CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 74,668	$ 222,517
Federal funds sold	688	9,374
Securities available-for-sale	1,225,219	1,330,481
Loans	3,109,731	3,060,263
(Less) plus: Net deferred loan (fees)/costs	7,895	7,175
Allowance for credit losses	(39,034)	(39,779)
Loans, net	3,078,592	3,027,659
Restricted stock	15,398	15,378
Accrued interest receivable	22,546	21,288
Premises and equipment, net	67,424	66,147
Bank-owned life insurance	113,684	115,704
Goodwill	86,985	86,985
Other intangible assets	5,816	6,714
Other real estate owned	63	337
Other assets	93,723	86,697
TOTAL ASSETS	4,784,806	4,989,281
Deposits:
Non-interest-bearing	770,511	857,920
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	82,741	50,608
Other interest-bearing deposits	3,187,743	3,460,343
Total Deposits	4,040,995	4,368,871
Short-term borrowings	132,734	70,875
Other borrowings	84,578	9,589
Other liabilities	56,331	64,653
TOTAL LIABILITIES	4,314,638	4,513,988
Shareholders' equity
Common stock, $0.125 stated value per share; Authorized shares - 40,000,000; Issued shares-16,137,220 in 2023 and 16,114,992 in 2022; Outstanding shares - 11,754,528 in 2023 and 12,051,964 in 2022	2,014	2,012
Additional paid-in capital	143,855	143,185
Retained earnings	656,610	614,829
Accumulated other comprehensive loss	(176,038)	(139,974)
Less: Treasury shares at cost - 4,382,692 in 2023 and 4,063,028 in 2022	(156,273)	(144,759)
TOTAL SHAREHOLDERS' EQUITY	470,168	475,293
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	4,784,806	4,989,281
Commercial
ASSETS
Loans	1,775,004	1,798,260
Residential
ASSETS
Loans	687,069	673,464
Consumer
ASSETS
Loans	$ 647,658	$ 588,539