CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 69,231	$ 76,759
Federal funds sold		282
Securities available-for-sale	1,218,287	1,259,137
Loans	3,184,649	3,160,072
(Less) plus: Net deferred loan (fees)/costs	7,334	7,749
Allowance for credit losses	(40,045)	(39,767)
Loans, net	3,151,938	3,128,054
Restricted stock	15,371	15,364
Accrued interest receivable	23,851	24,877
Premises and equipment, net	66,830	67,286
Bank-owned life insurance	114,683	114,122
Goodwill	86,985	86,985
Other intangible assets	5,351	5,586
Other real estate owned	167	107
Other assets	99,921	72,587
TOTAL ASSETS	4,852,615	4,851,146
Deposits:
Non-interest-bearing	738,478	750,335
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	109,228	92,921
Other interest-bearing deposits	3,257,397	3,246,812
Total Deposits	4,105,103	4,090,068
Short-term borrowings	88,873	67,221
Other borrowings	58,576	108,577
Other liabilities	79,297	57,304
TOTAL LIABILITIES	4,331,849	4,323,170
Shareholders' equity
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,165,023 in 2024 and 16,137,220 in 2023; Outstanding shares - 11,814,093 in 2024 and 11,795,024 in 2023	2,015	2,014
Additional paid-in capital	144,391	144,152
Retained earnings	667,675	663,726
Accumulated other comprehensive loss	(138,110)	(127,087)
Less: Treasury shares at cost - 4,350,930 in 2024 and 4,342,196 in 2023	(155,205)	(154,829)
TOTAL SHAREHOLDERS' EQUITY	520,766	527,976
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	4,852,615	4,851,146
Commercial
ASSETS
Loans	1,816,854	1,817,526
Residential
ASSETS
Loans	710,496	695,788
Consumer
ASSETS
Loans	$ 657,299	$ 646,758