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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 86,211 $ 93,526
Federal funds sold 427 820
Securities available-for-sale 1,182,495 1,195,990
Loans 3,848,698 3,831,795
(Less) plus: Net deferred loan (fees)/costs 5,322 5,346
Allowance for credit losses (46,835) (46,732)
Loans, net 3,807,185 3,790,409
Restricted stock 17,528 17,555
Accrued interest receivable 25,556 26,934
Premises and equipment, net 80,317 81,508
Bank-owned life insurance 129,410 128,766
Goodwill 100,026 100,026
Other intangible assets 20,045 21,545
Other real estate owned 560 523
Other assets 99,334 102,746
TOTAL ASSETS 5,549,094 5,560,348
Deposits:    
Non-interest-bearing 856,063 859,014
Interest-bearing:    
Certificates of deposit exceeding the FDIC insurance limits 145,609 144,982
Other interest-bearing deposits 3,638,331 3,714,918
Total Deposits 4,640,003 4,718,914
Short-term borrowings 137,609 187,057
Other borrowings 124,898 28,120
Other liabilities 74,639 77,216
TOTAL LIABILITIES 4,977,149 5,011,307
Shareholders' equity    
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,190,157 in 2025 and 16,165,023 in 2024; Outstanding shares - 11,850,645 in 2025 and 11,842,539 in 2024 2,019 2,018
Additional paid-in capital 146,159 145,927
Retained earnings 699,729 687,366
Accumulated other comprehensive loss (121,182) (132,285)
Less: Treasury shares at cost - 4,339,512 in 2025 and 4,322,484 in 2024 (154,780) (153,985)
TOTAL SHAREHOLDERS' EQUITY 571,945 549,041
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 5,549,094 5,560,348
Commercial    
ASSETS    
Loans 2,208,426 2,196,351
Residential    
ASSETS    
Loans 966,521 967,386
Consumer    
ASSETS    
Loans $ 673,751 $ 668,058