CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 87,438	$ 93,526
Federal funds sold	157	820
Securities available-for-sale	1,186,107	1,195,990
Loans	3,962,415	3,831,795
(Less) plus: Net deferred loan (fees)/costs	4,986	5,346
Allowance for credit losses	(47,411)	(46,732)
Loans, net	3,919,990	3,790,409
Restricted stock	18,761	17,555
Accrued interest receivable	26,526	26,934
Premises and equipment, net	79,351	81,508
Bank-owned life insurance	130,747	128,766
Goodwill	98,229	100,026
Other intangible assets	17,385	21,545
Other real estate owned	138	523
Other assets	104,857	102,746
TOTAL ASSETS	5,669,686	5,560,348
Deposits:
Non-interest-bearing	849,978	859,014
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	138,603	144,982
Other interest-bearing deposits	3,626,724	3,714,918
Total Deposits	4,615,305	4,718,914
Short-term borrowings	182,522	187,057
Other borrowings	170,453	28,120
Other liabilities	79,188	77,216
TOTAL LIABILITIES	5,047,468	5,011,307
Shareholders' equity
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,190,157 in 2025 and 16,165,023 in 2024; Outstanding shares - 11,850,645 in 2025 and 11,842,539 in 2024	2,020	2,018
Additional paid-in capital	146,624	145,927
Retained earnings	726,989	687,366
Accumulated other comprehensive loss	(98,635)	(132,285)
Less: Treasury shares at cost - 4,339,512 in 2025 and 4,322,484 in 2024	(154,780)	(153,985)
TOTAL SHAREHOLDERS' EQUITY	622,218	549,041
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	5,669,686	5,560,348
Commercial
ASSETS
Loans	2,282,062	2,196,351
Residential
ASSETS
Loans	997,915	967,386
Consumer
ASSETS
Loans	$ 682,438	$ 668,058