EQUITIES 055622104   47,710 1,322 SH   DFND   1,322 0 0
BRP GROUP INC-A COMMON STOCK 05589G102   2,660 75 SH   SOLE   75 0 0
BALCHEM CORP COMMON STOCK 057665200   3,540 23 SH   SOLE   23 0 0
BANCO SANTANDER S A FOREIGN EQUITIES 05964H105   3,291 711 SH   SOLE   711 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   427,921 10,760 SH   SOLE   10,760 0 0
BARCLAYS PLC-SPONS ADR FOREIGN EQUITIES 06738E204   2,302 215 SH   SOLE   215 0 0
BARRICK GOLD CORP FOREIGN EQUITIES 067901108   650 39 SH   SOLE   39 0 0
BATH & BODY WORKS INC COMMON STOCK 070830104   100,369 2,571 SH   SOLE   2,571 0 0
BAXTER INTL INC COMMON STOCK 071813109   535 16 SH   SOLE   16 0 0
BAXTER INTL INC COMMON STOCK 071813109   33,450 1,000 SH   DFND   1,000 0 0
BENCHMARK ELECTRONICS INC COMMON STOCK 08160H101   4,102 104 SH   SOLE   104 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   54,507 134 SH   SOLE   134 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   61,018 150 SH   DFND   150 0 0
BHP BILLITON LTD SPON ADR FOREIGN EQUITIES 088606108   290,391 5,087 SH   SOLE   5,028 59 0
BHP BILLITON LTD SPON ADR FOREIGN EQUITIES 088606108   8,791 154 SH   DFND   154 0 0
BIO-RAD LABORATORIES-CL A COMMON STOCK 090572207   3,823 14 SH   SOLE   14 0 0
BLACKBAUD INC COMMON STOCK 09227Q100   2,818 37 SH   SOLE   37 0 0
BLACKROCK INC COMMON STOCK 09247X101   106,285 135 SH   SOLE   135 0 0
BLACKROCK INC COMMON STOCK 09247X101   47,239 60 SH   DFND   60 0 0
BLACKSTONE INC COMMON STOCK 09260D107   55,833 451 SH   SOLE   451 0 0
BOEING CO COMMON STOCK 097023105   23,296 128 SH   SOLE   128 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108   23,768 6 SH   SOLE   6 0 0
BOOT BARN HOLDINGS INC COMMON STOCK 099406100   5,286 41 SH   SOLE   41 0 0
BOSTON PROPERTIES INC COMMON STOCK 101121101   3,816 62 SH   SOLE   62 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   342,663 8,253 SH   SOLE   8,253 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   62,280 1,500 SH   DFND   1,000 500 0
BRITISH AMERICAN TOB SPON ADR FOREIGN EQUITIES 110448107   1,422 46 SH   SOLE   46 0 0
BROADRIDGE FINL SOLUTIONS COMMON STOCK 11133T103   5,910 30 SH   SOLE   30 0 0
BROADCOM INC COMMON STOCK 11135F101   1,499,564 934 SH   SOLE   934 0 0
BROADCOM INC COMMON STOCK 11135F101   160,553 100 SH   DFND   100 0 0
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107   4,290 31 SH   SOLE   31 0 0
CBRE GROUP INC COMMON STOCK 12504L109   8,821 99 SH   SOLE   99 0 0
CDW CORP/DE COMMON STOCK 12514G108   6,267 28 SH   SOLE   28 0 0
CIGNA CORP COMMON STOCK 125523100   56,525 171 SH   SOLE   171 0 0
CMS ENERGY CORP COMMON STOCK 125896100   92,551 1,555 SH   SOLE   1,555 0 0
CSW INDUSTRIALS INC COMMON STOCK 126402106   4,775 18 SH   SOLE   18 0 0
CSX CORP COMMON STOCK 126408103   6,622 198 SH   SOLE   198 0 0
CTS CORP COMMON STOCK 126501105   2,379 47 SH   SOLE   47 0 0
CNX RESOURCES CORP COMMON STOCK 12653C108   3,886 160 SH   SOLE   160 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100   95,792 1,622 SH   SOLE   1,622 0 0
COTERRA ENERGY INC COMMON STOCK 127097103   11,916 447 SH   SOLE   447 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102   1,771 15 SH   SOLE   15 0 0
CANADIAN NATURAL RESOURCES FOREIGN EQUITIES 136385101   14,520 408 SH   SOLE   408 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105   61,608 445 SH   SOLE   445 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108   24,580 250 SH   DFND   0 250 0
CARMAX INC COMMON STOCK 143130102   76,638 1,045 SH   SOLE   1,045 0 0
CARNIVAL CORPORATION COMMON STOCK 143658300   1,871 100 SH   SOLE   100 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   237,115 3,759 SH   SOLE   3,759 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   18,924 300 SH   DFND   300 0 0
CASS INFORMATION SYSTEMS INC COMMON STOCK 14808P109   1,922 48 SH   SOLE   48 0 0
CATALENT INC COMMON STOCK 148806102   6,240 111 SH   SOLE   111 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   319,098 958 SH   SOLE   958 0 0
CATERPILLAR INC DEL COMMON STOCK 149123101   166,545 500 SH   DFND   500 0 0
CENTENE CORP COMMON STOCK 15135B101   12,860 194 SH   SOLE   194 0 0
CENOVUS ENERGY INC FOREIGN EQUITIES 15135U109   15,720 800 SH   SOLE   800 0 0
CENTERPOINT ENERGY INC COMMON STOCK 15189T107   6,194 200 SH   SOLE   200 0 0
CHESAPEAKE UTILITIES CORP COMMON STOCK 165303108   2,017 19 SH   SOLE   19 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   588,448 3,762 SH   SOLE   3,762 0 0
CHEVRON CORPORATION COMMON STOCK 166764100   244,484 1,563 SH   DFND   1,563 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   12,530 200 SH   SOLE   200 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   231,751 4,879 SH   SOLE   4,879 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102   237,500 5,000 SH   DFND   5,000 0 0
CITIGROUP INC COMMON STOCK 172967424   84,003 1,324 SH   SOLE   1,324 0 0
CITIZENS FINANCIAL GROUP COMMON STOCK 174610105   70,239 1,950 SH   SOLE   1,950 0 0
COCA-COLA CONSOLIDATED INC COMMON STOCK 191098102   3,255 3 SH   SOLE   3 0 0
COCA COLA CO COMMON STOCK 191216100   801,225 12,588 SH   SOLE   12,588 0 0
COCA COLA CO COMMON STOCK 191216100   89,110 1,400 SH   DFND   600 800 0
COGNIZANT TECHNLGY SOL COMMON STOCK 192446102   9,452 139 SH   SOLE   139 0 0
ENOVIS CORP COMMON STOCK 194014502   2,034 45 SH   SOLE   45 0 0
COLGATE-PALMOLIVE CO COMMON STOCK 194162103   190,683 1,965 SH   SOLE   1,965 0 0
COLGATE-PALMOLIVE CO COMMON STOCK 194162103   10,965 113 SH   DFND   113 0 0
COMFORT SYSTEMS USA INC COMMON STOCK 199908104   4,865 16 SH   SOLE   16 0 0
COMCAST CORPORATION COMMON STOCK 20030N101   860,876 21,990 SH   SOLE   21,776 214 0
COMCAST CORPORATION COMMON STOCK 20030N101   90,710 2,317 SH   DFND   2,317 0 0
COMERICA INC COMMON STOCK 200340107   20,415 400 SH   SOLE   400 0 0
CONAGRA BRANDS INC COMMON STOCK 205887102   82,559 2,906 SH   SOLE   2,906 0 0
CONAGRA BRANDS INC COMMON STOCK 205887102   55,768 1,963 SH   DFND   1,963 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   106,486 931 SH   SOLE   931 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   114,380 1,000 SH   DFND   1,000 0 0
CONSTELLATION BRANDS CLASS A COMMON STOCK 21036P108   33,443 130 SH   SOLE   130 0 0
CONSTELLATION ENERGY COMMON STOCK 21037T109   33,244 166 SH   DFND   166 0 0
CORNING INCORPORATED COMMON STOCK 219350105   854 22 SH   SOLE   22 0 0
CORPAY INC COMMON STOCK 219948106   13,053 49 SH   SOLE   49 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105   897,574 1,056 SH   SOLE   1,056 0 0
CUMMINS INC COMMON STOCK 231021106   103,289 373 SH   SOLE   373 0 0
DNP SELECT INCOME FD INC COM CLOSED-END FUND - EQUITY 23325P104   5,917 720 SH   SOLE   720 0 0
D. R. HORTON INC COMMON STOCK 23331A109   8,033 57 SH   SOLE   57 0 0
DTE ENERGY CO COMMON STOCK 233331107   26,087 235 SH   DFND   235 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   8,310 117 SH   DFND   117 0 0
DANAHER CORPORATION COMMON STOCK 235851102   273,331 1,094 SH   SOLE   1,094 0 0
DANAHER CORPORATION COMMON STOCK 235851102   13,242 53 SH   DFND   53 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   52,962 350 SH   SOLE   350 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105   45,396 300 SH   DFND   0 300 0
DEERE & COMPANY COMMON STOCK 244199105   70,239 188 SH   SOLE   188 0 0
DELL TECHNOLOGIES-C COMMON STOCK 24703L202   25,789 187 SH   SOLE   187 0 0
DENTSPLY SIRONA INC COMMON STOCK 24906P109   2,689 108 SH   SOLE   108 0 0
DIAMONDBACK ENERGY INC COMMON STOCK 25278X109   44,040 220 SH   SOLE   220 0 0
DIAMONDBACK ENERGY INC COMMON STOCK 25278X109   60,057 300 SH   DFND   300 0 0
DIODES INC COMMON STOCK 254543101   2,589 36 SH   SOLE   36 0 0
DISNEY WALT COMPANY COMMON STOCK 254687106   420,393 4,234 SH   SOLE   4,234 0 0
DISNEY WALT COMPANY COMMON STOCK 254687106   24,822 250 SH   DFND   0 250 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108   15,958 122 SH   SOLE   122 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105   35,172 266 SH   SOLE   266 0 0
DOMINION RESOURCES INC/VA COMMON STOCK 25746U109   98,000 2,000 SH   SOLE   2,000 0 0
DOMINION RESOURCES INC/VA COMMON STOCK 25746U109   14,700 300 SH   DFND   300 0 0
DORMAN PRODUCTS INC COMMON STOCK 258278100   3,476 38 SH   SOLE   38 0 0
DOVER CORPORATION COMMON STOCK 260003108   14,977 83 SH   SOLE   83 0 0
DOW INC COMMON STOCK 260557103   31,292 590 SH   SOLE   590 0 0
DOW INC COMMON STOCK 260557103   26,520 500 SH   DFND   500 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   222,701 2,222 SH   SOLE   2,222 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   50,514 504 SH   DFND   504 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   126,044 1,566 SH   SOLE   1,566 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   37,380 297 SH   SOLE   297 0 0
EASTMAN CHEM CO COMMON STOCK 277432100   25,276 258 SH   SOLE   258 0 0
ECOLAB INC COMMON STOCK 278865100   193,732 814 SH   SOLE   814 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108   132,179 1,431 SH   SOLE   1,431 0 0
EMERSON ELEC CO COMMON STOCK 291011104   5,067 46 SH   SOLE   46 0 0
EMERSON ELEC CO COMMON STOCK 291011104   132,192 1,200 SH   DFND   0 1,200 0
ENERSYS COMMON STOCK 29275Y102   2,795 27 SH   SOLE   27 0 0
ENPRO INDUSTRIES INC COMMON STOCK 29355X107   4,658 32 SH   SOLE   32 0 0
ENTEGRIS INC COMMON STOCK 29362U104   10,290 76 SH   SOLE   76 0 0
ENTERPRISE PRODUCTS PARTNERS LP PARTNERSHIPS (PUB TRADED) 293792107   134,680 4,649 SH   SOLE   4,649 0 0
ENTERPRISE PRODUCTS PARTNERS LP PARTNERSHIPS (PUB TRADED) 293792107   49,249 1,700 SH   DFND   1,700 0 0
EQUIFAX INC COMMON STOCK 294429105   50,673 209 SH   SOLE   209 0 0
EVERGY INC COMMON STOCK 30034W106   52,970 1,000 SH   DFND   1,000 0 0
EXELON CORPORATION COMMON STOCK 30161N101   17,305 500 SH   DFND   500 0 0
EXLSERVICE HOLDINGS INC COMMON STOCK 302081104   3,136 100 SH   SOLE   100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,570,318 13,641 SH   SOLE   13,598 43 0
EXXON MOBIL CORP COMMON STOCK 30231G102   750,466 6,519 SH   DFND   2,461 2,314 1,744
FMC CORP COMMON STOCK 302491303   920 16 SH   SOLE   16 0 0
META PLATFORM INC-CLASS A COMMON STOCK 30303M102   1,627,557 3,228 SH   SOLE   3,210 18 0
META PLATFORM INC-CLASS A COMMON STOCK 30303M102   212,775 422 SH   DFND   322 100 0
FIRST BUSEY CORP COMMON STOCK 319383204   110,569 4,569 SH   SOLE   4,569 0 0
FIRST FINANCIAL CORPORATION COMMON STOCK 320218100   23,523,310 637,834 SH   SOLE   637,834 0 0
FIRST FINANCIAL CORPORATION COMMON STOCK 320218100   3,625,927 98,317 SH   DFND   98,317 0 0
FIRST INTERNET BK OF IN COMMON STOCK 320557101   81,060 3,000 SH   SOLE   3,000 0 0
FIRST INTERNET BK OF IN COMMON STOCK 320557101   81,060 3,000 SH   DFND   3,000 0 0
FIRST TRUST MORN DVD LEAD IN ETF EQUITY 336917109   71,118 1,875 SH   DFND   1,875 0 0
FIRST TRUST INTERMEDIATE DUR CLOSED-END FUND - EQUITY 33718W103   173,734 9,463 SH   SOLE   9,463 0 0
FIRST TRUST INTERMEDIATE DUR CLOSED-END FUND - EQUITY 33718W103   6,352 346 SH   DFND   346 0 0
FIRST TRUST FINANCIAL ALPHAD ETF EQUITY 33734X135   141,646 3,060 SH   SOLE   3,060 0 0
FIRSTENERGY CORPORATION COMMON STOCK 337932107   10,447 273 SH   SOLE   273 0 0
FLEXSHARES GLOBAL UPSTREAM N ETF EQUITY 33939L407   59,593 1,485 SH   DFND   1,485 0 0
FLEXSHARES QUALITY DIVIDEND ETF EQUITY 33939L860   146,388 2,201 SH   DFND   2,201 0 0
FORTIVE CORPORATION COMMON STOCK 34959J108   18,450 249 SH   SOLE   249 0 0
FOX CORP - CLASS A COMMON STOCK 35137L105   584 17 SH   SOLE   17 0 0
FRANKLIN ELECTRIC CO INC COMMON STOCK 353514102   3,660 38 SH   SOLE   38 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   218,604 4,499 SH   SOLE   4,499 0 0
GATX CORP COMMON STOCK 361448103   5,294 40 SH   SOLE   40 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109   8,038 31 SH   SOLE   31 0 0
GE VERNOVA INC COMMON STOCK 36828A101   15,950 93 SH   DFND   93 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   219,624 757 SH   SOLE   757 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108   43,518 150 SH   DFND   150 0 0
GE AEROSPACE COMMON STOCK 369604301   75,510 475 SH   DFND   475 0 0
GENERAL MLS INC COMMON STOCK 370334104   118,927 1,880 SH   SOLE   1,880 0 0
GENERAL MLS INC COMMON STOCK 370334104   43,016 680 SH   DFND   680 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100   789 17 SH   SOLE   17 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100   32,515 700 SH   DFND   700 0 0
GERMAN AMERICAN BANCORP COMMON STOCK 373865104   101,177 2,863 SH   DFND   2,863 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   44,939 655 SH   SOLE   655 0 0
GSK PLC-SPON ADR FOREIGN EQUITIES 37733W204   10,472 272 SH   SOLE   272 0 0
GLOBAL PAYMENTS INC COMMON STOCK 37940X102   43,996 455 SH   SOLE   455 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104   24,424 54 SH   SOLE   54 0 0
HCA HOLDINGS INC COMMON STOCK 40412C101   160,635 500 SH   DFND   500 0 0
HALEON PLC-ADR FOREIGN EQUITIES 405552100   206 25 SH   SOLE   25 0 0
HALEON PLC-ADR FOREIGN EQUITIES 405552100   4,130 500 SH   DFND   500 0 0
HALLIBURTON CO COMMON STOCK 406216101   6,855 203 SH   SOLE   203 0 0
HALLIBURTON CO COMMON STOCK 406216101   23,639 700 SH   DFND   700 0 0
HELIOS TECHNOLOGIES INC COMMON STOCK 42328H109   1,671 35 SH   SOLE   35 0 0
HEXCEL CORP COMMON STOCK 428291108   4,246 68 SH   SOLE   68 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,307,697 3,799 SH   SOLE   3,775 24 0
HOME DEPOT INC COMMON STOCK 437076102   103,957 302 SH   DFND   302 0 0
HONEYWELL INT'L INC COMMON STOCK 438516106   809,942 3,793 SH   SOLE   3,793 0 0
HOULIHAN LOKEY INC COMMON STOCK 441593100   8,091 60 SH   SOLE   60 0 0
HOWMET AEROSPACE INC COMMON STOCK 443201108   18,864 243 SH   SOLE   243 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   9,450 717 SH   SOLE   717 0 0
ICF INTERNATIONAL INC COMMON STOCK 44925C103   5,344 36 SH   SOLE   36 0 0
ICU MEDICAL INC COMMON STOCK 44930G107   23,750 200 SH   SOLE   200 0 0
IDACORP INC COMMON STOCK 451107106   2,701 29 SH   SOLE   29 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   11,847 50 SH   SOLE   50 0 0
ING GROEP N V - ADR FOREIGN EQUITIES 456837103   3,631 212 SH   SOLE   212 0 0
INTEL CORP COMMON STOCK 458140100   234,240 7,566 SH   SOLE   7,566 0 0
INTEL CORP COMMON STOCK 458140100   185,760 6,000 SH   DFND   4,400 0 1,600
INTEGER HOLDINGS CORP COMMON STOCK 45826H109   5,442 47 SH   SOLE   47 0 0
INTERCONTINENTAL EXCHANGE INCOME COMMON STOCK 45866F104   20,670 151 SH   SOLE   151 0 0
INTERNATL BUSINESS MACHINES COMMON STOCK 459200101   97,196 562 SH   SOLE   562 0 0
INTERNATL BUSINESS MACHINES COMMON STOCK 459200101   62,262 360 SH   DFND   200 160 0
INVESCO QQQ TRUST SERIES 1 ETF EQUITY 46090E103   1,264,341 2,639 SH   SOLE   2,639 0 0
INTUITIVE SURGIAL INC COMMON STOCK 46120E602   9,786 22 SH   SOLE   22 0 0
INTUIT COM COMMON STOCK 461202103   11,829 18 SH   SOLE   18 0 0
INVESCO NASDAQ 100 ETF ETF EQUITY 46138G649   1,205,501 6,116 SH   SOLE   6,116 0 0
INVESCO NASDAQ 100 ETF ETF EQUITY 46138G649   12,417 63 SH   DFND   63 0 0
INVESCO S&P MIDCAP 400 REV ETF EQUITY 46138G672   206,496 1,881 SH   SOLE   1,881 0 0
IRON MOUNTAIN INC COMMON STOCK 46284V101   134,430 1,500 SH   DFND   1,500 0 0
ISHARES GOLD TRUST COMMON STOCK 464285204   31,409 715 SH   SOLE   715 0 0
I SHARES TR S&P 100 ETF ETF EQUITY 464287101   289,660 1,096 SH   SOLE   1,096 0 0
ISHARES TR SELECT DIVIDEND ETF EQUITY 464287168   6,653 55 SH   SOLE   55 0 0
ISHARES TR SELECT DIVIDEND ETF EQUITY 464287168   145,176 1,200 SH   DFND   1,200 0 0
I SHARES TR CORE S&P 500 ETF ETF EQUITY 464287200   63,476 116 SH   SOLE   116 0 0
ISHARES TR MSCI EAFE ETF ETF EQUITY 464287465   144,437 1,844 SH   SOLE   1,844 0 0
ISHARES TR MSCI EAFE ETF ETF EQUITY 464287465   76,371 975 SH   DFND   975 0 0
I SHARES TR RUSSELL MIDCAP ETF EQUITY 464287473   335,896 2,782 SH   SOLE   2,782 0 0
ISHARES TR RUSSELL MID-CAP GROWTH ETF ETF EQUITY 464287481   293,199 2,657 SH   SOLE   2,657 0 0
ISHARES RUSSELL MID-CAP ETF ETF EQUITY 464287499   392,427 4,840 SH   SOLE   4,840 0 0
ISHARES TR CORE S&P MID-CAP ETF EQUITY 464287507   123,184 2,105 SH   SOLE   2,105 0 0
ISHARES TR GLOBAL 100 ETF ETF EQUITY 464287572   15,742 163 SH   SOLE   163 0 0
ISHARES TR RUSSELL 1000 VALUE ETF ETF EQUITY 464287598   732,944 4,201 SH   SOLE   2,838 1,363 0
ISHARES TR RUSSELL 1000 VALUE ETF ETF EQUITY 464287598   216,342 1,240 SH   DFND   1,240 0 0
ISHARES TR RUSSELL 1000 GROW ETF EQUITY 464287614   903,982 2,480 SH   SOLE   2,480 0 0
ISHARES RUSSELL 1000 ETF ETF EQUITY 464287622   1,367,745 4,597 SH   SOLE   4,597 0 0
ISHARES CORE RUSSELL U.S. VALUE ETF ETF EQUITY 464287663   155,020 1,759 SH   SOLE   1,759 0 0
I SHARE TR DJ US REAL ESTATE ETF EQUITY 464287739   1,140,421 12,998 SH   SOLE   12,998 0 0
I SHARE TR DJ US REAL ESTATE ETF EQUITY 464287739   12,634 144 SH   DFND   144 0 0
ISHARES TR S&P SMALLCAP ETF EQUITY 464287804   193,906 1,818 SH   SOLE   1,818 0 0
I SHS TR S&P SM/ CAP 600 GRO ETF EQUITY 464287887   77,058 600 SH   SOLE   600 0 0
ISHARES NATIONAL MUNI BOND ETF ETF TAX EXEMPT 464288414   47,947 450 SH   SOLE   450 0 0
ISHARES TR MSCI EAFE GROWTH ETF ETF EQUITY 464288885   224,135 2,191 SH   SOLE   2,191 0 0
ISHARES CORE MSCI EAFE ETF ETF EQUITY 46432F842   315,577 4,345 SH   SOLE   4,345 0 0
ISHARES CORE MSCI EMERGING ETF EQUITY 46434G103   69,415 1,297 SH   SOLE   1,297 0 0
ISHARES MSCI EMR MRK EX CHNA ETF EQUITY 46434G764   3,078 52 SH   SOLE   52 0 0
ISHARES ESG AWARE MSCI USA ETF EQUITY 46435G425   9,903 83 SH   SOLE   83 0 0
ITAU UNIBANCO H-SPON PRF ADR FOREIGN EQUITIES 465562106   2,838 486 SH   SOLE   486 0 0
JPMORGAN CHASE & COMPANY COMMON STOCK 46625H100   2,357,502 11,656 SH   SOLE   11,608 48 0
JPMORGAN CHASE & COMPANY COMMON STOCK 46625H100   91,016 450 SH   DFND   450 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108   11,037 79 SH   SOLE   79 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   319,059 2,183 SH   SOLE   2,183 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   321,552 2,200 SH   DFND   200 400 1,600
KB FINANCIAL GROUP INC-ADR FOREIGN EQUITIES 48241A105   3,623 64 SH   SOLE   64 0 0
KLA - TENCOR CORPORATION COMMON STOCK 482480100   262,191 318 SH   SOLE   318 0 0
KAISER ALUMINUM CORP COMMON STOCK 483007704   3,516 40 SH   SOLE   40 0 0
KEYCORP COMMON STOCK 493267108   4,959 349 SH   SOLE   349 0 0
KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103   6,564 48 SH   SOLE   48 0 0
KFORCE INC COMMON STOCK 493732101   3,417 55 SH   SOLE   55 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   31,786 230 SH   SOLE   230 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   27,640 200 SH   DFND   200 0 0
KONINKLIJKE PHILIPS ELECT FOREIGN EQUITIES 500472303   478 19 SH   SOLE   19 0 0
KRAFT HEINZ COMPANY/THE COMMON STOCK 500754106   1,482 46 SH   SOLE   46 0 0
LGI HOMES INCE COMMON STOCK 50187T106   1,968 22 SH   SOLE   22 0 0
LKQ CORPORATION COMMON STOCK 501889208   2,703 65 SH   SOLE   65 0 0
LABCORP HOLDINGS INC COMMON STOCK 504922105   5,291 26 SH   SOLE   26 0 0
LAM RESEARCH CORP COMMON STOCK 512807108   10,648 10 SH   SOLE   10 0 0
LAMB WESTON HOLDINGS COMMON STOCK 513272104   79,286 943 SH   SOLE   943 0 0
LAMB WESTON HOLDINGS COMMON STOCK 513272104   48,765 580 SH   DFND   580 0 0
LEIDOS HOLDINGS INC COMMON STOCK 525327102   13,566 93 SH   SOLE   93 0 0
LENNAR CORPORATION COMMON STOCK 526057104   339,904 2,268 SH   SOLE   2,268 0 0
LILLY ELI & CO COMMON STOCK 532457108   2,346,710 2,592 SH   SOLE   2,580 12 0
LILLY ELI & CO COMMON STOCK 532457108   2,551,358 2,818 SH   DFND   1,458 0 1,360
LOCKHEED MARTIN CORP COMMON STOCK 539830109   1,223,282 2,619 SH   SOLE   2,598 21 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   71,931 154 SH   DFND   154 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   287,694 1,305 SH   SOLE   1,305 0 0
LOWES COMPANIES INC COMMON STOCK 548661107   11,684 53 SH   DFND   53 0 0
MGM MIRAGE COMMON STOCK 552953101   9,152 206 SH   SOLE   206 0 0
MARATHON PETROLEUM COMMON STOCK 56585A102   213,202 1,229 SH   SOLE   1,229 0 0
MARATHON PETROLEUM COMMON STOCK 56585A102   208,176 1,200 SH   DFND   1,200 0 0
MARCUS & MILLICHAP INC COMMON STOCK 566324109   3,183 101 SH   SOLE   101 0 0
MARRIOTT INT'L CL A COMMON STOCK 571903202   308,982 1,278 SH   SOLE   1,278 0 0
MASCO CORP COMMON STOCK 574599106   18,067 271 SH   SOLE   271 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   378,503 858 SH   SOLE   858 0 0
MCDONALDS CORP COMMON STOCK 580135101   419,716 1,647 SH   SOLE   1,647 0 0
MCDONALDS CORP COMMON STOCK 580135101   254,840 1,000 SH   DFND   700 300 0
MCKESSON CORPORATION COMMON STOCK 58155Q103   22,192 38 SH   SOLE   38 0 0
MERCK & CO INC COMMON STOCK 58933Y105   858,552 6,935 SH   SOLE   6,935 0 0
MERCK & CO INC COMMON STOCK 58933Y105   680,900 5,500 SH   DFND   5,500 0 0
METLIFE INC COMMON STOCK 59156R108   58,046 827 SH   SOLE   827 0 0
MICROSOFT CORP COMMON STOCK 594918104   5,206,475 11,649 SH   SOLE   11,627 22 0
MICROSOFT CORP COMMON STOCK 594918104   2,548,955 5,703 SH   DFND   4,503 1,200 0
MICROCHIP TECH INC COMMON STOCK 595017104   96,806 1,058 SH   SOLE   1,058 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103   24,727 188 SH   SOLE   188 0 0
MITSUBISHI UF J FIN-ADR FOREIGN EQUITIES 606822104   4,212 390 SH   SOLE   390 0 0
MONARCH CASINO & RESORT INC COMMON STOCK 609027107   3,542 52 SH   SOLE   52 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   678,514 10,369 SH   SOLE   10,274 95 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105   143,378 2,191 SH   DFND   1,691 500 0
MORGAN STANLEY COMMON STOCK 617446448   114,584 1,179 SH   SOLE   1,179 0 0
MURPHY OIL CORPORATION COMMON STOCK 626717102   3,339 81 SH   SOLE   81 0 0
NATIONAL FUEL GAS COMMON STOCK 636180101   5,418 100 SH   SOLE   100 0 0
NETFLIX INC COMMON STOCK 64110L106   18,221 27 SH   SOLE   27 0 0
NETEASE INC SP ADR FOREIGN EQUITIES 64110W102   2,580 27 SH   SOLE   27 0 0
NEWELL BRANDS INC COMMON STOCK 651229106   76 12 SH   SOLE   12 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   979,413 13,832 SH   SOLE   13,751 81 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   98,567 1,392 SH   DFND   1,392 0 0
NICE LTD - SPON ADR COMMON STOCK 653656108   4,471 26 SH   SOLE   26 0 0
NIKE INC CL B COMMON STOCK 654106103   739,489 9,812 SH   SOLE   9,720 92 0
NIKE INC CL B COMMON STOCK 654106103   28,263 375 SH   DFND   375 0 0
NISOURCE INC COMMON STOCK 65473P105   32,773 1,138 SH   SOLE   1,138 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   21,469 100 SH   SOLE   100 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   64,407 300 SH   DFND   300 0 0
NORTHERN OIL & GAS INC COMMON STOCK 665531307   3,604 97 SH   SOLE   97 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   17,437 40 SH   SOLE   40 0 0
NOVARTIS AG SPNSRD ADR FOREIGN EQUITIES 66987V109   12,987 122 SH   SOLE   122 0 0
NOVARTIS AG SPNSRD ADR FOREIGN EQUITIES 66987V109   53,230 500 SH   DFND   500 0 0
NOVO-NORDISK A/S-SPONS ADR FOREIGN EQUITIES 670100205   934,946 6,550 SH   SOLE   6,550 0 0
NUCOR CORPORATION COMMON STOCK 670346105   160,134 1,013 SH   SOLE   1,013 0 0
NUCOR CORPORATION COMMON STOCK 670346105   94,848 600 SH   DFND   0 600 0
NVIDIA CORP COMMON STOCK 67066G104   2,584,810 20,923 SH   SOLE   20,823 100 0
NVIDIA CORP COMMON STOCK 67066G104   571,990 4,630 SH   DFND   3,530 1,100 0
O REILLY AUTOMOTIVE INC COMMON STOCK 67103H107   17,952 17 SH   SOLE   17 0 0
OCCIDENTAL PETE CORP DEL COMMON STOCK 674599105   12,604 200 SH   DFND   200 0 0
OCCIDENTAL PETROLEUM WARRANTEXP DTE 080327 WARRANTS & RIGHTS 674599162   1,028 25 SH   DFND   25 0 0
OLD NATL BANCORP IND COMMON STOCK 680033107   25,770 1,500 SH   SOLE   1,500 0 0
OLD NATL BANCORP IND COMMON STOCK 680033107   78,787 4,586 SH   DFND   0 0 4,586
OLLIES' BARGAIN OUTLET HOLDI COMMON STOCK 681116109   4,319 44 SH   SOLE   44 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   11,122 124 SH   SOLE   124 0 0
OMNICELL, INC COMMON STOCK 68213N109   1,488 55 SH   SOLE   55 0 0
ONEOK INC NEW COMMON STOCK 682680103   54,393 667 SH   DFND   667 0 0
ONTO INNOVATION INC COMMON STOCK 683344105   5,049 23 SH   SOLE   23 0 0
ORACLE CORP COMMON STOCK 68389X105   341,703 2,420 SH   SOLE   2,420 0 0
ORIGIN BANCORP INC COMMON STOCK 68621T102   1,839 58 SH   SOLE   58 0 0
ORGANON & CO COMMON STOCK 68622V106   9,315 450 SH   DFND   450 0 0
ORIX CORP SP ADR FOREIGN EQUITIES 686330101   2,893 26 SH   SOLE   26 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   149,105 1,549 SH   SOLE   1,549 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   14,439 150 SH   DFND   150 0 0
P G & E CORPORATION COM COMMON STOCK 69331C108   994 57 SH   SOLE   57 0 0
PACIRA PHARMACEUTICALS INC COMMON STOCK 695127100   1,487 52 SH   SOLE   52 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   5,111 28 SH   SOLE   28 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109   91,280 500 SH   DFND   500 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   1,022,098 3,015 SH   SOLE   2,984 31 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   29,493 87 SH   DFND   87 0 0
PATRICK INDUSTRIES INC COMMON STOCK 703343103   3,473 32 SH   SOLE   32 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103   658,560 11,351 SH   SOLE   11,197 154 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103   39,047 673 SH   DFND   422 251 0
PEPSICO INC COMMON STOCK 713448108   269,322 1,633 SH   SOLE   1,633 0 0
PEPSICO INC COMMON STOCK 713448108   230,902 1,400 SH   DFND   1,000 400 0
PERMIAN RESOURCES CORP COMMON STOCK 71424F105   2,921 181 SH   SOLE   181 0 0
PETROLEO BRASILEIRO S.A. ADR FOREIGN EQUITIES 71654V408   2,825 195 SH   SOLE   195 0 0
PFIZER INC COMMON STOCK 717081103   255,978 9,152 SH   SOLE   9,152 0 0
PFIZER INC COMMON STOCK 717081103   97,838 3,498 SH   DFND   2,250 1,248 0
PHILLIP MORRIS INTERNATIONAL COMMON STOCK 718172109   99,402 981 SH   SOLE   981 0 0
PHILLIP MORRIS INTERNATIONAL COMMON STOCK 718172109   21,986 217 SH   DFND   217 0 0
PHILLIPS 66 COMMON STOCK 718546104   13,411 95 SH   SOLE   95 0 0
PINNACLE WEST CAPITAL COMMON STOCK 723484101   38,190 500 SH   DFND   500 0 0
PINTEREST INC- CLASS A COMMON STOCK 72352L106   67,145 1,524 SH   SOLE   1,524 0 0
POWER INTEGRATIONS INC COMMON STOCK 739276103   2,386 34 SH   SOLE   34 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   1,777,146 10,776 SH   SOLE   10,734 42 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   509,767 3,091 SH   DFND   316 375 2,400
PROGRESSIVE CORP COMMON STOCK 743315103   8,931 43 SH   SOLE   43 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   45,468 388 SH   SOLE   388 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   35,157 300 SH   DFND   300 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103   267,497 1,343 SH   SOLE   1,343 0 0
QURATE RETAIL GROUP INC COMMON STOCK 74915M100   29 47 SH   SOLE   47 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109   7,787 63 SH   SOLE   63 0 0
RAYONIER INC COMMON STOCK 754907103   96,666 3,323 SH   SOLE   3,323 0 0
RTX CORP COMMON STOCK 75513E101   471,023 4,692 SH   SOLE   4,692 0 0
RTX CORP COMMON STOCK 75513E101   30,117 300 SH   DFND   300 0 0
REINSURANCE GROUP COMMON STOCK 759351604   9,237 45 SH   SOLE   45 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   12,437 64 SH   SOLE   64 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   485,850 2,500 SH   DFND   2,500 0 0
RESTAURANT BRANDS INTL FOREIGN EQUITIES 76131D103   24,626 350 SH   DFND   350 0 0
RINGCENTRAL INC-CLASS A COMMON STOCK 76680R206   3,439 122 SH   SOLE   122 0 0
RIO TINTO PLC-SPON ADR FOREIGN EQUITIES 767204100   2,834 43 SH   SOLE   43 0 0
SHELL PLC-ADR COMMON STOCK 780259305   299,473 4,149 SH   SOLE   4,149 0 0
SHELL PLC-ADR COMMON STOCK 780259305   25,263 350 SH   DFND   350 0 0
SM ENERGY CO COMMON STOCK 78454L100   4,192 97 SH   SOLE   97 0 0
SPDR S&P 500 ETF TRUST ETF EQUITY 78462F103   768,423 1,412 SH   SOLE   1,412 0 0
SPS COMMERCE INC COMMON STOCK 78463M107   2,822 15 SH   SOLE   15 0 0
SPDR GOLD TRUST ETF EQUITY 78463V107   211,999 986 SH   SOLE   986 0 0
SPDR PORTFOLIO S&P 500 GROWT COMMON STOCK 78464A409   1,204,513 15,032 SH   SOLE   15,032 0 0
SPDR PORT S&P 500 VALUE COMMON STOCK 78464A508   56,392 1,157 SH   SOLE   1,157 0 0
SPDR PORT S&P 500 VALUE COMMON STOCK 78464A508   15,158 311 SH   DFND   311 0 0
SPDR DOW JONES INDUSTRIAL AVG ETF TRUST ETF EQUITY 78467X109   594,907 1,521 SH   SOLE   1,521 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302   463,526 1,803 SH   SOLE   1,803 0 0
SANOFI ADR FOREIGN EQUITIES 80105N105   485 10 SH   SOLE   10 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   118,182 2,505 SH   SOLE   2,505 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   28,308 600 SH   DFND   600 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   950,570 12,900 SH   SOLE   12,768 132 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   25,423 345 SH   DFND   345 0 0
SCHWAB US SMALL-CAP ETF ETF EQUITY 808524607   14,140 298 SH   SOLE   298 0 0
SCHWAB US SMALL-CAP ETF ETF EQUITY 808524607   20,735 437 SH   DFND   437 0 0
SCHWAB US DVD EQUITY ETF ETF EQUITY 808524797   398,515 5,125 SH   SOLE   5,125 0 0
SCHWAB US DVD EQUITY ETF ETF EQUITY 808524797   262,051 3,370 SH   DFND   3,370 0 0
SCOTTS MIRACLE GRO CO COMMON STOCK 810186106   5,269 81 SH   SOLE   81 0 0
SEALED AIR CORP COMMON STOCK 81211K100   3,896 112 SH   SOLE   112 0 0
SELECTIVE INSURANCE GROUP COMMON STOCK 816300107   4,503 48 SH   SOLE   48 0 0
SERVICENOW INC COMMON STOCK 81762P102   3,933 5 SH   SOLE   5 0 0
SHOPIFY INC - CLASS A COMMON STOCK 82509L107   1,320 20 SH   SOLE   20 0 0
SIMON PPTY GROUP INC NEW COMMON STOCK 828806109   15,180 100 SH   SOLE   100 0 0
SIMON PPTY GROUP INC NEW COMMON STOCK 828806109   45,540 300 SH   DFND   300 0 0
SIMULATIONS PLUS INC COMMON STOCK 829214105   1,652 34 SH   SOLE   34 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102   2,131 20 SH   SOLE   20 0 0
SMUCKER J M CO COMMON STOCK 832696405   26,496 243 SH   SOLE   243 0 0
SMUCKER J M CO COMMON STOCK 832696405   21,808 200 SH   DFND   200 0 0
SNAP-ON INC COMMON STOCK 833034101   6,011 23 SH   SOLE   23 0 0
SNAP INC COMMON STOCK 83304A106   166 10 SH   SOLE   10 0 0
SOLVENTUM CORP COMMON STOCK 83444M101   1,585 30 SH   SOLE   30 0 0
SONY CORP SPONSORED-ADR FOREIGN EQUITIES 835699307   2,293 27 SH   SOLE   27 0 0
SOUTHWEST AIRLINES COMPANY COMMON STOCK 844741108   429 15 SH   SOLE   15 0 0
SPIRIT AEROSYSTEMS HLG INC CLASS A COMMON STOCK 848574109   7,492 228 SH   SOLE   228 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109   738,225 9,483 SH   SOLE   9,384 99 0
STARBUCKS CORPORATION COMMON STOCK 855244109   22,187 285 SH   DFND   285 0 0
STATE STREET CORP COMMON STOCK 857477103   3,700 50 SH   SOLE   50 0 0
STEWART INFORMATION SVC CORP COMMON STOCK 860372101   3,104 50 SH   SOLE   50 0 0
STIFEL FINANCIAL CORP COMMON STOCK 860630102   7,405 88 SH   SOLE   88 0 0
SUN LIFE FINANCIAL INC FOREIGN EQUITIES 866796105   2,302 47 SH   SOLE   47 0 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107   451,527 11,855 SH   SOLE   11,725 130 0
SUNCOR ENERGY INC FOREIGN EQUITIES 867224107   11,884 312 SH   DFND   312 0 0
SUNRUN INC COMMON STOCK 86771W105   8,846 746 SH   SOLE   746 0 0
SYNOPSYS INC COMMON STOCK 871607107   10,710 18 SH   SOLE   18 0 0
SYSCO CORPORATION COMMON STOCK 871829107   519,837 7,283 SH   SOLE   7,198 85 0
SYSCO CORPORATION COMMON STOCK 871829107   17,059 239 SH   DFND   239 0 0
TJX COS INC NEW COMMON STOCK 872540109   138,503 1,258 SH   SOLE   1,258 0 0
T-MOBILE US INC COMMON STOCK 872590104   18,498 105 SH   SOLE   105 0 0
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100   51,619 297 SH   SOLE   297 0 0
TARGET CORPORATION COMMON STOCK 87612E106   9,622 65 SH   SOLE   65 0 0
TECK RESOURCES LTD CL B FOREIGN EQUITIES 878742204   8,286 173 SH   SOLE   173 0 0
TERADATA CORP COMMON STOCK 88076W103   449 13 SH   SOLE   13 0 0
TESLA MOTORS INC COMMON STOCK 88160R101   21,963 111 SH   SOLE   111 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   338,675 1,741 SH   SOLE   1,741 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,152,452 2,084 SH   SOLE   2,069 15 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   34,839 63 SH   DFND   63 0 0
3M CO COMMON STOCK 88579Y101   10,218 100 SH   SOLE   100 0 0
TORONTO-DOMINION BANK FOREIGN EQUITIES 891160509   27,475 500 SH   DFND   500 0 0
TOTAL S.A. FOREIGN EQUITIES 89151E109   3,400 51 SH   SOLE   51 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   10,370 51 SH   SOLE   51 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   61,002 300 SH   DFND   300 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   4,660 120 SH   SOLE   120 0 0
TYSON FOODS INC-CL A COMMON STOCK 902494103   34,448 603 SH   SOLE   603 0 0
UMB FINL CORP COMMON STOCK 902788108   2,669 32 SH   SOLE   32 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   1,090 15 SH   SOLE   15 0 0
ULTA SALON COSMETICS & FRAGR COMMON STOCK 90384S303   8,874 23 SH   SOLE   23 0 0
UNILEVER PLC AMER SHS COMMON STOCK 904767704   604 11 SH   SOLE   11 0 0
UNION PAC CORP COMMON STOCK 907818108   345,044 1,525 SH   SOLE   1,525 0 0
UNION PAC CORP COMMON STOCK 907818108   362,016 1,600 SH   DFND   0 1,600 0
UNITED AIRLINES HOLDINGS INC COMMON STOCK 910047109   22,281 458 SH   SOLE   458 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   21,073 154 SH   SOLE   154 0 0
UNITED RENTALS INC COMMON STOCK 911363109   21,988 34 SH   SOLE   34 0 0
US FOODS HOLDINGS CORP COMMON STOCK 912008109   15,943 301 SH   SOLE   301 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   975,732 1,916 SH   SOLE   1,916 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   22,916 45 SH   DFND   45 0 0
V F CORP COMMON STOCK 918204108   10,800 800 SH   DFND   800 0 0
VALE S A ADR FOREIGN EQUITIES 91912E105   1,921 172 SH   SOLE   172 0 0
VALERO REFINING & MARKETING COMMON STOCK 91913Y100   31,352 200 SH   SOLE   200 0 0
VANECK VECTORS AGRIBUSINESS ETF ETF EQUITY 92189F700   280,440 4,000 SH   DFND   4,000 0 0
VANGUARD DIVIDEND APPREC ETF ETF EQUITY 921908844   182,550 1,000 SH   DFND   1,000 0 0
VANGUARD MEGA CAP ETF ETF EQUITY 921910873   1,596,667 8,093 SH   SOLE   8,093 0 0
VANGUARD INTERMEDIATE TERM BOND ETF ETF-FIXED INCOME 921937819   22,838 305 SH   SOLE   305 0 0
VANGUARD SHORT TERM BOND ETF ETF-FIXED INCOME 921937827   71,177 928 SH   SOLE   928 0 0
VANGUARD TOTAL BOND MKT ETF-FIXED INCOME 921937835   63,682 884 SH   SOLE   884 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF EQUITY 921943858   5,681,472 114,987 SH   SOLE   114,987 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF EQUITY 921943858   209,002 4,230 SH   DFND   1,611 2,619 0
VANGUARD CONSUMER DISCRETIONARY ETF EQUITY 92204A108   2,122,185 6,795 SH   SOLE   6,724 71 0
VANGUARD CONSUMER DISCRETIONARY ETF EQUITY 92204A108   123,366 395 SH   DFND   395 0 0
VANGUARD CONSUMER STAPLE ETF FUND ETF EQUITY 92204A207   1,058,566 5,214 SH   SOLE   5,176 38 0
VANGUARD CONSUMER STAPLE ETF FUND ETF EQUITY 92204A207   56,442 278 SH   DFND   278 0 0
VANGUARD ENERGY ETF ETF EQUITY 92204A306   1,126,532 8,831 SH   SOLE   8,760 71 0
VANGUARD ENERGY ETF ETF EQUITY 92204A306   56,895 446 SH   DFND   446 0 0
VANGUARD FINANCIAL ETF ETF EQUITY 92204A405   2,507,561 25,106 SH   SOLE   24,854 252 0
VANGUARD FINANCIAL ETF ETF EQUITY 92204A405   117,858 1,180 SH   DFND   1,180 0 0
VANGUARD HEALTH CARE ETF ETF EQUITY 92204A504   3,309,306 12,441 SH   SOLE   12,321 120 0
VANGUARD HEALTH CARE ETF ETF EQUITY 92204A504   135,660 510 SH   DFND   510 0 0
VANGUARD INDUSTRIALS ETF ETF EQUITY 92204A603   1,900,074 8,078 SH   SOLE   7,992 86 0
VANGUARD INDUSTRIALS ETF ETF EQUITY 92204A603   110,788 471 SH   DFND   471 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX ETF EQUITY 92204A702   9,413,786 16,327 SH   SOLE   16,153 174 0
VANGUARD INFORMATION TECHNOLOGY INDEX ETF EQUITY 92204A702   1,008,437 1,749 SH   DFND   1,649 100 0
VANGUARD MATERIALS ETF ETF EQUITY 92204A801   516,789 2,683 SH   SOLE   2,662 21 0
VANGUARD MATERIALS ETF ETF EQUITY 92204A801   54,320 282 SH   DFND   282 0 0
VANGUARD UTILITIES ETF ETF EQUITY 92204A876   713,536 4,824 SH   SOLE   4,781 43 0
VANGUARD UTILITIES ETF ETF EQUITY 92204A876   49,701 336 SH   DFND   336 0 0
VANGUARD TELECOMMUNICATION SERVICES ETF ETF EQUITY 92204A884   2,324,908 16,823 SH   SOLE   16,662 161 0
VANGUARD TELECOMMUNICATION SERVICES ETF ETF EQUITY 92204A884   92,317 668 SH   DFND   668 0 0
VANGUARD TOT WORLD STK ETF ETF EQUITY 922042742   19,147 170 SH   SOLE   170 0 0
VANGUARD FTSE EMERGING MKTS ETF ETF EQUITY 922042858   874,641 19,992 SH   SOLE   19,992 0 0
VANGUARD FTSE EMERGING MKTS ETF ETF EQUITY 922042858   5,643 129 SH   DFND   129 0 0
VANGUARD SHORT TERM CORP BOND ETF ETF-FIXED INCOME 92206C409   34,771 450 SH   SOLE   450 0 0
VANGUARD RUSSELL 2000 ETF ETF EQUITY 92206C664   394,111 4,808 SH   SOLE   4,808 0 0
VEEVA SYSTEMS INC-CLASS A COMMON STOCK 922475108   27,816 152 SH   SOLE   152 0 0
VENTAS INC COMMON STOCK 92276F100   35,156 686 SH   SOLE   686 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF TAX EXEMPT 922907746   38,835 775 SH   SOLE   775 0 0
VANGUARD S&P 500 ETF ETF EQUITY 922908363   23,173,928 46,336 SH   SOLE   45,963 373 0
VANGUARD S&P 500 ETF ETF EQUITY 922908363   80,520 161 SH   DFND   161 0 0
VANGUARD MID-CAP VALUE ETF COMMON STOCK 922908512   3,159 21 SH   SOLE   21 0 0
VANGUARD MID-CAP VALUE ETF COMMON STOCK 922908512   4,964 33 SH   DFND   33 0 0
VANGUARD MID-CAP GROWTH ETF COMMON STOCK 922908538   2,984 13 SH   SOLE   13 0 0
VANGUARD MID-CAP GROWTH ETF COMMON STOCK 922908538   5,050 22 SH   DFND   22 0 0
VANGUARD REIT ETF ETF EQUITY 922908553   715,111 8,538 SH   SOLE   8,460 78 0
VANGUARD REIT ETF ETF EQUITY 922908553   33,336 398 SH   DFND   223 175 0
VANGUARD SM-CAP GRWTH ETF ETF EQUITY 922908595   428,714 1,714 SH   SOLE   1,714 0 0
VANGUARD SM-CAP GRWTH ETF ETF EQUITY 922908595   22,511 90 SH   DFND   90 0 0
VANGUARD SMALL-CAP VALUE ETF ETF EQUITY 922908611   6,388 35 SH   SOLE   35 0 0
VANGUARD SMALL-CAP VALUE ETF ETF EQUITY 922908611   6,205 34 SH   DFND   34 0 0
VANGUARD MID CAP ETF ETF EQUITY 922908629   2,436,472 10,064 SH   SOLE   10,064 0 0
VANGUARD MID CAP ETF ETF EQUITY 922908629   31,230 129 SH   DFND   129 0 0
VANGUARD GROWTH ETF ETF EQUITY 922908736   12,342 33 SH   SOLE   33 0 0
VANGUARD GROWTH ETF ETF EQUITY 922908736   117,813 315 SH   DFND   315 0 0
VANGUARD VALUE ETF ETF EQUITY 922908744   5,774 36 SH   SOLE   36 0 0
VANGUARD SMALL-CAP ETF ETF EQUITY 922908751   2,744,881 12,589 SH   SOLE   12,589 0 0
VANGUARD SMALL-CAP ETF ETF EQUITY 922908751   25,074 115 SH   DFND   115 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF EQUITY 922908769   167,192 625 SH   SOLE   625 0 0
VERALTO CORP COMMON STOCK 92338C103   3,341 35 SH   SOLE   35 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   85,588 2,076 SH   SOLE   2,076 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   71,902 1,744 SH   DFND   1,618 126 0
VIATRIS INC COMMON STOCK 92556V106   882 83 SH   SOLE   83 0 0
VISA INC CLASS A SHARES COMMON STOCK 92826C839   1,120,148 4,268 SH   SOLE   4,236 32 0
VISA INC CLASS A SHARES COMMON STOCK 92826C839   82,149 313 SH   DFND   313 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   4,472 57 SH   SOLE   57 0 0
WABTEC CORP COMMON STOCK 929740108   12,802 81 SH   SOLE   81 0 0
WALMART INC COMMON STOCK 931142103   739,281 10,920 SH   SOLE   10,920 0 0
WALMART INC COMMON STOCK 931142103   316,226 4,671 SH   DFND   4,671 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108   21,762 1,800 SH   DFND   1,800 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   21,656 2,911 SH   SOLE   2,911 0 0
WARNER BROS DISCOVERY INC COMMON STOCK 934423104   2,737 368 SH   DFND   368 0 0
WASTE CONNECTIONS INC FOREIGN EQUITIES 94106B101   1,709,760 9,750 SH   DFND   9,750 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109   254,087 1,191 SH   SOLE   1,191 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101   254,498 4,286 SH   SOLE   4,286 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101   118,760 2,000 SH   DFND   2,000 0 0
WESCO INTERNATIONAL INC COMMON STOCK 95082P105   9,669 61 SH   SOLE   61 0 0
WILLIAMS CO INC (DELAWARE) COMMON STOCK 969457100   1,785 42 SH   SOLE   42 0 0
WILLIAMS CO INC (DELAWARE) COMMON STOCK 969457100   42,500 1,000 SH   DFND   1,000 0 0
WILLSCOT MOBILE MINI HLDGS CORP COMMON STOCK 971378104   5,907 157 SH   SOLE   157 0 0
WISDMTREE EMERG MKT EX-ST OW ETF EQUITY 97717X578   458,873 14,982 SH   SOLE   14,982 0 0
WISDMTREE EMERG MKT EX-ST OW ETF EQUITY 97717X578   12,466 407 SH   DFND   407 0 0
WISDOMTREE INTERNATIONAL HED ETF EQUITY 97717X594   148,167 3,250 SH   SOLE   3,250 0 0
WOODWARD INC COMMON STOCK 980745103   7,847 45 SH   SOLE   45 0 0
SPDR GOLD MINISHARES TRUST ETF EQUITY 98149E303   8,111 176 SH   SOLE   176 0 0
YUM BRANDS INC COMMON STOCK 988498101   20,531 155 SH   SOLE   155 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102   5,969 55 SH   SOLE   55 0 0