INCOME TAXES - Reconciliation of income tax expense (Details) - USD ($) $ in Thousands	12 Months Ended
Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INCOME TAXES
Federal income taxes computed at the statutory rate	$ 15,223	$ 18,430	$ 13,779
Add (deduct) tax effect of:
Tax exempt income	(3,548)	(3,439)	(2,745)
ESOP dividend deduction	(107)	(103)	(101)
State tax, net of federal benefit	1,984	2,653	2,496
General business tax credits	(1,720)	(674)	(716)
Other, net	(11)	(216)	(87)
TOTAL	$ 11,821	$ 16,651	$ 12,626

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Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.

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The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.

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Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority noncontrolling interest income (loss), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, increase (decrease) in enacted tax rate, prior year income taxes, increase (decrease) in deferred tax asset valuation allowance, and other adjustments.

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Amount of cash outflow for payments made by the Federal Home Loan Banks (FHLBanks) to the Affordable Housing Program (AHP).

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