XML 50 R40.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Allowance for Credit Losses - Recorded Investment of Commercial Loan Portfolio by Risk Category (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Analysis of risk category of loans by class of loans          
Minimum outstanding balance of non-homogeneous loans to be individually evaluated as to credit risk $ 100   $ 100    
Current year 158,376   158,376   $ 255,765
Prior year 244,258   244,258   458,326
Two years before current year 454,903   454,903   361,138
Three years before current year 338,585   338,585   210,908
Four years before current year 191,404   191,404   98,537
Prior 476,704   476,704   446,015
Revolving Loans 154,186   154,186   177,744
Total loans 2,018,416   2,018,416   2,008,433
Current period gross charge offs, Total 6,091 $ 3,543 9,283 $ 7,919  
Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 57,093   57,093   87,975
Prior year 49,045   49,045   137,829
Two years before current year 117,878   117,878   125,525
Three years before current year 87,852   87,852   52,299
Four years before current year 40,410   40,410   46,513
Prior 106,627   106,627   107,185
Revolving Loans 74,700   74,700   92,198
Total loans 533,605   533,605   649,524
Current period gross charge offs, 2024         8
Current period gross charge offs, 2023         72
Current period gross charge offs, 2022     105   40
Current period gross charge offs, 2021     3,264   78
Current period gross charge offs, 2020     10   24
Current period gross charge offs, Prior     48   49
Current period gross charge offs, Total     3,427   271
Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Current year 7,978   7,978   21,232
Prior year 20,439   20,439   16,025
Two years before current year 15,613   15,613   20,798
Three years before current year 19,574   19,574   8,351
Four years before current year 7,787   7,787   9,462
Prior 56,808   56,808   54,451
Revolving Loans 224   224   287
Total loans 128,423   128,423   130,606
Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year 50,705   50,705   73,842
Prior year 79,718   79,718   124,051
Two years before current year 136,842   136,842   70,472
Three years before current year 99,928   99,928   24,643
Four years before current year 22,700   22,700   23,874
Prior 143,079   143,079   113,173
Revolving Loans 4,755   4,755   7,606
Total loans 537,727   537,727   437,661
Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 4,822   4,822   10,764
Prior year 8,730   8,730   11,491
Two years before current year 10,232   10,232   6,645
Three years before current year 5,695   5,695   6,161
Four years before current year 5,425   5,425   7,517
Prior 26,978   26,978   27,350
Revolving Loans 64,889   64,889   68,094
Total loans 126,771   126,771   138,022
All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 15,398   15,398   27,401
Prior year 32,721   32,721   106,085
Two years before current year 104,013   104,013   104,323
Three years before current year 92,950   92,950   96,507
Four years before current year 92,515   92,515   4,774
Prior 109,363   109,363   113,446
Revolving Loans 9,160   9,160   9,177
Total loans 456,120   456,120   461,713
Current period gross charge offs, 2024     252   675
Current period gross charge offs, 2023     100    
Current period gross charge offs, 2020         20
Current period gross charge offs, Total     352   695
Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Current year 22,380   22,380   34,551
Prior year 53,605   53,605   62,845
Two years before current year 70,325   70,325   33,375
Three years before current year 32,586   32,586   22,947
Four years before current year 22,567   22,567   6,397
Prior 33,849   33,849   30,410
Revolving Loans 458   458   382
Total loans 235,770   235,770   190,907
Pass          
Analysis of risk category of loans by class of loans          
Current year 153,225   153,225   248,561
Prior year 234,190   234,190   450,056
Two years before current year 449,218   449,218   346,276
Three years before current year 322,060   322,060   202,457
Four years before current year 186,584   186,584   94,211
Prior 448,057   448,057   421,033
Revolving Loans 148,953   148,953   163,479
Total loans 1,942,287   1,942,287   1,926,073
Pass | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 52,615   52,615   80,873
Prior year 39,032   39,032   131,522
Two years before current year 114,470   114,470   112,811
Three years before current year 73,432   73,432   47,445
Four years before current year 36,682   36,682   44,257
Prior 98,079   98,079   100,872
Revolving Loans 72,107   72,107   81,551
Total loans 486,417   486,417   599,331
Pass | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Current year 7,978   7,978   21,232
Prior year 20,439   20,439   16,025
Two years before current year 15,613   15,613   20,794
Three years before current year 19,574   19,574   8,310
Four years before current year 7,747   7,747   8,790
Prior 54,037   54,037   52,357
Revolving Loans 224   224   287
Total loans 125,612   125,612   127,795
Pass | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year 50,043   50,043   73,740
Prior year 79,663   79,663   123,319
Two years before current year 135,958   135,958   69,477
Three years before current year 98,953   98,953   23,965
Four years before current year 22,032   22,032   22,550
Prior 135,940   135,940   106,752
Revolving Loans 4,755   4,755   7,606
Total loans 527,344   527,344   427,409
Pass | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 4,811   4,811   10,764
Prior year 8,730   8,730   11,299
Two years before current year 10,061   10,061   6,614
Three years before current year 5,669   5,669   6,118
Four years before current year 5,391   5,391   7,443
Prior 25,472   25,472   25,678
Revolving Loans 62,249   62,249   64,476
Total loans 122,383   122,383   132,392
Pass | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 15,398   15,398   27,401
Prior year 32,721   32,721   105,046
Two years before current year 103,023   103,023   104,307
Three years before current year 92,936   92,936   94,029
Four years before current year 92,515   92,515   4,774
Prior 108,130   108,130   112,159
Revolving Loans 9,160   9,160   9,177
Total loans 453,883   453,883   456,893
Pass | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Current year 22,380   22,380   34,551
Prior year 53,605   53,605   62,845
Two years before current year 70,093   70,093   32,273
Three years before current year 31,496   31,496   22,590
Four years before current year 22,217   22,217   6,397
Prior 26,399   26,399   23,215
Revolving Loans 458   458   382
Total loans 226,648   226,648   182,253
Special Mention          
Analysis of risk category of loans by class of loans          
Current year         6
Prior year 8,175   8,175   1,039
Two years before current year 1,731   1,731   11,024
Three years before current year 10,724   10,724   6,285
Four years before current year 3,673   3,673   1,531
Prior 11,040   11,040   9,582
Revolving Loans 5,233   5,233   6,333
Total loans 40,576   40,576   35,800
Special Mention | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year         6
Prior year 8,175   8,175   221
Two years before current year 715   715   10,025
Three years before current year 9,749   9,749   3,442
Four years before current year 3,318   3,318   323
Prior 1,375   1,375   866
Revolving Loans 2,593   2,593   2,715
Total loans 25,925   25,925   17,598
Special Mention | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Two years before current year         4
Four years before current year         363
Prior 1,047   1,047   710
Total loans 1,047   1,047   1,077
Special Mention | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Prior year         732
Two years before current year 700   700   995
Three years before current year 975   975    
Four years before current year         845
Prior 827   827    
Total loans 2,502   2,502   2,572
Special Mention | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Prior year         86
Two years before current year 84   84    
Three years before current year         8
Four years before current year 5   5    
Prior 599   599   605
Revolving Loans 2,640   2,640   3,618
Total loans 3,328   3,328   4,317
Special Mention | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Three years before current year         2,478
Prior 795   795   830
Total loans 795   795   3,308
Special Mention | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Two years before current year 232   232    
Three years before current year         357
Four years before current year 350   350    
Prior 6,397   6,397   6,571
Total loans 6,979   6,979   6,928
Substandard          
Analysis of risk category of loans by class of loans          
Current year 4,277   4,277   3,722
Prior year 762   762   5,816
Two years before current year 2,917   2,917   1,858
Three years before current year 4,154   4,154   1,022
Four years before current year 172   172   2,627
Prior 16,282   16,282   14,520
Revolving Loans         7,932
Total loans 28,564   28,564   37,497
Substandard | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 3,615   3,615   3,620
Prior year 707   707   4,734
Two years before current year 1,700   1,700   1,842
Three years before current year 4,140   4,140   981
Four years before current year 132   132   1,789
Prior 7,048   7,048   5,354
Revolving Loans         7,932
Total loans 17,342   17,342   26,252
Substandard | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Three years before current year         41
Four years before current year 40   40   309
Prior 1,710   1,710   1,370
Total loans 1,750   1,750   1,720
Substandard | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year 662   662   102
Prior year 55   55    
Two years before current year 184   184    
Four years before current year         479
Prior 6,248   6,248   6,356
Total loans 7,149   7,149   6,937
Substandard | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Prior year         55
Two years before current year 53   53    
Four years before current year         50
Prior 903   903   1,067
Total loans 956   956   1,172
Substandard | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Prior year         1,027
Two years before current year 980   980   16
Three years before current year 14   14    
Total loans 994   994   1,043
Substandard | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Prior 373   373   373
Total loans 373   373   373
Not Rated          
Analysis of risk category of loans by class of loans          
Current year 874   874   3,476
Prior year 1,131   1,131   1,415
Two years before current year 1,037   1,037   1,980
Three years before current year 1,647   1,647   1,144
Four years before current year 975   975   168
Prior 1,325   1,325   880
Total loans 6,989   6,989   9,063
Not Rated | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 863   863   3,476
Prior year 1,131   1,131   1,352
Two years before current year 993   993   847
Three years before current year 531   531   431
Four years before current year 278   278   144
Prior 125   125   93
Total loans 3,921   3,921   6,343
Not Rated | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Prior 14   14   14
Total loans 14   14   14
Not Rated | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Three years before current year         678
Four years before current year 668   668    
Prior 64   64   65
Total loans 732   732   743
Not Rated | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 11   11    
Prior year         51
Two years before current year 34   34   31
Three years before current year 26   26   35
Four years before current year 29   29   24
Prior 4   4    
Total loans 104   104   141
Not Rated | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Prior year         12
Two years before current year 10   10    
Prior 438   438   457
Total loans 448   448   469
Not Rated | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Two years before current year         1,102
Three years before current year 1,090   1,090    
Prior 680   680   251
Total loans $ 1,770   $ 1,770   $ 1,353