CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 93,526	$ 76,759
Federal funds sold	820	282
Securities available-for-sale	1,195,990	1,259,137
Loans	3,831,795	3,160,072
(Less) plus: Net deferred loan (fees)/costs	5,346	7,749
Allowance for credit losses	(46,732)	(39,767)
Loans, net	3,790,409	3,128,054
Restricted stock	17,555	15,364
Accrued interest receivable	26,934	24,877
Premises and equipment, net	81,508	67,286
Bank-owned life insurance	128,766	114,122
Goodwill	100,026	86,985
Other intangible assets	21,545	5,586
Other real estate owned	523	107
Other assets	102,746	72,587
TOTAL ASSETS	5,560,348	4,851,146
Deposits:
Non-interest-bearing	859,014	750,335
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	144,982	92,921
Other interest-bearing deposits	3,714,918	3,246,812
Total Deposits	4,718,914	4,090,068
Short-term borrowings	187,057	67,221
Other borrowings	28,120	108,577
Other liabilities	77,216	57,304
TOTAL LIABILITIES	5,011,307	4,323,170
Shareholders' equity
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,165,023 in 2024 and 16,137,220 in 2023; Outstanding shares - 11,842,539 in 2024 and 11,795,024 in 2023	2,018	2,014
Additional paid-in capital	145,927	144,152
Retained earnings	687,366	663,726
Accumulated other comprehensive loss	(132,285)	(127,087)
Less: Treasury shares at cost - 4,322,484 in 2024 and 4,342,196 in 2023	(153,985)	(154,829)
TOTAL SHAREHOLDERS' EQUITY	549,041	527,976
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	5,560,348	4,851,146
Commercial
ASSETS
Loans	2,196,351	1,817,526
Residential
ASSETS
Loans	967,386	695,788
Consumer
ASSETS
Loans	$ 668,058	$ 646,758