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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 97,265 $ 93,526
Federal funds sold 853 820
Securities available-for-sale 1,169,956 1,195,990
Loans 3,891,291 3,831,795
(Less) plus: Net deferred loan (fees)/costs 5,272 5,346
Allowance for credit losses (47,087) (46,732)
Loans, net 3,849,476 3,790,409
Restricted stock 17,528 17,555
Accrued interest receivable 25,888 26,934
Premises and equipment, net 79,741 81,508
Bank-owned life insurance 130,072 128,766
Goodwill 98,229 100,026
Other intangible assets 18,545 21,545
Other real estate owned 383 523
Other assets 115,033 102,746
TOTAL ASSETS 5,602,969 5,560,348
Deposits:    
Non-interest-bearing 859,699 859,014
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 143,780 144,982
Other interest-bearing deposits 3,659,410 3,714,918
Total Deposits 4,662,889 4,718,914
Short-term borrowings 149,512 187,057
Other borrowings 122,677 28,120
Other liabilities 80,223 77,216
TOTAL LIABILITIES 5,015,301 5,011,307
Shareholders' equity    
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,190,157 in 2025 and 16,165,023 in 2024; Outstanding shares - 11,850,645 in 2025 and 11,842,539 in 2024 2,020 2,018
Additional paid-in capital 146,391 145,927
Retained earnings 712,271 687,366
Accumulated other comprehensive loss (118,234) (132,285)
Less: Treasury shares at cost - 4,339,512 in 2025 and 4,322,484 in 2024 (154,780) (153,985)
TOTAL SHAREHOLDERS' EQUITY 587,668 549,041
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 5,602,969 5,560,348
Commercial    
ASSETS    
Loans 2,222,015 2,196,351
Residential    
ASSETS    
Loans 987,738 967,386
Consumer    
ASSETS    
Loans $ 681,538 $ 668,058