CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 75,073	$ 76,759
Federal funds sold	24,000	282
Securities available-for-sale	1,205,751	1,259,137
Loans	3,196,820	3,160,072
(Less) plus: Net deferred loan (fees)/costs	7,189	7,749
Allowance for credit losses	(38,334)	(39,767)
Loans, net	3,165,675	3,128,054
Restricted stock	15,378	15,364
Accrued interest receivable	23,733	24,877
Premises and equipment, net	65,750	67,286
Bank-owned life insurance	114,767	114,122
Goodwill	86,985	86,985
Other intangible assets	5,116	5,586
Other real estate owned	170	107
Other assets	108,670	72,587
TOTAL ASSETS	4,891,068	4,851,146
Deposits:
Non-interest-bearing	748,495	750,335
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	112,679	92,921
Other interest-bearing deposits	3,271,153	3,246,812
Total Deposits	4,132,327	4,090,068
Short-term borrowings	38,211	67,221
Other borrowings	108,575	108,577
Other liabilities	81,285	57,304
TOTAL LIABILITIES	4,360,398	4,323,170
Shareholders' equity
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,165,023 in 2024 and 16,137,220 in 2023; Outstanding shares - 11,814,093 in 2024 and 11,795,024 in 2023	2,016	2,014
Additional paid-in capital	144,632	144,152
Retained earnings	673,728	663,726
Accumulated other comprehensive loss	(134,501)	(127,087)
Less: Treasury shares at cost - 4,350,930 in 2024 and 4,342,196 in 2023	(155,205)	(154,829)
TOTAL SHAREHOLDERS' EQUITY	530,670	527,976
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	4,891,068	4,851,146
Commercial
ASSETS
Loans	1,782,646	1,817,526
Residential
ASSETS
Loans	748,044	695,788
Consumer
ASSETS
Loans	$ 666,130	$ 646,758