XML 88 R75.htm IDEA: XBRL DOCUMENT v3.24.0.1
ALLOWANCE FOR CREDIT LOSSES - Credit risk profile of loans (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period gross charge offs, Total $ 15,496 $ 15,706 $ 8,216
Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 348,183 424,209  
Prior year 317,948 217,824  
Two years before current year 151,284 145,349  
Three years before current year 91,864 54,134  
Four years before current year 33,181 35,258  
Prior 131,427 129,134  
Revolving Loans 72,484 69,873  
Total loans 1,146,371 1,075,781  
Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 232 937  
Prior year 1,189 990  
Two years before current year 756 681  
Three years before current year 757 932  
Four years before current year 598 366  
Prior 1,735 2,040  
Revolving Loans 1 178  
Total loans 5,268 6,124  
Total other loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 348,415 425,146  
Prior year 319,137 218,814  
Two years before current year 152,040 146,030  
Three years before current year 92,621 55,066  
Four years before current year 33,779 35,624  
Prior 133,162 131,174  
Revolving Loans 72,485 70,051  
Total loans 1,151,639 1,081,905  
Residential | First Liens [Member]      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 49,146 71,713  
Prior year 71,073 70,197  
Two years before current year 65,232 45,080  
Three years before current year 36,816 17,109  
Four years before current year 15,242 20,358  
Prior 119,591 119,270  
Revolving Loans 1,066 3,245  
Total loans 358,166 346,972  
Current period gross charge offs, Prior 167    
Current period gross charge offs, Total 167    
Residential | First Liens [Member] | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 49,146 71,607  
Prior year 70,952 70,197  
Two years before current year 65,232 45,080  
Three years before current year 36,751 16,968  
Four years before current year 15,185 20,258  
Prior 118,087 117,488  
Revolving Loans 1,066 3,245  
Total loans 356,419 344,843  
Residential | First Liens [Member] | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year   106  
Prior year 121    
Three years before current year 65 141  
Four years before current year 57 100  
Prior 1,504 1,782  
Total loans 1,747 2,129  
Residential | Home Equity      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 61 1,995  
Prior year 90 943  
Two years before current year   86  
Three years before current year 24 115  
Four years before current year 378 69  
Prior 926 860  
Revolving Loans 64,102 60,051  
Total loans 65,581 64,119  
Residential | Home Equity | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 61 1,995  
Prior year 68 943  
Two years before current year   8  
Three years before current year 7 115  
Four years before current year 378 55  
Prior 866 820  
Revolving Loans 64,102 59,875  
Total loans 65,482 63,811  
Residential | Home Equity | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Prior year 22    
Two years before current year   78  
Three years before current year 17    
Four years before current year   14  
Prior 60 40  
Revolving Loans   176  
Total loans 99 308  
Residential | Junior Liens [Member]      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 15,050 19,074  
Prior year 15,484 10,489  
Two years before current year 8,293 7,584  
Three years before current year 5,661 5,920  
Four years before current year 4,280 5,505  
Prior 8,197 6,336  
Revolving Loans 1,698 1,928  
Total loans 58,663 56,836  
Current period gross charge offs, 2019 24    
Current period gross charge offs, Prior 24    
Current period gross charge offs, Total 48    
Residential | Junior Liens [Member] | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 15,050 19,074  
Prior year 15,431 10,485  
Two years before current year 8,248 7,507  
Three years before current year 5,557 5,830  
Four years before current year 4,280 5,366  
Prior 8,094 6,195  
Revolving Loans 1,698 1,928  
Total loans 58,358 56,385  
Residential | Junior Liens [Member] | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Prior year 53 4  
Two years before current year 45 77  
Three years before current year 104 90  
Four years before current year   139  
Prior 103 141  
Total loans 305 451  
Residential | All Other Residential      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 6,432 11,542  
Prior year 9,477 9,923  
Two years before current year 3,146 501  
Three years before current year 421 1,340  
Four years before current year 1,031 533  
Prior 1,549 1,600  
Revolving Loans 415    
Total loans 22,471 25,439  
Current period gross charge offs, Prior 1    
Current period gross charge offs, Total 1    
Residential | All Other Residential | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 6,432 11,542  
Prior year 9,477 9,923  
Two years before current year 3,100 501  
Three years before current year 421 915  
Four years before current year 641 498  
Prior 1,511 1,582  
Revolving Loans 415    
Total loans 21,997 24,961  
Residential | All Other Residential | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Two years before current year 46    
Three years before current year   425  
Four years before current year 390 35  
Prior 38 18  
Total loans 474 478  
Residential | Motor Vehicle      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period gross charge offs, 2023 841    
Current period gross charge offs, 2022 7,722    
Current period gross charge offs, 2021 3,101    
Current period gross charge offs, 2020 1,448    
Current period gross charge offs, 2019 499    
Current period gross charge offs, Prior 174    
Current period gross charge offs, Total 13,785    
Residential | All Other Consumer      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current period gross charge offs, 2023 61    
Current period gross charge offs, 2022 213    
Current period gross charge offs, 2021 61    
Current period gross charge offs, 2020 37    
Current period gross charge offs, 2019 3    
Current period gross charge offs, Prior 5    
Current period gross charge offs, Revolving Loans 149    
Current period gross charge offs, Total 529    
Consumer | Motor Vehicle      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 265,165 307,378  
Prior year 216,098 119,101  
Two years before current year 71,446 88,581  
Three years before current year 47,471 29,241  
Four years before current year 12,172 8,718  
Prior 2,207 2,277  
Revolving Loans   6  
Total loans 614,559 555,302  
Consumer | Motor Vehicle | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 264,933 306,565  
Prior year 215,125 118,362  
Two years before current year 70,926 88,144  
Three years before current year 46,939 29,004  
Four years before current year 12,038 8,652  
Prior 2,177 2,230  
Revolving Loans   6  
Total loans 612,138 552,963  
Consumer | Motor Vehicle | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 232 813  
Prior year 973 739  
Two years before current year 520 437  
Three years before current year 532 237  
Four years before current year 134 66  
Prior 30 47  
Total loans 2,421 2,339  
Consumer | All Other Consumer      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 12,561 13,444  
Prior year 6,915 8,161  
Two years before current year 3,923 4,198  
Three years before current year 2,228 1,341  
Four years before current year 676 441  
Prior 692 831  
Revolving Loans 5,204 4,821  
Total loans 32,199 33,237  
Consumer | All Other Consumer | Performing      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year 12,561 13,426  
Prior year 6,895 7,914  
Two years before current year 3,778 4,109  
Three years before current year 2,189 1,302  
Four years before current year 659 429  
Prior 692 819  
Revolving Loans 5,203 4,819  
Total loans 31,977 32,818  
Consumer | All Other Consumer | Nonperforming Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Current year   18  
Prior year 20 247  
Two years before current year 145 89  
Three years before current year 39 39  
Four years before current year 17 12  
Prior   12  
Revolving Loans 1 2  
Total loans $ 222 $ 419